Latest VA Funding Fee Rules

• Certificate of Eligibility (This can be ordered by the Lender quicker)
• Form 28-1880 (Request for COE)
• Form DD-214
• Form 28-8937 (For service Connected Disability Benefits only)

The funding fee of 2.15 percent must be paid to VA by all but certain exempt veterans. A down payment of 5 percent or more will reduce the fee to 1.5 percent and a 10 percent down payment will reduce it to 1.25 percent. A funding fee of 2.40 percent must be paid by all eligible Reserve/National Guard individuals.

The Veterans Administration provides one of the most amazing products for active and retired military which is the VA Home Loan. This product can be used to purchase or refinance a house. Spouses (widows) of Vets

can also use the loan if they have not remarried.

Don't let the Seller or Agents frown on this way to buy a home.

For some reason agents recall some fictional deal of their past where

the VA inspection was pretty tough on the condition of the property. The real estate needs to meet health and safety codes of the subject address - whether it is county or city codes. The VA protects it's own in that they don't want them living in a house that the roof leaks and is falling apart.

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