**Indicative lending parameters subject to change.
oan Term 12-36 Months
Loan Amount $5M-$25M
Lending Area Top 100 MSAs (US Only)
Loan-to-Cost Up to 85%
Interest Starting at SOFR + 5.0%
Amortization None, Interest Only
Origination Fee 1-2%
Closing Time 2-3 Weeks
Prepayment Penalty 6 months, Flexible
Timely Closings
1031 Exchanges
Expiring Purchase Contracts
Foreclosure Auctions
Partner Buyouts
Value Add
Pre-TCO Completion
Renovation Loans
Condo Inventory Sales
Tenant Improvements
Cash Out
Leasing Turnover
Expiring Leases
Non-Stabilized Properties
Non-Recourse Available
No Ground-Up Construction
Commercial Bridge Loan
Parameters
Product Description
eminvestmentpartners.com
Lending Scenarios
Collateral — Asset Types
Multifamily
Retail, Mixed-Use
Industrial
Self-Storage
Net Lease
Condo Inventory
SFR Portfolios
Outdoor Storage
Luxury Residential
Hospitality
-------
X-Caliber Cap
-------
Red Fox Capital
------
LendingBeeinc.com
Types, Terms, and Rates
Investor 1-4 (SFR, Condo, and 2-4 Units)
Tier
(Borrower
Strength) Geographical Location Purchase Refinance
Rate LTV Rate LTV
1 Prime Location – CA only 10.99% 70% 12.00% 65%
2
Prime Location – other approved
states 11.50% 65% 12.50% 60%
3 Class B Location 12.50% 60% Not available Not available
Property Types, Terms, and Rates
Commercial – Multifamily, Retail, Industrial, Office
Tier
Borrower, Property
Strength, Geographical
Location Purchase Refinance
Rate LTV Rate LTV
1 Prime 10.00% 65% 10.50% 65%
2 Average 11.00% 65% 12.00% 65%
3 Below Average 12.50% 60% 12.99% 65%
General Guidelines
Purpose Purchase and refinance transactions
Loan Amounts $250K - $25MM.
Term 12 months, interest only. Longer term available in some cases (up to 24 months)
Credit Score Not credit score driven
Prepayment Premium Case by case
Broker Fees Case by case but minimum is 2 points.
Lender Fees Average of $2,500
Other Fees Valuation, due diligence fees – depending on transaction
Hard Money I/O Loan
A short-term, business-purpose loan secured by real estate.
California and metro-cities nationwide
Designed for investors seeking short-term financing with no or limited prepayment
penalty.
www.lendingbeeinc.com
DRE 01445206
818-761-7234
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Enhanced Capital Group, LLC is a leading impact investing firm with over 20 years of
experience investing in Small Business Lending, Impact Real Estate, and Climate Finance.
Founded in 1999, Enhanced Capital is committed to investing in four main impact themes:
economic growth & job creation; underserved communities; underrepresented populations;
and environmental sustainability. Enhanced Capital represents the impact solution of P10, Inc.
(NYSE: PX), a diversified, multi-asset investment platform.
$3.5 Billion 850+ 39
IMPACT AUM1 PROJECTS & BUSINESSES SERVED1 STATES1
Enhanced Capital’s Impact Real Estate group builds on the Firm’s 20+ year impact track
record to generate attractive risk-adjusted returns by investing 2 in high-impact real estate
projects and operators across the country.
Investment Strategy2
Investment
Focus
Enhanced Impact Real Estate invests in real estate projects and operators
that promote one or more of the Firm’s four Impact Themes.
Impact Themes
• Economic Growth & Job Creation
• Underserved Communities
• Underrepresented Populations
• Environmental Sustainability
Preferred Asset
Type
Multifamily (market rate, affordable, seniors); Hospitality; Mixed-Use;
Medical; Education; Community Facilities; Assisted Living
Investment Type Senior and Mezzanine Debt, Preferred Equity, Tax Credit Equity; C-PACE
Financing; Tax Credit & Incentive Bridge Loans
Geographic
Target
National; Emphasis on areas with strong economic development
incentive programs
Target
Investment3 $5M - $75M
Team Experience Extensive expertise in real estate, finance, accounting, legal, tax credits,
and construction
------
AGP
$35.0M Master Plan
$22.4M Office Refinance$12.0M Pre-Development Loan
Analytical • Creative • Practical
Loan size
From $5,000,000 to $30,000,000 (ability to fund
more on a case-by-case basis)
Property types
All types considered: multifamily, office, industrial,
retail, special-use, entitled land, construction, and
residential development loans
Terms
One-year with extension options up to three-years
Rates
From Prime + 2.5% or SOFR + 5.5% and 2 points
LTV Up to 70%
Uses of Proceeds
Acquisition, improvements, development, pre-
development, discounted payoffs, bankruptcy exit,
purchase of notes, cash-out and others
Locations
California, Nevada, Arizona, Utah, Washington,
Oregon, Idaho, and New Mexico
• AGP is a private lender specializing in providing
commercial real estate financing.
• AGP is committed to providing the quickest
response and timely closings across all the major
property classes.
• AGP recognizes the opportunities in the market
and stands ready to help real estate investors
capitalize on them.
Highlights
• Principal and management have an extensive
background in all aspects of commercial real
estate and financing. With over 30 years of
history, AGP Capital has been involved in $1
billion of commercial real estate transactions
• Loan types include but are not limited to the
following situations: transitional, value-add,
opportunistic, quick close, pre-dev, cash out, and
discounted payoffs
•
Laus M. Abdo
T. (310) 314-5089
C. (702) 860-5287
E. Laus@agpcapital.com
www.agpcapital.com
------
Access Point
CONNER DONNINI
Managing Director – Business Development
A: 1 Ravinia Dr |9th Floor |Atlanta, GA 30346
E: cdonnini@accesspointfinancial.com
P: 404.850.9625
C: 937.287.5747
W: accesspointfinancial.com
-----
Hankey Capital
Priyesh Bhakta
priyesh@hankeycapital.com
323.692.8443
Mike Evanisko
mike@hankeycapital.com
323.801.7186
Jarod King
jarod@hankeycapital.com
323.692.4029
CALIFORNIA’S PREMIER PRIVATE CRE LENDER
FAST - DEPENDABLE - CREATIVE - DISCREET
Platform Highlights
o $1.4B Existing Book, 100% Senior Secured
o National Lending License – CA Focus
o 100% Balance Sheet Funding & Servicing
o YTD 2023: $415M Originated, 24 Loans
o YE 2022: $605M Originated, 26 Loans
Debt Program
o Proceeds: $5M to $300M
o Pricing: Starting at 9.5%+ (IO, Floating)
o Points: 0.5% - 2.0%
o LTV/LTC: Up to 75%
o Term: 6 to 36 Months
o Flex Prepay & Non-Recourse Available
o No Appraisal or Outside Legal
Lending Niches
o A Notes - Note on Note Financing
o Land - Entitled or Unentitled Infill
o Hotel - Newly Const., Value-Add, PIP
o Multi & Industrial - High LTV
o Office & Retail - Cashflow Constrained
o Luxury SFR - Predev. & Bridge to Sale
-----
INVESTSHIELD CAPITAL
LOAN PROGRAMS
For any questions or clarifications, please contact us at :
Email: info@investshieldcapital.com
Phone: +1 940-268-5431
Thank you for considering InvestShield Capital for your financial needs.
LTV: Up to 80%.
Mezzanine Loan Program
Duration: 12-18 months (extension options available).
Interest: 14% + (Partial PIK)
Origination Fee: 2-3 points.
Loan Amount: From $500k to $5 million.
Target Debt Yield: 6.5% +.
Fix and Flip Financing
Duration: 6-12 months.
Construction Financing: 100%.
Interest: 12.99%.
Origination Fee: 2-3 points.
Leverage: Up to 80% Loan to cost.
Loan Amount: From $100k to $2 million.
