CASTLE OR CONDO
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IS NOW
Mortgage Rates Have Decreased
Your House Value Increased
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Let's save you some money
Call now (949) 637-8190
When you look at mortgage rates,
you’ll see that
they’re based on different factors,
such as the type of mortgage,
the loan
amount and points.
The APR is useful when you’re comparing
the total cost of
mortgage products
among lenders, because it includes
estimated loan fees and
closing costs
spread out over the length of the loan.
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Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000
5-year Adjustable-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $829.79 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.007%. After the initial sixty months, the principal and interest payment is $818.39. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years. The loan is amortized over 30 years.
30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed Rate Loan at 4.125% and 70% loan-to-value (LTV) is $969.3 with one point due at closing. The Annual Percentage Rate (APR) is 4.335%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Based on conforming loan under $417,000.00
15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.125% and 70% loan-to-value (LTV) is $1393.22 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.543%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Based on conforming loan under $ 417,000.00
Jumbo Fixed Rate
Super Jumbo Mortgage
Construction Loans
Foreign National Loans to
Canadians and most other countries
HELOC
Caroline GERARDO NMLS #324982
GRANT BONDS CREATIVE
OWNED BY LENNAR HOMES
One of our nations biggest home builders
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