5/30/2014

CASTLE OR CONDO TIME TO REFINANCE

CASTLE OR CONDO
LOWER YOUR PAYMENT

Time To Refinance
IS NOW

Mortgage Rates Have Decreased
Your House Value Increased
Let's get rid of your mortgage insurance
Let's save you some money
Call now (949) 637-8190





When you look at mortgage rates,
you’ll see that they’re based on different factors,
 such as the type of mortgage,
the loan amount and points.
The APR is useful when you’re comparing
the total cost of mortgage products
among lenders, because it includes
estimated loan fees and closing costs
 spread out over the length of the loan.
LOAN APPLICATION ONLINE






  • Adjustable-Rate Mortgage: The initial payment on a 30-year $200,000
  • 5-year Adjustable-Rate Loan at 2.875% and 70% loan-to-value (LTV) is $829.79 with 1.125 points due at closing. The Annual Percentage Rate (APR) is 3.007%. After the initial sixty months, the principal and interest payment is $818.39. The fully indexed rate of 2.875% is in effect for the remaining 25 years and can change once every year for the remaining life of the loan. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Rate is variable and subject to change after 5 years. The loan is amortized over 30 years.
  • 30-Year Fixed-Rate Mortgage: The payment on a $200,000 30-year Fixed Rate Loan at 4.125% and 70% loan-to-value (LTV) is $969.3 with one point due at closing. The Annual Percentage Rate (APR) is 4.335%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Based on conforming loan under $417,000.00
  • 15-Year Fixed-Rate Mortgage: The payment on a $200,000 15-year Fixed-Rate Loan at 3.125% and 70% loan-to-value (LTV) is $1393.22 with 2 points due at closing. The Annual Percentage Rate (APR) is 3.543%. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. Based on conforming loan under $ 417,000.00

  • Jumbo Fixed Rate

    Super Jumbo Mortgage

    Construction Loans

    Foreign National Loans to
    Canadians and most other countries

    HELOC

    Caroline GERARDO NMLS #324982


    GRANT BONDS CREATIVE
    OWNED BY LENNAR HOMES
    One of our nations biggest home builders