Eligible Properties:
Single Family Residence (SFR)
Multifamily
Retail
Industrial
Bridge Financing Solution
Duration: 6, 12, and 18 months.
Interest: 12.99% IO.
Origination Fee: 3 points.
LTV: 75%.
Loan Amount: From $100k to $5 million.
-----
INVESTSHIELD CAPITAL
LOAN PROGRAMS
For any questions or clarifications, please contact us at :
Email: info@investshieldcapital.com
Phone: +1 940-268-5431
Invest Shield Capital for your financial needs.
LTV: Up to 80%.
Mezzanine Loan Program
Duration: 12-18 months (extension options available).
Interest: 14% + (Partial PIK)
Origination Fee: 2-3 points.
Loan Amount: From $500k to $5 million.
Target Debt Yield: 6.5% +.
Fix and Flip Financing
Duration: 6-12 months.
Construction Financing: 100%.
Interest: 12.99%.
Origination Fee: 2-3 points.
Leverage: Up to 80% Loan to cost.
Loan Amount: From $100k to $2 million.
Eligible Properties:
Single Family Residence (SFR)
Multifamily
Retail
Industrial
Bridge Financing Solution
Duration: 6, 12, and 18 months.
Interest: 12.99% IO.
Origination Fee: 3 points.
LTV: 75%.
Loan Amount: From $100k to $5 million.
-----
Trident Capital Partners Scottsdale AZ
------
TDA Investment Capital
San Mateo CA
_____
Silver Arch Investment Capital
Origination ● Advisory Services
www.silverarchcp.com
Silver Arch Capital Partners is a lender specializing in providing real estate financing to
developers, owners, and investors nationwide. Silver Arch is committed to providing the quickest
response and timely closings across all the major property classes. Silver Arch recognizes the
opportunities present in the current market and stands ready to help real estate professionals
capitalize on them.
The Silver Arch Program:
Loan size: From $1 million to $70 million.
Property types: All types considered; multifamily, office, industrial, retail, hotel, and land.
Terms: 1 to 3 year loans with extension options.
Interest rates: From 7%
LTV: Up to 75%
Fees: From 1%
Uses of Proceeds: Acquisition, restructuring, discounted payoffs, purchase of notes, improvements, and
development.
Highlights:
Principals and management have an average of 15 years lending experience and have closed billions in
bridge loans.
The ability and commitment to provide the fastest response times, from the review of an initial submission
through closing.
The experience and flexibility to guide a loan through the process and overcome the hurdles that present
themselves.
Contact Information:
Jonathan Weiner
E-mail: jonathan@silverarchcp.com Phone: 201-254-2559 Mobile: 973-454-5491
------
9.5%- 12%*
$100,000 - $5+ million
Up to 70%, with no appraisal required.
6 months Up to 24 months, extension available for 1pt
Greater Bay Area
As quick as 5 business days
2%-3%*
Commercial, Single Family (non-owner occupied),
Vacant Land, Multi-Family, Construction.
SC Equity Lending is a Silicon Valley-based company that provides niche
lending solutions for property owners and prospective buyers seeking
access to private funds quickly and at competitive rates. Our experience
and knowledge of the market allows us to provide loan commitments in
as little as 24 hours and funding within 5 days.
We would love to be a resource for you and your clients.
Interest Rate
Amount
LTV
Term
Location
Closing
Points
Type of Loans
For more information, please visit: https://www.scequitylending.com/
Investments. Brokerage. Leasing. Property Management.
311 S. Ellsworth Ave., San Mateo, CA
650.342.3030 | info@scpropsm.com
www.scpropsm.com
Chase Gracia
650-296-8167
cgracia@scpropsm.com
BRE#02103619
-------
Direct Lending Program
Multifamily Bridge Non-Traditional Bridge Construction Term Loans
Loan Size Up to $50MM Up to $50MM Up to $5MM Up to $5MM
Property Type Multifamily, Mixed Use &
Single Family
Multifamily, Mixed Use,
Retail, Industrial, Single
Family, Condo Inventory,
Note Purchases
Multifamily, Mixed Use &
Single Family
Multifamily, Mixed Use &
Single Family
Loan Type Acquisitions, Refinances,
Value Add, Conversions
Acquisitions, Refinances,
Value Add, Conversions,
Distressed Acquisitions
Acquisitions, Refinances Acquisitions, Refinances
Location Nationwide Nationwide Nationwide Nationwide
Rate Starting at 10% Starting at 10% Starting at 12% Starting at 7.5% Fixed
Term Up to 36 Months Up to 36 Months Up to 36 Months 3, 5, 10, 30-year terms
Amortization Interest Only Interest Only Interest Only Interest Only or Fully
Amortizing
Prepayment Penalty 6 months 6 months 6 months Flexible
Closing Time 2 Weeks 2 Weeks 2 Weeks 2 Weeks
Collateral Recourse and Non-
recourse Recourse Recourse and Non-
recourse
Recourse and Non-
recourse
Origination Fees 2% 2% 2% 2%
Joseph Gindi
Director of Originations
(646) 540-3831
jgindi@slrecapital.com
Lee Hamway
Principal
(917) 972-9333
lhamway@slrecapital.com
Stanley Cohen
Principal
(917) 583-9215
stanley@slrecapital.com
------
Romspen manages a non-bank senior mortgage fund that lends on commercial real estate
transactions across the U.S. and Canada. Established in the 1960s, Romspen now has well over
$3 billion under management and offers a wide range of financing solutions. We offer an
entrepreneurial and creative approach in order to deliver customized capital solutions quickly and
reliably. Our ability to problem-solve complex transactions combined with our relationship
approach to clients allows us to enjoy long-lasting capital partnerships with quality sponsors.
MORTGAGE PRODUCTS:
Romspen offers a wide range of financing solutions - from pre-development to construction and
term loans. We are proud of our reputation for providing borrowers with creative solutions and a
fast turnaround. Our ability to get the deal done earns us repeat business and loyal customers who
appreciate our ‘can do’ attitude.
LOAN AMOUNTS:
Loans from $5M to $50M underwritten based on 55%-65% LTV and 60%-70% LTC, depending on
property type and risk analysis.
INTEREST RATE:
Interest rates range from a low of 10% to a high of 12% with two to three points in lender fees
depending on the type of loan and associated risk. Romspen can provide interest reserves as
required, with interest only due on the funds outstanding.
LOAN TERMS:
Romspen’s typical loan term is from six to 36 months with options available to extend. Loans are
open to prepayment with no penalty of lockout, just one month’s interest payment due on the date
of repayment. Construction funds are advanced on a cost-to-complete basis. Non-recourse terms
are available depending on full risk analysis.
ELIGIBLE PROPERTIES:
Industrial, commercial, multi-family, retirement, mixed use, assisted living, hospitality, development
projects, entitled land, lot development loans and construction facilities.
Jeff Conti
ROMSPEN Investment Corporation
908-821-8716 (cell)
jeffconti@romspen.com
www.romspen.com
------
ABOUT US:
Who Is Rhine:
Rhine Legacy Capital is a private boutique lender specializing in the financial real estate market. They employ a
unique strategy of closely monitoring market trends and making informed long-term projections. Their primary
objective is to find a balance between mitigating risks inherent in the real estate industry while providing investors
the opportunity to achieve profitable returns.
A Comprehensive Suite of Financing Solutions:
Rhine Legacy Capital provides capital for a range of real estate related purposes, such as acquisitions, bridge-to-
perm financing, lease-up projects, renovations, and other property improvements. Additionally, they offer financial
solutions for partner buyouts, complex loan situations, and time-sensitive special situation financing requirements.
Our team of experts is dedicated to assisting developers and investors in overcoming challenges, such as equity
issues and environmental delays, by approaching projects with a success-oriented mindset. With our distinctive
perspective and disciplined approach, our goal is to offer the financial support required to transform your real
estate vision into a reality.
DISCOVER OUR PROCESS
FROM START TO FINISH
Once the other steps are
completed and all agreements
are made, tell us when and
where you’d like to close!
