Fundraiser Dana Hills Lacrosse

Auction items are live now.
I'm cooking dinner for the fundraising event
The auction is now live. The ebay link is below for the bidding to begin. Plan early to enjoy 4 nights in Park city Utah. Whether you ski, snowboard or have fun in the mountains, what a great get away for you and the family. Click on the link below and place your bid.
All the best

Dana Boys LAX  ( Dana Hills High School Gentlemen's Lacrosse)
Dana Point, California
Event to be at Niguel Shores Clubhouse
March 29th, 2014 


Artichoke Diet Secret

Artichoke flower tea is great for weight loss and helps with liver functions.
I'm sharing a secret and photographs of thistle in bloom
The tea has folate, vitamins A, B1 and C, and minerals such as magnesium, phosphorus, calcium, iron, potassium, zinc and dietary fiber.
  • Artichoke herbal tea helps to protect the liver. It stimulates the liver function and the production of bile. It helps with liver problems and heals damage done from alcoholism 
    The tea is diuretic, easing elimination of urea. It also contains inulin, which is important as a hypoglycemic, this helps diabetics to regulate the levels of sugar in the blood. A great addition to normal diet or as a fast.

  • This is one of nature's simple diet aids- it reduces appetite and flushes your system
How to make it:
organic artichokes please
Rinse the flower and add the stem and all the flower
Flowering artichoke placed in boiling water for 15 minutes.
Allow to cool.
Drink a cup of tea three times a day

Next garlic cures
Don't these remind you of funny Easter baskets?


Time to Refinance?

 Is now the right time to refinance?

We can discuss if now is the right
time for
YOU to refinance.
It could be, if...                          

Your adjustable rate mortgage
payment is increasing?

You want to consolidate monthly debt such as

credit cards, car loans...

Your current interest rate is higher

than today's rate and you want a lower payment.

You want to cash out equity to use for

college tuition, vacation,

or home improvements.

ARM adjusting upwards?

Adjustable rates are rising!

Janet Yellen says the Fed is

going to increase mortgage

rates now, and higher soon.  

Call today:                          


Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
Committed to Seeing You Home.
NMLS #849059 CA #813I609 Universal American Mortgage Company of CA, dba Eagle Home Mortgage of CA. Licensed:
Department of Business Oversight California Residential Mortgage Lending Act RMLA #4130383, NMLS #252392.
 Restrictions apply. This is not a commitment to lend. Applicants must qualify.



Remove Stains from Carpet

Hints provided by
C. G. Barbeau AKA (Caroline Gerardo)

If the stain is still wet,
try repeatedly sponging with lukewarm water.
Absorb the stain each time with a dry towel.
Blot dry and; treat with a solution of 
2 teaspoons Blue Dawn
detergent and;
2 teaspoons white vinegar
in a quart of warm water.
After 15 minutes, blot again and
sponge with clean water.
You may want to put a fan on the area if
it is large

Cigarette Burns:

Trim off the tops of the brown damage,
Twist the fiber ends
Blot with the 2 teaspoons dawn +
2 teaspoons vinegar in warm water
blot with dry towel

Permanent ink can't be removed,
but you can minimize the damage
by blotting with water.
Blot ball-point ink with a
denatured alcohol as soon as possible.

Gently blot with a green
dry-cleaning solution.
Rinse with a solution of 1 tablespoon
ammonia in a cup of water.
Blot dry - don't walk on
the stain a couple days

Oil-base paints can usually
be removed with turpentine.
Water-base paints
clean up with water.
Rinse fifty times blotting
dry as you go
Dried paint trim or sand off

I have white carpet with
dogs and children.
I bought a Bissell cleaner
but it doesn't do the job.
I rent the more commercial
carpet cleaner from Home
Depot. The reason why I rent
and don't buy one is they
break (water and electric mix
on stairs seems to be the magical
mix for disaster)
Don't buy the commercial carpet
solution. Set up all the fabrics
on top of tables, move chairs and
as much furniture you can to non
carpet areas before you go rent.
I can clean 3400 square feet -
upstairs and down in two hours
with the machine. They rent by
the hour so plan and organize before
you rent.
Use 1 cup blue dawn 1 cup vinegar
and very hot water.
Alternate the next month (if
you have white carpet as I do)
with 1 cup blue Dawn liquid
1/2 cup bleach and hot water

Ventilate well, fans and dry
as as you clean and leave the
fans on until dry.

Use old white towels for the
pathways where you walk
until it dries. Make the children
leave their muddy shoes outside.
You will be tired.
Think of it as sit ups.

C G Barbeau

NMLS #324982
office 949-637-8190
cell 949-784-9699
efax 855-883-4303
Eagle Home Mortgage
A Lennar Homes Division

8105 Irvine Center Drive Suite #500
Irvine CA 92618



Bird houses Laguna Beach



Residential Home Loans up to Five Million Dollars
Loans for your little birdhouse too
90% loans on $850,000. sales price
80% 10% plus HELOC second (FICO of 720 required)
Grants Gifts MCC
VA FHA USDA Conventional
Fannie Freddie and Ginnie
Foreign National loans




30061 Monteras Laguna Niguel Calfornia 92677
Open House March 8th   2014
12:00- 5:00
$589900 sales price
1300 square fee
3219 sqaure foot lot size
3 bedrooms 2.5 baths
Loan amount $ 560405.00 95% loan to value
4.5% 30 year Fixed Rate 4.611 APR
principle and interest payment $2839.49
HOA fees $144 and $48
C G phone (949) 637-8190
NMLS 324982