Financial markets are dark sky. Coronavirus scare dominates the news.
Dow off 1700, Ten Year at
0.50%. Oil price war, etc. oh my I need another gallon of isoprophyl alcohol to wash everything... Life gives lemons...
I'm mixing my Refinance Lemonaid Recipe:
or Lemonade depending on your spelling
3 fresh lemons from my garden,
15 sprigs of lavender flowers,
3 teaspoons sugar,
1 teaspoon real honey,
1/2 gallon of water and ice.
Pour into your prettiest glass.
Start your loan application.
Absorb the Vitamin C- when you close I'll give you organic citrus only fed water and sunlight.
I'm mixing my Refinance Lemonaid Recipe:
or Lemonade depending on your spelling
3 fresh lemons from my garden,
15 sprigs of lavender flowers,
3 teaspoons sugar,
1 teaspoon real honey,
1/2 gallon of water and ice.
Pour into your prettiest glass.
Start your loan application.
Absorb the Vitamin C- when you close I'll give you organic citrus only fed water and sunlight.
No-one knows what’s going to
happen but the majority of us will be fine, in fact we will be great.
It's only paperwork to get a mortgage loan. Get the pdf copy of your w-2 2019 and 2018 in a little file folder, then download pdf copies of last two bank statements and put in the folder; do you have online Human Resources? download those last 30 days pay stubs or scan them. Get the mortgage bill and just the bill page of fire insurance, then driver's licenses and you have 95% of it.
It's only paperwork to get a mortgage loan. Get the pdf copy of your w-2 2019 and 2018 in a little file folder, then download pdf copies of last two bank statements and put in the folder; do you have online Human Resources? download those last 30 days pay stubs or scan them. Get the mortgage bill and just the bill page of fire insurance, then driver's licenses and you have 95% of it.
If self employed - let's talk with your CPA and have him her send everything. Even on a bank statement loan without taxes you will get a lower payment. No shaking hands, all done from home.
Saving a hundred, two hundred or three hundred dollars a month is worth while! And we get to reconnect and talk for three weeks. I'll do a check up on your insurance, life insurance, 529 Plan, fix your credit and talk about my favorite handyman.
I’d personally lock at 3.5%,
rather than trying for 3.375% and ending up at 3.75%.
Here’s a great article from
Housing Wire that explains how lenders are dealing with the volume challenge:
Pinnacle Home Loans – With you in mind…
(949) 784-9699
C G Barbeau Caroline Gerardo Barbeau
NMLS 324982
 |
| Peach tree blooming this week |
****************************************************************
©2020. All
Rights Reserved. NMLS 1775393 Equal Housing Lender | Licensed by the Department
of Business Oversight under the California Residential Mortgage Lending
Act. Consumer Access – NMLS 1775393. |
Pinnacle Home Loans |
cbarbeau@pinnacle-loan.com