START BY GETTING IN TOUCH
GATHER REQUIRED
DOCUMENTATION
Inquire about our programs to
access quick and low-cost
capital for real estate
investment properties.
Credit and background reports
Real Estate experience and personal
financial statement
3rd party reports
Purchase and entity documents
we move on to collecting the necessary
documents. These include, but are not
limited to:
OVERVIEW OF DEAL DETAILS
After the investor submits all necessary
documents, RLC conducts a thorough
deal review to go over the economics
and details of the loan.
CLOSING!!!
1 2 3 4
SOME OF OUR PAST DEALS $2.8MM
Type: Manufacturing Industrial
Location: Passaic NJ
$6.5MM
Type: Flex-Industrial
Location: Batavia IL
$3.5MM
Type: Multi-Family (Mixed-Use)
Location: St Louis MO
$3.8MM
Type: Flex-Industrial
Location: Moorestown NJ
$3.2MM
Type: Retail
Location: St Louis MO
$3.5MM
Type: Warehouse
Location: Terre Haute IN
WHY BORROWERS CHOOSE
RHINE LEGACY CAPITAL
SPEED OF APPROVALS AND CLOSING RELIABLE FUNDING COMPETITIVE RATES AND TERMS
DIRECT ACCESS TO THE PRINCIPALS OF
RLC
STREAMLINED FUNDING PROCESS UNDERSTANDING OF LOCAL MARKET
Samuel Kwadrat
Samuel@Rhinelegacycapital.comRhine Legacy Capital specializes in providing bridge financing for
commercial real estate properties.
First Lien Secured Debt
__________________________________________________________________________________
Loan-to-Cost: Up to 75%
__________________________________________________________________________________
Asset Type: Multi-Family, Industrial, Retail.
__________________________________________________________________________________
Geography: Nationwide
__________________________________________________________________________________
Loan Amount: $2,000,000 -$20,000,000
__________________________________________________________________________________
Rate: Starting at 12%
__________________________________________________________________________________
Fees: 1.5 -2%+
__________________________________________________________________________________
Term: Up to 24 Months
__________________________________________________________________________________
Purpose: Acquisition, Value-add, Bridge.
__________________________________________________________________________________
Recourse: Most loans are structured with full recourse.
__________________________________________________________________________________
Bridge Loan Terms:
Balance Sheet
Lender
Close as fast as
7 Days Efficient and FlexibleOrigination
Esther@Rhinelegacycapital.com
CONTACT US
www.Rhinelegacycapital.com
Loans@Rhinelegacycapital.com
908-417-7770
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PSGLENDING.COM
6711 Columbia Gateway Dr, Suite 130 • Columbia, MD 21046 • (410) 842-6062
PSG LENDING
SEPTEMBER 2023 FINANCING PROGRAM
Financing Requests:
(202) 277-4462
deals@psglending.com
Loan Types Ground-up Construction, Acquisition, and Renovation/Value-
Add
Closing Time 3-6 Weeks
Loan Amount $2,000,000 - $20,000,000
LTC Up to 80%
LTV Up to 70%
Interest Rates SOFR +650-800
Origination Fee 2 points
Broker Fee Broker negotiated (typically 1%)
Term Length Up to 3 years of term
Asset Classes
Multifamily, Industrial, Retail, For-Sale Housing, RV Parks,
Manufactured Housing, Single Family Residences, Self-Storage,
others on a case-by-case basis
Markets US, Nationwide
Recourse Recourse (Preferred), Non-Recourse w/ Replenishment
Guarantees and Bad Boy Carveouts Case-by-Case
Prepayment / Yield
Maintenance 9 Months Minimum Earned Interest
Borrower Liquidity 10-20% Post Closing Liquidity Required
-------
Property Types
• Retail
• Multifamily
• Non-Owner Occupied Residential
• Industrial
• Office
• Land
Investment Size
Up to $10,000,000
Geography
Texas and other select markets in the Sun Belt region
Investment Structure
Debt
First Mortgages, Second Mortgages, and Mezzanine Loans
Equity
Joint Venture LP Equity and Co-GP Equity
Investment Structure
• Programmatic financing to net lease developers through
full capital structure solution (up to 100% loan to cost for
build-to-suit projects) or equity arrangements.
• Projects that require value-add renovation, repositioning,
construction completion and/or lease-up.
• Closings that have time limitations (<30 days).
• Special situations including:
- Cash out financing to asset rich, cash poor sponsors
- Note-on-note financing for the acquisition of real
estate-collateralized performing, sub-performing
or non-performing notes
- Discounted payoff of notes that have defaulted
or have been discounted for other reasons.
Park Circle Financial is a Dallas-based private investment firm
with a flexible mandate to invest across the capital structure in
private companies, real estate, and financial assets primarily in
Texas and other Sun Belt states.
parkcirclefinancial.com
Park Circle Financial is a capital provider to commercial real estate sponsors through a variety of
structures with a preference for programmatic relationships with experienced developers and investors.
We are actively seeking opportunities that fit the criteria below:
Baxter Billingsley
MANAGING PARTNER
baxter@parkcirclefinancial.com
2626 COLE AVENUE • SUITE 750 • DALLAS, TEXAS 75204
(214) 232-8086 • PARKCIRCLEFINANCIAL.COM
------
LENDING PROGRAM
REVERE CAPITAL | ATLANTA | BOISE | DALLAS | PHOENIX
www.reverecapital.com
Revere Capital manages discretionary open-end debt funds and is a direct balance sheet lender providing loans to
a broad range of real estate projects as well as loans to operating companies secured by tangible assets. We
specialize in structured, short and medium-term debt targeting between $5,000,000 - $25,000,000 office, multi-
family, retail, industrial, self-storage, single family, fully entitled land, special-use and discounted notes.
LENDING OVERVIEW
• Fast and transparent credit decision making process
• Quick closing with captive, discretionary capital
• Experienced lending team with regional expertise throughout the United States
• Loans up to 75% LTV; higher loan proceeds considered on case-by-case basis with appropriate structure
• Pricing range: 10-15% interest (can bifurcate current pay/accrual); 1-5 points (origination and exit)
• Duration: 1 - 5 years, including extension options
• Reserves for interest, capital improvements and leasing
• Portfolio lender with in-house loan servicing
REQUIREMENTS FOR LOAN SUBMISSION
• Sources and uses, cost basis, capital budget, historical financials, rent roll and operating projections
• Business plan and sponsorship history
• Personal financial statements
• Reports - existing appraisal, environmental, property condition, market reports
• Brokerage package, if available
• Pictures of interior and exterior of building
• Market comps for rental and sales
LOAN USES
• Acquisition and re-capitalization of properties not ready for bank, CMBS, GSE or life company loans
• Value-add properties requiring bridge debt to execute business plan prior to sale or refinance with
conventional debt
• Borrowers and properties under special circumstances
• Quick loan closings, loan purchases and select mezzanine debt
LOAN EXIT
Revere Capital is not a loan-to-own lender. We underwrite to defined exits within the stated maturity of the loan.
Matt Turner: mturner@reverecapital.com | 469.249.0566
Kris Boudreau: kboudreau@reverecapital.com | 208.850.2390
REVERE CAPITAL GETS TO YES
www.reverecapital.com | 214.227.9337 | loans@reverecapital.com
RETAIL
$25,000,000
BIRMINGHAM, AL
$3,850,000
NASHVILLE, TN
LANDMOB PORTFOLIO
$20,000,000
GEORGIA, ALABAMA, FLORIDA
OFFICE
$12,500,000
CHICAGO, IL
$13,850,000
PITTSBURGH, PA
HOSPITALITY INDUSTRIAL
$7,500,000
TUCSON, AZ
MULTIFAMILY
$28,250,000
LOS ANGELES, CA
RETAIL
$9,300,000
BENTON HARBOR, MI
MULTIFAMILY
$14,100,000
HOUSTON, TX
Matt Turner: mturner@reverecapital.com | 469.249.0566
Kris Boudreau: kboudreau@reverecapital.com | 208.850.2390
------
Need a little more time? NuBridge’s Bridge
Program offers additional flexibility for
those who don’t yet qualify for traditional
financing, giving the Borrower time to get
everything in line for permanent financing.
