Non Owner Occupied for Single Family or Duplex
Amount up to One Million Dollars
|organic baby cow|
|Cattle ranch next to my place Caroline Gerardo September 2012|
Have you noticed in the grocery store the shortage of organic milk?
Whole Foods, Albertson's and Trader Joe's in Orange County California have signs up that they have shortages of organic milk, and sometimes organic cheese. When I ask the checkers why - they didn't have an explanation. I did, however, research and it is about the demand. Americans, especially in Orange County and areas with higher income are choosing organic over added hormones, added pesticides and cheaper milk.
Perhaps we ought to buy stock in organic food production? Just saying.
I only buy organic produce, most comes from my local Farmer's Market. Produce that is local and organic at the La Paz farmer's market is often less expensive than fruit and vegetables sprayed with chemicals. I don't drink a great deal of milk, but my teenage son does and I want him to be healthy.
If I posted photographs of muddy gross milk cow farms that are mass production, you would have turned away. The photo above is a baby Brown Swiss cow and below is a working ranch in Wyoming.
I'm taking a hatchet to the flippers.
Those guys with the television shows,
the books on how to get rich flipping
the house of the foreclosed borrower,
the guy with the thousand dollar seminar.
Mine government says no more.
FHA loans will not be allowing the
90 day flip rule anymore.
First time home buyers, FHA buyers
who have little money for down payment or
repairs have been the most likely to buy a
I've heard many a sad story from buyers
of flipped houses.
The house was a meth lab before the flip.
nothing is guaranteed
and the new buyer is
stuck not with a pretty
home, but the money pit...
|FHA' s new fat check $ 30 million|
HUD write’s itself a blank check on the backs of American Borrowers.
FHA is in the black, in fact they are profitable but they stuck
this thirty million dollar charge in 2015 and God knows
how much in the future hidden in Senate Bill 2438.
The Senate never voted on the bill, there in the fine print is an
okay to charge on your back what looks like a four percent surcharge. This is one fat check.
A mere forty dollars per one hundred thousand sounds small
but not when you do the math.
In three years it will be nearly a billion dollar bonus to all the
management of the federal Housing Administration.
They claim they need new software, but cough cough.
Don't worry, it will only make your mortgage cost more.
Call your Senator and put squash on big spending
for government jobs, unless of course you can
Wouldn't we all like a starting salary of $155,500?
Then pay yourself an unlimited bonus…
Full text of Senate Bill 2438 here https://www.congress.gov/bill/113th-congress/senate-bill/2438
opinions are my own
|dana point condo for sale|
Dana Point Condominium for sale $349,999.00
Open House November 8th 2014 11:00 AM to 2:00 PM
|long dark entry where you can't see around the corner says caution|
Bees need some help in this drought and competing with invasive
species. Planting flowers that they can use the pollen naturally gives
them the food they need to survive. I'm allergic to bees. I was only
stung once as a child. The keys to living in harmony with bees:
In the heat of the sun move slowly around where they are gathering
nectar. Cut flowers early or as the sun goes down. Bees are home asleep
Butterflies also need a little help, and they add grace and fun to your garden.
In my last house at Kite Hill we built a tree fort and planted coral seas passion
vine. With only water the vine soon overtook the fort which was a favorite
reading spot of my daughter Blair's. She could it up there in a wicker chair and
read for hours. The fort offered an ocean view, and the glory of thousands of
The vine needed chopping regularly as it found the soil and spot perfect,
See below bottom I planted a different passion vine as I couldn't find
coral bells and it needs a solution to tangle up and attach to the roof of the
gazebo. Input please!
|Bee is sitting in the painted blanket|
bare ground spots for mud
plants they like are:
lavender, thyme, cilantro, fennel, borage, sage, hollyhock
buttercup, calendula, geranium, aster, zinnia,
sweet assillum, poppy, sunflowers, heliotrope
I have all these in my garden in Orange County California
Mixing different perennials and annuals the bees and butterflies
enjoy makes for a colorful garden year round
Butter flies surprisingly enjoy a similar list
budderia, butterfly, bush, primrose,
statice, lilac, lantana, phlox, aster, butterfly weed,
milkweed, chives, red clover,
lavender, loostrife, sedum, wisteria,
coreopsis, marigold, globe thistle,
yarrow, heliotrope, ceanothus, aster, cosmos,
zinnia, thyme, calendula
Important note: I never use pesticides. I only use water,
home cooked compost and let the sun do what it will..
I do kill snails naturally with my snail ranch that they come
in and have a beer but never leave.
|my backyard this October 2014|
|my front yard has three varieties of lavender and Mexican sage, see the little white butterfly?|
|coral bells passion vine|
|Milkweed favorite for monarch butterflies the pods dance on the wind|
|Coreopsis is hardy in California it blooms year round if you trim by thinning the plant and dead head the flowers|
for the butterflies but try as I might I can't get it to cling
to the roof or over the hanging.
ALSO KNOWN AS TABLE FUNDING RESIDENTIAL MORTGAGE
AND REAL ESTATE WHERE BUYER AND SELLER GO TO AN
ATTORNEY TO SIGN AND CLOSE ALL ON THE SAME DAY
|BEACH HOUSE DESIGN|
|OUTDOOR DINING ROOM CALIFORNIA STYLE|