Upside Down in your USDA loan ?

Outdoor Living, Green Chinese Ceramics

Succulent low water garden

French Patio setting
Rural Homeowners Rejoice!

USDA Home Loan Borrower Program Brings Refinancing Relief

A new pilot program recently announced by the White House allows owners with USDA-insured mortgages to take advantage of today's low rates – and lower their monthly mortgage payments. If your home loan is backed by the United States Department of Agriculture, you may qualify for streamlined refinancing with:
§ No new property appraisal required
§ Reduced documentation requirements
§ You can be upside down

  To be eligible for this new program:

You cannot have missed any mortgage payments in the past 12 months.

Borrowers in the following states may meet the program requirements: Alabama, Arizona, California, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Mississippi, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Rhode Island, South Carolina and Tennessee.

Don't Wait! Take advantage of this program to get relief from your high mortgage payments now!

Caroline Gerardo Loan Officer NMLS #324982


Committed to Seeing You Home. NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. Caroline Gerardo | Eagle Home Mortgage 8105 Irvine Center Drive #500, Irvine, CA 92618

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