LOAN AMOUNT $1,000,000 to $10,000,000
LOAN PURPOSE Purchase, Refinance
PROPERTY TYPES Multifamily, Mixed Use, Mobile Home Parks, *Office, Retail,
Self-Storage, Light Industrial, Warehouse
LOAN TO VALUE
Up to 70% “As Is” (maximum initial advance);
Up to 75% Stabilized
(*Office limited to 60% LTV max)
CREDIT SCORE Required on full Recourse loans;
Score used to determine pricing
OCCUPANCY Investor and O/O
TERM 12, 18 or 24 months
IMPOUNDS Generally, not required
RECOURSE Recourse and Non Recourse options available
LOCATION Nationwide
(Except ND & SD)
LOAN FEES 2.00% Origination Fee
+ $5,000 Loan Documentation Fee
Bridge
Program
Contact Us for More Information
©2023 NuBridge Commercial Lending LLC. All rights reserved. Information is intended for Mortgage Professionals only and not intended for consumer use as defined by
Section 1026.2 of Regulation Z, which implements the Truth-In-Lending Act. Distribution to the general public is prohibited. NuBridge Commercial Lending broker approval
required prior to funding. CA loans made or arranged pursuant to a California Finance Lenders Law license, License # 60DBO-124290. Lending not available in the following
states: ND, SD. Other conditions may apply.
05/04/2023
A National Direct Lender You Can Trust
Sue Cerulli
Regional Sales Manager
scerulli@nubridge.com
630.523.9128
Alex Cerulli
acerulli@nubridge.com
630-427-7943
-----
LIMA ONE
------
1
LOEWS NEW YORK ORIGINATIONS
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Jerry McLellan
212.521.2609
jmclellan@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
Eric Neiman
212.521.2757
eneiman@loews.com
CNA CHICAGO
CLOSING/SERVICING
David Lehman
312.822.7523
david.lehman@cna.com
Commercial Real Estate Investments
Program Summary
1
ADVANTAGEOUS STRUCTURE FOR CREATING SHAREHOLDER VALUE
Freedom to invest across industries; a patient, long-term view; flexibility and transparency under one class of stock
Balance sheet data, ownership data and Loews Hotels room count is as of June 30, 2023, unless noted.
Market cap data is as of July 28, 2023. All other data is for the year ended December 31, 2022.
1. See Appendix—“Boardwalk EBITDA” for reconciliation of EBITDA, a non-GAAP measure, to pretax income.
2. See page titled—“Loews Hotels & Co - Portfolio” for additional disclosure.
Loews Corporation | CNA | Boardwalk | Hotels | Altium
2
CNA FINANCIAL
By the Numbers
(year ended/as of December 31, 2022, $ in millions)
Revenue $11,879
Core Income1 $836
Net Income $682
Net income attributable to Loews $612
Employees Approx. 6,100
Invested Assets $43,177
Loews Ownership 90%
1. As of January 1, 2023, Loews Corporation adopted Accounting
Standards Update 2018-12, “Financial Services – Insurance (Topic 944):
Targeted Improvements to the Accounting for Long-Duration Contracts
(“ASU 2018-12”), which was applied retrospectively effective January
1, 2021. Previously reported amounts have been adjusted to reflect
application of the new guidance.
2. See Appendix – “CNA Core Income” for a reconciliation of net income
attributable to Loews to Core Income, a non-GAAP measure.
• One of the largest U.S. commercial
property and casualty insurance
companies
• Provides a broad range of standard
and specialized property and casualty
insurance products and services
Company Snapshot
SPECIALTY
Financial lines,
management
liability, healthcare,
surety and
warranty
INTERNATIONAL
Property & casualty
insurance for small,
mid-size and large
businesses
LIFE & GROUP
Long-term
care and other
discontinued
operations
COMMERCIAL
Property &
casualty insurance
for small, mid-
size and large
businesses
$3.3 billion
2022 Net Written Premiums
As of June 30, 2023.
$4.2 billion $1.2 billion $0.5 billion
2022 Net Earned
Premiums
CNA P&C Ratings A.M. Best S&P Moody’s Fitch
Outlook Stable Stable Stable Stable
Financial Strength Rating A A+ A2 A+
Loews Corporation | CNA | Boardwalk | Hotels | Altium
3
COMMERCIAL MORTGAGE LOAN GUIDELINES
PROGRAM HIGHLIGHTS
• Deals sourced through brokers nationally
• Certainty of execution - Upfront approval process with no back-end committee, rate lock at application
• Predominately first mortgages but will consider second mortgages, note financings,
mezzanine debt and joint venture equity
• Will listen to “story” deals with strong real estate fundamentals and think outside the box
• Single Tenant Properties – Credit rated or strong non-rated credit
PORTFOLIO LENDER
• Loans originated on behalf of Loews subsidiary CNA Financial and held until maturity
• Servicing is performed by approved broker/correspondent
PROPERTY TYPES (CLASS A/B)
• Office Buildings
• Retail
• Industrial/Warehouse
• Multifamily
• Self-Storage
• CTL (credit tenant lease) and Rated Security Transactions
LOAN SIZE / TYPE / TERMS
• $5 million to $75 million
• Stabilized / Value-Add / Bridge properties
• Fixed Rate: 3 to 30 year
4
COMMERCIAL MORTGAGE LOAN GUIDELINES
GENERAL UNDERWRITING GUIDELINES
• LTV: Up to 75%
• Amortization: 25 to 30 years with interest only available on a deal by deal basis
• Minimum DSCR/Debt Yield: Determined on a deal by deal basis
• Prepayment: Yield Maintenance or Structured Prepayment for additional yield
• Non-Recourse: Standard non-recourse carveouts including environmental indemnity,
but determined on a deal-by-deal basis
DEPOSITS / FEES
• Processing Fee: Nonrefundable fee of 10 bps of the loan amount due at application signing;
for bridge loans an additional origination fee may apply
• Good Faith Deposit: A 1% refundable deposit submitted with the application
• Interest Rate Standby Deposit: A 1% refundable deposit submitted either with the application or prior to rate lock
RESERVES
• Taxes
• Insurance (waived if blanket policy acceptable to Lender)
• Tenant Improvements and Leasing Commissions (if necessary)
• Capital Improvements (if necessary)
REPORTS
• Appraisal
• Property Condition
• Environmental
• Seismic (dictated by property location)
5
PROPERTY HIGHLIGHTS
• 45% LTV
• Two adjacent retail buildings 100%
leased to five tenants including
Urban Outfitters, American Eagle,
Alpargatas, and Crate and Barrel
• Structured ongoing cash flow sweep
until stabilization and debt service
guaranty to mitigate concentrated
rollover and mark to market risks
• Situated in the heart of the Lincoln
Road retail corridor of Miami’s
South Beach
• High net worth sponsor who has
owned the property since 1998
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
825-845 Lincoln Road
Miami Beach, FL
$28,000,000 ($721 psf)
5 Year Partial Interest Only Loan
Flexible Prepayment Schedule
6
PROPERTY HIGHLIGHTS
• 55% LTV acquisition financing for an
institutional sponsor
• 100% leased to Cal Sheets through
2029 with a contractual FMV
rent reset in 2025 projected to
significantly increase the below
market rent in place
• Strong industrial location in
California’s Central Valley with
direct rail service and close to
the Stockon Airport
• Upfront Capital Improvement
Reserve for roof replacement and
other capital improvements
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
1212 Performance Drive
Stockton, CA
$16,250,000 ($80 psf)
3 Year Interest Only Loan
Flexible Prepayment Schedule
7
PROPERTY HIGHLIGHTS
• 62% LTV and 61% of purchase price
plus planned capital expenditures
• Two adjacent suburban office
buildings 84% leased to 10 tenants
across a variety of industries,
with plans to reposition to medical
office tenancy
• Structured Capital Expenditures
Reserve and TI/LC reserve for
potential rollover
• Infill location one and two miles east
of the Metrorail station and Reston
Town Center, respectively
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
Sunset Corporate Plaza
Reston, VA
$12,480,000 ($86 psf)
