2/03/2014

Condos Laguna Niguel

Laguna Niguel Map of Most Condominium Complexes
Map of condos in Laguna Niguel is missing a few complexes but pretty complete


http://www.botid.org" title="Botid.org Internet Directory Listing">Botid.org Internet Directory Listing
       You can add your url to botid.org the best of the internet directory. Our is added under Real Estate Directory

South Orange County Condos

Condominium Complexes in South Orange County

Potted Meyer lemon and  succulents on a lovely Laguna Beach patio


It is my plan to list and publish images of the Condo complexes in South Orange County and
compile and post the CCR's Bylaws and last budgets when available. Homeowner Associations hire management companies that charge $ 500 to $1000 for this information that should be available to every owner, prospective buyer, mortgagee and mortgage lender for free. Most of the documents (not the budgets) were recorded but are difficult to find if you don't work for a title company

Here is a brief list of the associations I hope to complete this year:
If you have information on Homeowner Association Lawsuits and
CCR's Budget Bylaws please contact me

Caroline Gerardo  (949) 637-8190Active

  • Alta Vista Association
  • Arch Beach Heights Association
  • Bella Vista
  • Blue Lagoon, Laguna Beach
  • Bluebird Canyon Association
  • Bluebird Knolls Association
  • California Mobilehome Parkowners' Alliance
  • Canyon Acres Neighborhood Association
  • Capistrano Garden Homes Association # 1
  • Capistrano Royale (The Acreage) Homeowners Assoc.
  • Capistrano Villas Homeowners Association # 1
  • Capistrano Villas Homeowners Association # 2
  • Capistrano Villas Homeowners Association # 3
  • Capistrano de Oro Homeowners Association
  • Casitas Capistrano Homeowners Association III
  • Connemara II Property Owners Association
  • Corinche Master Association, Laguna Niguel
  • Crescent Bay Association
  • Crown Valley Highlands Community Association
  • Dana Terrace HOA
  • Del Cabo Properties Inc
  • East Nine
  • El Mirador Association
  • Emerald Ridge HOA
  • Hampton Hill HOA
  • Harbor Merchants Association
  • Hunt Club II Community Association
  • Huntington Pacific
  • Laguna Beach South Entrance Association
  • Laguna Canyon Property Owners
  • Laguna Crest HOA
  • Laguna North
  • Lagunita, Laguna Beach
  • Lantern Bay Villas, Dana Point 
  • Lantern Village Association
  • La Vista
  • Loma Verde Homeowners Association
  • Lomas San Juan Park
  • Lomas San Juan RV
  • Los Corrales Homeowners Review Committee
  • Lower Diamond Association
  • MS1 Residents
  • Malaspina Homeowners Association
  • Marinita HOA
  • Marquesas at Monarch Beach
  • Mesa Vista South Homeowners Association
  • Mission Woods Architectural Review Committee
  • Misty Ridge
  • Monarch Bay HOA
  • Monarch Bay Terrace HOA
  • Monarch Beach Civic Association
  • Monarch Beach Master Association
  • Monarch Beach Villas HOA
  • Monarch Hills Condos
  • Montego at Monarch Beach
  • Mystic Hills
  • Niguel Beach Terrace HOA
  • Niguel Shores Community Association
  • http://www-8.neighborhoodlink.com/images/active2.gif?1305837055Niguel Woods
  • North Laguna Community Association
  • Ocean Cliff Manor Neighbors
  • Old Mill Pond HOA
  • Regatta Homes HOA
  • Rio Vista Homeowners Association
  • Ritz Cove
  • San Juan HIlls East Homeowners Association # 1
  • San Juan HIlls East Homeowners Association # 6
  • San Juan Hills Community Association VI
  • San Juan Hills East Homeowners Association # 5
  • San Juan Hills East Homeowners Association # 7
  • San Juan Hills Inc.
  • San Juan Mesa Verde Homeowners Association
  • Selva Hills HOA
  • Silverleaf Estates
  • Stoneridge Estates Homeowners Association
  • Tierra Del Caballo Homeowners Association
  • Valle Pacifica Homeowners Association
  • Verde San Juan Estates
  • Villa San Juan Mobilehome Park Association
  • Villas at Monarch Beach HOA
  • Vista Fuente Homeowners Association
  • West Nine
  • Woods Cove Neighborhood Association






Extra Mortgage Tax Deduction


Qualify for a little more loan and get an extra tax credit
 

 

