High Balance Loan Limit One More Year

Maximum Conforming and High Balance Loan Limits Remain the swame for HERA Loan Limits for 2014: Summary of High-Cost Areas

Fannie Mae and Freddie Mac announced today the extension of High Balance Mortgage Loan Limits. Frankly we are fortunate as our government seems to be backing out of the loan business.

Metropolitan Statistical Areas: 

Statistical Areas and Rural Counties where Maximum HERA Conforming Loan for 2013

Limits for Mortgages Acquired in 2014 exceed $417,000 in Contiguous U.S. or $625,500 for locations in Alaska, Hawaii, Guam, and U.S. Virgin Islands

Published November 27, 2013

ORANGE COUNTY CALIFORNIA Most zip codes $ 625500. High Balance Mortgage Loan remains available

VA Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)

Component Counties (VA): Arlington, Clarke, Culpeper, Fairfax, Fauquier,

Loudon, Prince William, Rappahannock, Spotsylvania, Stafford, Warren

Component Cities (VA): Alexandria, Fairfax, Falls Church, Fredericksburg,

Manassas, Manassas Park

$ 625,500 $ 8 00,775 $ 967,950 $ 1,202,925

VA Cumberland $ 535,900 $ 6 86,050 $ 829,250 $ 1,030,600

VA King and Queen $ 535,900 $ 6 86,050 $ 829,250 $ 1,030,600

VA Lancaster $ 442,750 $ 5 66,800 $ 685,100 $ 851,450

VA Louisa $ 535,900 $ 6 86,050 $ 829,250 $ 1,030,600

VA Surry $ 458,850 $ 5 87,400 $ 710,050 $ 882,400

WA Seattle-Tacoma-Bellevue, WA (Metropolitan Area)

Component Counties: King, Pierce, Snohomish

$ 506,000 $ 6 47,750 $ 783,000 $ 973,100

WA San Juan $ 483,000 $ 6 18,300 $ 747,400 $ 928,850

WV Washington-Arlington-Alexandria, DC-VA-MD-WV (Metropolitan Area)

Component County (WV): Jefferson

$ 625,500 $ 8 00,775 $ 967,950 $ 1,202,925

WY Jackson, WY-ID (Micropolitan Area)

Component County (WY): Teton

$ 625,500 $ 8 00,775 $ 967,950 $ 1,202,925

MP Northern Islands $ 524,400 $ 6 71,300 $ 811,450 $ 1,008,450

MP Saipan Municipality $ 529,000 $ 6 77,200 $ 818,600 $ 1,017,300

MP Tinian Municipality $ 532,450 $ 6 81,650 $ 823,950 $ 1,023,950

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