5 Year Partial Interest Only Loan
8
PROPERTY HIGHLIGHTS
• 57% LTV
• Key location within Killeen with traffic
counts of 30K VPD and five miles
from Fort Cavazos Army Base
• Introduction of professional
management led to a 50% increase
in property NOI
• Performance Based Holdback
Escrow eligible for release upon
property achieving certain
performance metrics
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
Killeen Self Storage
Killeen, TX
$9,600,000 ($78 psf)
5 Year Partial Interest Only Loan
Flexible Prepayment Schedule
9
PROPERTY HIGHLIGHTS
• 59% LTV
• Power Center 94% leased to
a diverse mix of 33 tenants
including Walmart, Sam’s Club,
Conn Appliances, and Sprouts
Farmers Market
• Upfront Capital Expenditures
Reserve and TI/LC Reserve for
renewal of Sam’s Club and other
potential rollover
• Infill location two miles east of the
airport and the Las Vegas Strip
• TIC ownership structure
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
Tropicana Centre
Las Vegas, NV
$41,000,000 ($70 psf)
3 Year Interest Only Loan
Flexible Prepayment Schedule
10
PROPERTY HIGHLIGHTS
• 53% LTV
(including value of excess land)
• 628-bed, 232-unit student housing
property in close proximity to
University of Maryland campus
• 80% of the property’s beds master
leased to Howard University on an
annual basis
• Strong and increasing college
enrollment at both universities
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
Mazza Grandmarc Apartments
College Park, MD
$34,500,000 ($55,000 per bed)
3 Year Loan
Flexible Prepayment Schedule
11
PROPERTY HIGHLIGHTS
• LTV: 91% based on leased fee
interest in ground lease; 26% based
on hypothetical fee simple interest
in entire property
• Collateral consists of a two-
parcel portfolio totaling four
acres improved with two newly
constructed self-storage properties
89% leased totaling 1,495 units
• Absolute net ground lease with
fixed annual increases of 3% in the
first 30 years and 2% thereafter
• Dense and affluent suburban
Phoenix locations exhibiting
steady population growth
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
NexPoint Self Storage Portfolio
Phoenix, AZ
$12,793,000 ($83 psf)
30 Year Ground Lease /
Passthrough Trust Certificate –
“NAIC 1” Designation
12
PROPERTY HIGHLIGHTS
• LTV: 73% based on leased fee
interest in ground lease; 28% based
on hypothetical fee simple interest
in entire property
• Collateral consists of 23.9 acres
improved with 20 buildings totaling
320 units
• Absolute net ground lease with
annual rent increases of 2.5%
• Newly built collateral featuring
best-in-class amenities and
covered parking
LOAN PROGRAM OVERVIEW
Loan Amounts
$5MM–$75MM
Loan Term
3–30 years
Leverage
Up to 75%
Markets
Primary and secondary
Rate Lock
At application
Approval Process
Certainty of execution with
upfront committee approval
CONTACT INFORMATION
Michael Cotler
212.521.2963
mcotler@loews.com
Brian Byrne
212.521.2965
bbyrne@loews.com
Todd Newman
212.521.2953
tnewman@loews.com
David Lehman
312.822.7523
david.lehman@cna.com
Closed Loan:
Grove Apartments
Grand Rapids, MI
$27,000,000 ($84,375 per unit)
35 Year Ground Lease /
Passthrough Trust Certificate –
“NAIC 1” Designation
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We invest in the greater
Washington community
and help families and local
investors achieve their
financial goals.
Our Company
Great Jones Capital is a family owned
Washington D.C. based business.
30Years
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Contact Us
Info@GreatJonesCap.com
202-810-5273
Our team has over 30 years of experience
in real estate lending, finance, and residential and
commercial development. Our broad base of skills
and hands-on approach enable us to recognize
and offer well-underwritten lending opportunities
and investments.
Our experience, reliability, and proven success
have helped us build a growing network of repeat
borrowers, brokers, and investors. We meet the
needs of time-sensitive transactions by specializing
in small-medium balance loans with owners,
operators, and developers throughout
the Washington, D.C. area. We specialize in
unconventional financing where expertise, local
knowledge and attention to special circumstances
will result in a substantial financial advantage to
the project team.
Our Team
Our Experience
Key Markets
Washington, D.C.
Maryland
Virginia
Real Estate Types
Single family homes
1-50 unit multifamily
Condominium
Commercial
Mixed Use
Land
Transaction Parameters
Term: up to 36 months
Transaction size: $100,000 - $5MM +
Appraisal required
Personal guarantee required
-----
LUMENT.COMLument is a subsidiary of ORIX Corporation USA. Securities, Investment Banking and Advisory Services provided through Lument Securities, LLC, Member FINRA/SIPC.
Investment advisory services are provided by Lument Investment Management, LLC, registered as an investment adviser with the U.S. Securities and Exchange Commission.BRIDGE LENDING GUIDELINES
Multifamily Housing
Lument’s Real Estate Investment Strategies Group is the proprietary lending arm of Lument, a
market leader in the mortgage banking services industry and the successor entity to Hunt Real
Estate Capital, RED Capital Group and Lancaster Pollard.
BENEFITS
• Meet acquisition timing requirements and refinance existing debt.
• Execution types include timing bridge to FHA and Agency, light-lift business plans, and lease up bridge in strong
markets.
• Cost and time savings using a single lender for bridge and permanent debt.
• Exit fees waived if permanent debt is provided by Lument and affiliates.
LOAN AMOUNTS $5,000,000 and up.
ELIGIBLE PROPERTIES A/B quality assets or A/B quality post-rehab.
Program is focused on market rate conventional multifamily properties that meet the eligibility
criteria of Lument’s permanent loan offerings (including Fannie Mae, Freddie Mac, and FHA). Other
property types may be considered on a case by case basis.
Primary and Secondary US Markets; tertiary markets considered on a case by case basis.
TERM 6 to 36 months; extension options may be offered on a case by case basis.
LOAN-TO-VALUE Lument underwriting must support a Fannie Mae, Freddie Mac, or FHA refinancing upon maturity.
Maximum going in LTC/LTV determined on a case by case basis.
PRICING Floating-rate 30 day SOFR plus a competitive market spread, subject to adjustment for SOFR
phase-out in accordance with ARRC recommendations. Pricing is a function of term, leverage,
capital markets, and other risk factors.
AMORTIZATION Interest only.
TYPICAL LOAN FEES Standard Commitment Fee, Application Fee, and Exit Fee. Exit Fee waived if Lument provides
permanent debt. Extension Fees may apply.
RECOURSE Generally non-recourse with the exception of Lument’s standard non-recourse carve-outs, cap-
ex completion and environmental indemnity agreement. Full/partial recourse considered when
appropriate to deal structure.
THIRD PARTY EXPENSES Borrower, Sponsor and Key Principal(s) shall be responsible for all expenses incurred by Lument in
connection with the loan, including legal, out-of-pocket and other third party expenses.
ESCROW/RESERVE
SPONSOR/BORROWER PROFILE Strong track record in given market and experience with renovation/repositioning, if
contemplated. SAE or SPE borrowing entities required.
Agency acceptable Key Principal(s) in terms of credit profile, experience, minimum net worth and
liquidity levels.
PERMANENT FINANCING Lument shall be granted the rights of first refusal and last look to arrange and/or provide any FHA,
Freddie Mac, Fannie Mae DUS® or other permanent first mortgage financing for the Project.
PREPAYMENT Customized Yield Maintenance periods available depending on borrower strategy.