Birdhouse, succulents on South Laguna Beach patio


 CAROLINE GERARDO
Mortgage loan application here:

http://eaglehomemortgage.com/carolinegerardo/

 Newport Beach CA 92660
(949)784- 9699 
On a $400000. Loan a tax credit of $ 2000 is used as
$ 166.66 deduction on your debt to income ratio.
This credit is real cash on filing your Federal Tax return
for the life of the loan AND can bring down
your debt to income ratio to qualify.
Today many loan programs won’t
allow you to go above 43%
Debt to Income Ratio (DTI )
And this amount equals about $ 38000
of higher loan amount available
to a first time home borrower.
You cannot have filed a federal tax return
in the past 3 years with
mortgage interest deduction or real
Property tax deduction


 CAROLINE GERARDO
NMLS # 324982
Newport Beach CA 92660


On a $400000. Loan a tax credit of $ 2000 is
used as $ 166.66 deduction on your debt to income ratio.
This credit is real cash on filing your
Federal Tax return for the life of the loan AND can bring down
Your debt to income ratio to qualify.

Today many loan programs won’t allow you to go above 43%
Debt to Income Ratio (DTI )

And this amount equals about $ 38000 o
f higher loan amount available to a first time home borrower.

You cannot have filed a federal  tax return in the past
3 years with mortgage interest deduction or real
Property tax deduction

West Nine Condominiums


Sunflower birdhouse
 


The West Nine condo complex was built  by AVCO in 1971 before Laguna Niguel was an incorporated city. Laguna Niguel became a city in 1989, back then Crown Valley Parkway was the only freeway off ramp and most of the hillsides were grasslands overlooking beaches. Located on Crown Valley Parkway between Clubhouse Drive and Camino Del Avion The West Nine is a safe complex to relax and call home. The City of Laguna Niguel has just over sixty thousand residents.

This well maintained complex has large detached garages placed on the Crown Valley side many units have lovely golf course views. The garages on the street side buffer road noise. Trash facilities are also in enclosed buildings street side. El Niguel golf course below has several ponds and fountains where home owners can watch migrating snow geese, ducks and local song birds. The There are two rows of two story condominiums. The buildings are in rows of six, or eight, allowing sets of twelve or sixteen units. The builder was careful to angle the rows as to allow the back sets to be five feet above the front row and breaks in between the structures allow peek a boo views. There are a few single story units in the front.
There are no pool or tennis facilities owned by West nine, as newer condominium complexes added these amenities. El Niguel Racquet Club has great tennis courts, an Olympic sized lap pool and extensive weight rooms that a homeowner could join (and pay for) adjacent to the property. Owners are also able to join El Niguel Country Club and Golf Course, nestled between Laguna Beach and Dana Point, on the border of Monarch Beach and Laguna Niguel

 Home Owners Association fees $ 380. Monthly

This home is also located close to the St. Regis Hotel and the Ritz Carlton and within one mile of beautiful beaches Salt Creek Beach, fine dining and dancing at Brio,  a close by Trader Joe’s on Golden Lantern,  luxury Cinepolis theater on nearby Camino Del  Avion cross street.

Blue diamond schools with active PTA and small classroom size.
Nearby Hiking: Woods Canyon,  Aliso Canyon, Top of the World Park, and Badlands Canyon to name a few.

 Current listings:
31496 West Nine Drive #161 Square Ft: 1700 Bedrooms: 3 Bathrooms: 2 Price: $529,000 Zip 92677

31687 West Nine Drive Square Ft: 1044 Bedrooms: 2 Bathrooms: 2 Price: $435,000 Zip 92677

31422 West Nine Drive Square Ft: 1044 Lot Bedrooms: 2 Bathrooms: 2.00 Price: LEASE / rents monthly $2,100 Zip 92677

31705 West NINE Drive  Bank owned was listed for $ 398000 is pending sale








UPSIDES OF this complex:
Purchase with FHA loan and up to $ 20000 gift is available to owner occupied buyers.

Prices range from $  390000- $490000

Quiet, the units are solidly built you can’t hear neighbors, many have replaced and added dual pane windows

Easy access to freeway – Laguna Beach- Dana Point

Plenty of parking

 

Downsides of this complex:

$380 is pretty high HOA

Management Company has not updated FHA paperwork

No crosswalks on Crown Valley towards the beach