News from USDA about income limits per number of members in
family for California
GUARANTEED HOUSING PROGRAM INCOME LIMITS
STATE: CALIFORNIA
2017 Mid Year A D J U S T E D I N C O M E L I M I T S
P R O G R A M
1 PERSON 2 PERSON 3 PERSON 4 PERSON 5 PERSON 6 PERSON 7 PERSON 8 PERSON Family
Bakersfield, CA MSA
VERY LOW INCOME 29950 29950 29950 29950 39550 39550 39550 39550
LOW INCOME 47900 47900 47900 47900 63250 63250 63250 63250
MOD.INC-GUARANTEED LOAN 78200 78200 78200 78200 103200 103200 103200 103200
Chico, CA MSA
VERY LOW INCOME 31300 31300 31300 31300 41300 41300 41300 41300
LOW INCOME 50100 50100 50100 50100 66150 66150 66150 66150
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
El Centro, CA MSA
VERY LOW INCOME 29950 29950 29950 29950 39550 39550 39550 39550
LOW INCOME 47900 47900 47900 47900 63250 63250 63250 63250
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
Fresno, CA MSA
VERY LOW INCOME 29950 29950 29950 29950 39550 39550 39550 39550
LOW INCOME 47900 47900 47900 47900 63250 63250 63250 63250
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
Hanford-Corcoran, CA MSA
VERY LOW INCOME 29950 29950 29950 29950 39550 39550 39550 39550
LOW INCOME 47900 47900 47900 47900 63250 63250 63250 63250
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
Los Angeles-Long Beach-Anaheim, CA MSA
Los Angeles-Long Beach-Glendale, CA HUD Metro FMR Area
VERY LOW INCOME 45050 45050 45050 45050 59450 59450 59450 59450
LOW INCOME 72100 72100 72100 72100 95150 95150 95150 95150
MOD.INC-GUAR.LOAN 103650 103650 103650 103650 136800 136800 136800 136800
Santa Ana-Anaheim-Irvine, CA HUD Metro FMR Area
VERY LOW INCOME 52150 52150 52150 52150 68850 68850 68850 68850
LOW INCOME 84550 84550 84550 84550 111600 111600 111600 111600
MOD.INC-GUAR.LOAN 121550 121550 121550 121550 160450 160450 160450 160450
Madera, CA MSA
VERY LOW INCOME 29950 29950 29950 29950 39550 39550 39550 39550
LOW INCOME 47900 47900 47900 47900 63250 63250 63250 63250
MOD.INC-GUAR.LOAN 78200 78200 78200 78200 103200 103200 103200 103200
* ADD 8% OF 4 PERSON LIMIT FOR EACH PERSON IN EXCESS OF 8 PERSONS
** MODERATE INCOME IS DEFINED AS THE GREATER OF 115% OF THE U.S. MEDIAN FAMILY INCOME OR 115% OF THE AVG.
OF THE STATE-WIDE AND STATE NON-METRO MEDIAN FAMILY INCOMES OR 115/80THS OF THE AREA LOW-INCOME LIMIT
05/17/2017
Note USDA requires the property legal location to meet their rural guidelines.
Some of the Counties above in California may have only a handful of homes that
meet USDA location rule. for example Orange County Irvine is listed but there are zero
residences in Irvine that qualify. Silverado Canyon is one rare example of property location
that may meet USDA rules in Orange County
This mortgage loan program is wonderful for rural properties. It was intended to
populate the more remote parts of America with solid homeownership