In its prequalifying review, Lument will attempt to estimate both the loan amount and the fees and costs associated with the transaction. Actual loan
amounts and actual fees and expenses may vary from the prequalifying estimates. A prequalifying estimate is not a commitment to make a loan.
------
Keystone Bridge Capital (“KBC”) is an affiliate of Keystone Real Estate Income Trust, LLC (“KREIT”), a
privately capitalized fund investing in first lien, senior-secured bridge loans on commercial properties
nationwide. KREIT is a low-levered (Non-CLO), fixed-rate, vertically integrated balance sheet lender
for sponsors requiring expedited and flexible capital.
Loan Parameters
▪ Eligible Property Types: Multifamily, Industrial, Self-Storage and Mixed-Use. Special-use properties considered on a
case-by-case basis. No land or construction.
▪ Loan Size: $3 - $40 million
▪ Loan-to-Value: Target of 65% (plus cap ex) with maximum LTV of 75%
▪ Rates: Starting at 8.49% fixed (No Rate Cap required)
▪ Lender Fees: Flexible; typically, 1% Origination Fee and 1% Exit Fee
▪ Amortization: Interest only
▪ Loan Term: Up to 24 months, with potential extensions
▪ Recourse: Non-Recourse
▪ Prepayment/Yield Maintenance: Payable at anytime; 6-month minimum interest
▪ Closing Timeline: Typically, less than 30 days
Keystone Bridge Capital, LLC (“KBC”) is an affiliate of Keystone National Group, LLC (“Keystone”), an SEC registered investment adviser, and Keystone Real Estate Income Trust, LLC (“KREIT”). All
investments identified by KBC are recommended for investment by KREIT (California Lender’s License #60DBO 97251), which retains discretion to participate or not in any particular investment
based on the merits, terms and conditions thereof. This summary is for discussion purposes only and does not constitute an offer to sell any security or other solicitation in any jurisdiction to any
person or entity. This summary does not contain a complete description of all of the terms of investment by KREIT. All final terms and conditions will be set forth in the applicable legal
documentation, and prospective borrowers are advised to review such documentation with counsel prior to the closing of any investment transaction.
Heston Nielson – Managing Director
D: 925.480.6065
heston@keystonenational.net
Ben Clifford – Principal
D: 925.587.4491
bclifford@keystonenational.net
Keystone Bridge Capital
-----
JDI Realty LLC
JDI REALTY LLC 1
Land Bridge Lending Program
• General Collateral: Newly formed fund
specifically targeted to finance non-income
producing development land in growth
markets.
• Specific targets: Better-to-best-in show, infill
development sites in demographically
compelling locations, represented by
population/job growth and strong in-
migration statistics, throughout the US.
• Entitlements: Seeking assets that are
currently entitled or possessing a clear path
to entitlement.
• Asset Category: Consideration of all
developable asset categories, including but
not limited to multi-family, industrial, office,
SFR, retail, hospitality and mixed-use.
• Sizing: $2,000,000 -$20,000,000.
• Leverage: Advances of up to 50% LTC/LTV.
• Pricing: Interest only structure, with rates
reflective of risk
• Origination Fee: Ranging from 2%-3%.
• Recourse: Generally, there will be a recourse
component to such loans
• Term: Given development focus, one-year
initial term plus one-year renewal option.
• Timing: Thirty-year experienced, time-
sensitive funding practice allows for
introduction to funding in as little as five (5)
business days.
Bridge Lending Program
• General Underwriting: Shorter term, non-
conventional or idiosyncratic bridge debt to
a discernible exit. Typically called upon when
execution is as important as pricing. Most
common situational need is time sensitivity.
• Situationally Unique: Virtually every deal
underwritten will possess some
characteristic making it less than likely or
wholly unlikely to qualify for conventional
funding. These criteria include acute time
sensitivity, sponsor issues or overall
transaction complexity.
• Collateral: Existing brick and mortar, with or
without income production. Typically avoid
ground-up development.
• Specific Targets: Collateral most often
located in primary or secondary markets
throughout the US, underwriting virtually all
asset types, including entitled land.
• Sizing: $2,000,000 -$20,000,000, though JDI
has ability to fund loans up to $50,000,000.
• Leverage: Typically, up to 70% LTC/LTV, with
consideration offered when valuation
demonstrably exceeds cost.
• Pricing: Interest only structure, with rates
reflective of risk.
• Origination Fee: Ranging from 2%-3%.
• Recourse: there will be a recourse
component to such loans.
• Term: Typically, a one-year term with a six-
to-twelve-month extension option.
Mark Nasca
O: (440)-893-9000
M: (440)-554-5136
mnasca@JDIRealty.com
Phillip Nasca
O: (440)-893-9000
M: (440)-708-3849
pnasca@JDIRealty.com
-----
Debt Fund V
Lending in TX, OK, NM, AR
✓ Non-Recourse Senior Bridge
✓ $2 - $20+ Million Loan Sizes
✓ Up to 80% Loan to Cost
✓ No Rate Cap Required
✓ 30-Day Close
All loans are kept on book with
full-service, in-house asset
management.
Equity Fund II
Investing Nationwide
✓ JV Equity
✓ $2 - $8 Million Check Sizes
✓ Up to 90% of Required Equity
✓ 20-Day Close
✓ 3-5 Year Hold Period
Favorable equity structures for
Sponsors. Focused on opportunities
across the Sunbelt.
DIRECT LENDERS and EQUITY INVESTORS
PROVIDING REAL ESTATE CAPITAL
for the MIDDLE MARKET
Targeting Commercial Real Estate Across the U.S.A.
$10.1 Million Bridge Loan | 73% LTC $13.2 Million Bridge Loan | 77% LTC
Flagship Capital Partners | P: (713) 623-6000 | www.flagshipco.com
Brian M. Cutrell
Director, Investments
(713) 6684-3045
bcutrell@flagshipco.com
J.C. Clemens, Jr.
Managing Director
(713) 684-3040
jcclemens@flagshipco.com
Mark L. Berins
Managing Director
(713) 684-3042
mberins@flagshipco.com
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© 2023 CoreVest American Finance Lender LLC. All Rights Reserved. CoreVest American Finance Lender LLC (CoreVest) makes commercial, business purpose loans. Loans are
for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans
are subject to borrower underwriting and credit approval, in CoreVest’s sole and absolute discretion. Other restrictions apply. NMLS Number 1627183; Loans made or arranged in
California are made pursuant to a California Finance Lenders license (License No. 60DBO-43692); Oregon Mortgage Lending License #ML-5655; Utah Mortgage Entity License
#11128868. The specific facts and circumstances of each proposed loan transaction impact whether CoreVest will be authorized to make loans in each applicable state.
Boris Zhuravel
Manager Director
347.431.0713
boris.zhuravel@cvest.com corevestfinance.com
LEADING LENDER TO RESIDENTIAL REAL ESTATE INVESTORS
Commercial Loan Products
Flexible financing options for residential investment property
Acquire. Build. Renovate. Refinance.
*SOFR and Treasury rates are subject to floors
DETAILS BUILD FOR RENT
(New SFR Construction)
TERM FINANCING
(5+ Units)
CREDIT LINES
(Acquisition and Rehab)
MULTIFAMILY
BRIDGE
Loan Size $3M – $50M+ $500k – $100M+ $3M – $50M+ $3M – $20M
Initial Loan
Term
24-30 months
(plus extension option) 3, 5, 7, or 10 years 18-24 months 24-30 months
(plus extension option)
Call Protection /
Lockout None Yield Maintenance
(step down available) None None
Max LTC 75% 75% (subject to
seasoning) 80% 75%
Max LTV 65% stabilized LTV 75% 65% ARV LTV 65% stabilized LTV
Amortization Interest only 30yr amortization
(IO options available) Interest only Interest only
Initial DSCR
Requirement None 1.20x None None
Origination Fee 1.50% – 2.00% 1.00% 1.50% – 2.00% 1.50% – 2.00%
Interest Rate* SOFR + 5.00% – 5.50% T + 2.35% – 4.35% SOFR + 4.00% – 5.50% SOFR + 4.75% – 5.25%
Guarantees Non-recourse
carveouts, lien-
free completion,
loan balancing,
environmental
Non-recourse
carveouts,
environmental
Non-recourse
carveouts,
environmental
Non-recourse
carveouts, lien-
free completion,
loan balancing,
environmental
Property Types SFR and townhouse
rental communities
Single-family, townhome, rented
condominium, multifamily properties (<40
units) and mixed-use properties (with
majority residential collateral)
Multifamily
properties, and
mixed use (with
majority residential
collateral).
