VA home loans are a fabulous benefit for our veterans.
Let's talk about 100% financing for qualified active or retired veterans
No loan limits
FICO as low as 500
Service members, veterans and eligible
spouses who survived can become home owners.
The Veterans Administration provides the guarantee benefit that avoids mortgage insurance and protects the vet. You can buy, refinance, rehab, or make adaptations to an owner occupied house.
The interest rates are low and competitive.
You must qualify for the home loan with a forty one percent back end ratio.
(949) 784-9699
Veterans can reuse the benefit unlimited number of times. The benefits also can be split over an existing and new purchase. We need your DD214 to lookup the benefit amounts.
New update the VA loan now includes National Guard members with ninety days of active service including at least 30 consecutive days under Title 32, Sections 316, 502, 503, 504 or 505.
An Interest Rate Reduction Refinance Loan (IRRRL)
The IRRRL is a mortgage refinance of "VA to VA" loan, meaning it can only be done if you have an existing VA guaranteed loan on the property. The refinance offers to lower the interest and reduce the monthly payment on the existing VA guaranteed loan. It is very easy to help veterans save money with this tool.
This Veterans Day and weekend let's celebrate those who worked for our freedom!