------
F U N D U S E S
Highly structured transactions
Discounted note payoffs
Property acquisitions
Note acquisitions
Bankruptcy resolutions
Recapitalizations
Capital restructuring
Lease-up stabilization
Partner buyout
Rehabilitation/
redevelopment/repositioning
Other uses depending on
borrower’s specific needs
Bridge Lending
The Direct Lender for Urgent Projects
Bloomfield Capital is a national direct real estate lender meeting the demands of time-
sensitive transactions. The firm specializes in small to medium bridge loan financings
($3mm-$30mm) nationwide.
S E L E C T T R A N S A C T I O N S
$4mm
H O S P I TA L I T Y
Bridge Loan | Pennsylvania
$10mm
M A N U FA C T U R E D H O U S I N G
Bridge Loan | Midwest
$13mm
I N D U S T R I A L
Bridge Loan | Indiana
$6.5mm
R E TA I L
Bridge Loan | Colorado
A S S E T T Y P E S
Condos, Multifamily, Retail, Mixed Use,
Manufactured Housing, Office, Senior
Housing, Self-Storage, Hospitality,
Industrial/Flex
$3.0M–$30.0M
L O A N S I Z E
1st Mortgage Lien
S E C U R I T Y
3 Years of Term
U P T O
7.0%
R A T E S S TA R T I N G A T
75% LTV
U P T O
1.0%–4.0%
O R I G I N A T I O N F E E
S U B M I T A N E W D E A L
Please call or email deals@bloomfieldcapital.com to discuss your
transaction today. Our goal is to respond to your inquiry within 24 hours,
preferably the same day. If available, please include an executive summary.
D I R E C T L E N D E R | B R O K E R S P R O T E C T E D
BloomfieldCapital.com | CFL Lic. 60DBO-93486
877-690-7111
700 Forest Ave.
Birmingham, MI 48009
D E T R O I T | N E W Y O R K | D E N V E R |
C H I C A G O | P O R T L A N D
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Edgewood Capital Advisors
250 Pequot Avenue | Southport, CT 06890
P 203.255.1700 | F 203.259.3030
www.edgewoodcapital.com
Please Call Us Today at (203) 255-1700
Commercial Mortgage Bridge Loan Guidelines
Edgewood’s bridge lending program is designed to assist
borrowers in financing transitional or distressed assets on a
short time frame with flexible loan structures.
Program Description:
NationwideProperty Locations:
All property typesProperty Types:
• First mortgages
• Existing first mortgage notes
Security:
$2 - $40 millionLoan Size:
One to Three YearsTerm:
Up to 75% LTC. Higher advance rates considered on deal
specific basis.
Advance Rate:
Starting at 1-Month CME Term SOFR + 550 bpsInterest Rate:
1-2% of the loan amount paid from loan proceeds at closing
0.0% - 1% of Loan Amount to be Paid at Maturity
Origination Points:
Exit Points:
Non-recourse with standard carve-outsRecourse:
As short as two weeksClosing:
Edgewood Capital is a private, diversified real estate investment company specializing in opportunistic
commercial real estate investments across all property sectors. Edgewood originates bridge loans,
acquires commercial real estate debt, and invests in value-added real estate transactions. Since its
founding in 2002, Edgewood Capital has invested capital through five private investment funds on
behalf of high net worth individuals, family offices and private pension funds. Collectively, the
Principals of the firm have completed several billion dollars of commercial real estate transactions.
Michael House
michael@edgewoodcapital.com
Joe Giovannoli
joe@edgewoodcapital.com
Tom Ferrell
tferrell@edgewoodcapital.com
Chris Whittleton
chris@edgewoodcapital.com
Mike Doherty
mdoherty@edgewoodcapital.com
Townhome Development
Sevierville, TN
$3,500,000 Bridge Loan
Acquisition & Horizontal
Improvements for 245
Townhome Lots
Edgewood Capital Advisors
250 Pequot Avenue | Southport, CT 06890
P 203.255.1700 | F 203.259.3030
www.edgewoodcapital.com
Please Call Us Today at (203) 255-1700
Industrial Acquisition
Holyoke, MA
$4,500,000 Bridge Loan
Acquisition and Renovation of a
100M SF Industrial Building
Carolina MHC
Moyock, NC
$7,500,000 Bridge Loan
Acquisition and Improvement
of a 184-pad Manufactured
Home Community
Florida Condo Development
Palm Beach Shores, FL
$4,420,000 Bridge Loan
Acquisition of 10-Unit Co-Op
for Future Redevelopment
Industrial Acquisition
Kissimmee, FL
$2,750,000 Bridge Loan
Industrial Acquisition Loan
Closed in 13 Days for Owner-
User
Owner-Occupied Industrial
South Plainfield, NJ
$2,400,000 Bridge Loan
Recapitalization of Legacy
Manufacturing Company Assets
Transaction Overview
Azul Luxury Residences
Stuart, FL
$10,000,000 Bridge Loan
Acquisition Loan
49-Unit Class A Multifamily
Edgewood Capital Advisors
250 Pequot Avenue | Southport, CT 06890
P 203.255.1700 | F 203.259.3030
www.edgewoodcapital.com
Please Call Us Today at (203) 255-1700
Value Add Multifamily
Brooklyn, NY
$9,000,000 Bridge Loan
Acquisition & Renovation Loan
58-Unit Value Add
France Apartments
Stuart, FL
$3,500,000 Bridge Loan
Acquisition and Renovation of a
30-Unit Multifamily Project
Mobile Home Communities
Rocky Mount, NC
$7,700,000 Bridge Loan
Acquisition and Renovation of
Three MHCs
Mobile Home Communities
Zanesville, OH
$6,850,000 Bridge Loan
Acquisition and Renovation of
Five MHCs
Luxury Condominium Project
Ft. Lauderdale, FL
$5,900,000 Bridge Loan
Condo Inventory Loan
Transaction Overview
West Wing Apartments
Tampa, FL
$8,650,000 Bridge Loan
Conversion of a 115-Key
Extended Stay Hotel to
Apartments
Edgewood Capital Advisors
250 Pequot Avenue | Southport, CT 06890
P 203.255.1700 | F 203.259.3030
www.edgewoodcapital.com
Please Call Us Today at (203) 255-1700
Hotel To Multifamily Conversion
Tampa, FL
$8,525,000 Bridge Loan
Conversion of a 160-Key Hotel
to Apartments & a 34-Unit
Stabilized Apartment Asset
Acadian Crossing
Lafayette, LA
$8,100,000 Bridge Loan
Conversion of a 244-key hotel to
216 Apartments
Upper West Side
New York City
$6,230,000 Bridge Loan
Portfolio Acquisition Loan
Value Add Multifamily
Union Street Multi
Brooklyn, NY
$5,400,000 Bridge Loan
Portfolio Acquisition Loan
Value Add Mixed Use
The Homestead Inn
Greenwich, CT
$4,650,000 Bridge Loan
Acquisition Loan
Redevelopment Site
Transaction Overview
The Ridge at Johnstown
Johnstown, CO
$16,500,000
Horizontal Improvements for
finish 288 single family lots
Edgewood Capital Advisors
250 Pequot Avenue | Southport, CT 06890
P 203.255.1700 | F 203.259.3030
www.edgewoodcapital.com
Please Call Us Today at (203) 255-1700
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Commercial Real Estate Opportunities ("CREO")
Overview (01Jul2023)
CREO offers floating‐rate first mortgage bridge loans on transitional and value‐add commercial real estate
properties across the nation. Our primary focus is on non and partial cash flowing multifamily and commercial
properties up to $50MM.
Floating Rate Loan Program(1)
Size $7 million ‐ $50 million
Term 3 + 1 + 1 (extensions subject to performance tests)
Eligible Property Types Class A, B and C multifamily properties and other select asset types (2)
Transaction Types Traditional acquisitions; acquisitions with rehab component; debt buyback
with fresh equity and properties in lease-up in strong markets
Markets Multifamily properties located in strong markets with positive
demographic, population, and employment trends
LTC Up to maximum 75% of purchase price + 100% of approved Capex
LTV Minimum 75% of exit value
Interest Rate Floating rate over 30‐Day Term SOFR, spread of 325-400bps
Spread varies based on risk and terms
Floating rate over SOFR index; 325-400+ spread varies based upon risk
and terms.
Minimum Going‐in/Exit DY 6.00%/9.00%
Minimum Going -in/Exit
DSCR
1.00x at funding. 1.25x at exit with appropriate in place DSCR . Lower
DSCRS considered if payment supported by prefunded interest reserve or
guarantees.
Amortization Determined on a case-by-case basis; typically interest only
Fees 1.00% in / 0.25% ‐ 0.50% exit
0.25% per extension
Future Advances Capex funded by Lender with a force funding in month 18
Prepayment Generally permitted: 15‐18 months minimum interest.
Recourse Non‐recourse with standard carveouts
(1) Subject to change based on market conditions.
(2) May include but is not limited to office, industrial, student housing, and self-storage.
Contacts
Jonathan B. Kohan
jkohan@cohenandcompany.com
(516) 860‐5927
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» Ease provides creative bridge loans geared to a variety of different business plans including non cash flowing
assets, and can provide flexible term to execute almost any renovation strategy.
» Ease’s structural creativity and entrepreneurial mentality ensures we’ll put in the work to understand the
business plan and focus on alignment with the sponsor - we’re not a lender that’s going to simply share
templated terms.
Ease Capital is the fastest, simplest, and most reliable way to
finance multifamily properties.
Loan Amount
Term
Interest Rate
Interest Only
Amortization
Maximum LTV
Minimum DSCR
Loan Purpose
Eligible Properties
Geographies
Prepayment
Recourse
Origination Fee
Exit Fee
$2 - 30 Million
2+1+1 or 3+1+1
SOFR + 375-500
I/O during the initial term, amortization during any extensions
Up to 30 years
Up to 75% LTC or LTV
Deal-specific, debt service reserve considered on a case-by-case basis
Acquisition or Refinance: Gut rehab, lease-up, re-tenanting and adaptive reuse
5+ units, multifamily and mixed-use assets (30% cap on commercial income), or asset being repositioned to
multifamily
East Coast and select markets around the country
Flexible prepayment including minimum interest
Non-recourse options available, case-by-case basis may require carry or completion guarantee
1%-2%
1% or waived if refinanced with Ease
Get Bridge Loan Offers Now www.easecapital.io
Barclay Lynch, Head of Originations
e: Barclay@easecapital.io
p: (917) 254-1588
Contact us for loan offers:
» Bridge-to-perm loans provide borrowers the ability to execute their business plan while locking-in
permanent financing to hedge against future spread volatility.
» Perfect for sponsors executing a value-add business plan or assets in the process of stabilizing but need
more time to finish their lease-up.
Ease Capital is the fastest, simplest, and most reliable way to
finance multifamily properties.
Loan Amount
Term
Interest Rate
Interest Only
Amortization
Maximum LTV
Minimum DSCR
Loan Purpose
Eligible Properties
Geographies
Prepayment
Recourse
Origination Fees
Exit Fee
$2 - 30 Million
2+5
Bridge: SOFR +375-500
Fixed: Treasury + 250-350
IO during floating rate period, amortizing during fixed rate period
IO for bridge, 30 years for permanent financing
75% at close, 65% upon stabilization
Deal-specific, debt service reserves as required
Acquisition or Refinance: Rehab, lease-up, re-tenanting. Asset must be stabilized in 12-18 months.
5+ units multifamily and mixed-use (30% cap on commercial income), or asset being repositioned to multifamily
East Coast and select markets around the country
Flexible prepayment including minimum interest on bridge and yield maintenance or step-down for perm
Non-recourse options available, case-by-case basis may require carry or completion guarantee
1% - 1.5%
1%, exit fee waived if sponsor opts into permanent financing
www.easecapital.ioGet Bridge-to-Perm Loan Offers Now
Barclay Lynch, Head of Originations
e: Barclay@easecapital.io
p: (917) 254-1588
Contact us for loans
------
partners@atlas-invest.co 917-742-2433 www.atlas-invest.co
Management
Tal Shahar Nir Peled Yuval Shahar Roni Peled Isaac Krispin
Co Founder
and CEO
Co Founder
and CRO
Co Founder
and CTO
Co Founder and
Chairman
Director of
Operations NY
A cutting-edge platform that
enables to get the bridge loans
financing in half the time
Focus
No Pre Payment Penalty | Fixed Rate
Quote Under 48 Hours | No Minimum FICO
Continuously broadening our network of partners and
geographic search to provide you with the optimal
loans & be able to price all the loans on a table.
Competitive
Terms
Quote under
24 hours
Access to Scale
Our technology
enables us to reduce
operational costs.
We use it to help
your clients enjoy
a larger profit.
Our capital is
secured by
institutional and
accredited investors.
Get quotes and
make decisions in
under a day.
The Future of Real Estate
Financing
Reducing time & cost | Closing real estate backed bridge loans
Atlas Invest is dedicated to providing
value to borrowers by reducing the time
and cost involved in closing real estate
backed bridge loans. Transforming the
traditional way loans are closed, by
improving efficiency and strengthening
alignment with borrowers. Borrowers can
enjoy streamlined processes, reduced
transaction costs, and faster closings,
which enables them to focus on their
core business activities.
Lower Costs, Fast Response - Our
efficiency enables us to reduce costs
for the borrower and provide
competitive terms.
Across the US, Mainly:
New York City,
Miami, Austin
Residential,
Multi-Family,
Mixed Use
Bridge,
Rehabilitation, Fix &
Flip, Land Permits,
Notes, Refinance
Cash-Out
Geography Property Type Loans
6-24 Months
Loan Term
First Lien Position on
the Property
Up to $50M Up to 65%
Collateral Loan Sizes Loan to Value
Starting at 10%
Interest
------
LOAN SIZE ORIGINATION FEE
$3M - $40M 1-2 Points
LOAN TERM
Up to 36 Months
No Prepay Penalty
LOCATION
Nationwide
PROPERTY TYPE
Multifamily
Medical Office
Retail
Industrial
SFR (NOO)
LIEN POSITION
1st & 2nd
Non-Recourse
INTEREST RATE
Starting at 8.50%
1/0, Fixed
LOAN TO VALUE
Up to 75% LTV
+ 100% CAPEX
I RECENTLY FUNDED I
Colorado Springs, CO Palm Springs, CA Baton Rouge, LA Santa Monica, CA
Aspen, CO
Jessica Carter
E: jessica@archwayfund.com
D: 31 0-893-71 76
111@1
West Palm Beach, FL
ARCHWAY CAPITAL
www.ArchwayFund.com
Archway Capital makes loans pursuant to a California Finance Lender license number: 60 DBO 106207.
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Opportunistic Private Lending
About Bay Point
• Bay Point allocates capital primarily within the private credit market, with a focus on senior-
secured bridge loans.
• Portfolio includes secured real estate debt, preferred equity, business loans, aviation and
marine lending, along with a myriad of other special situations.
• Provide Bridge Lending and Preferred Equity investments, typically in the $4mm-$15mm range.
• Focus on flexible structures and quick execution.
Target Investment Profile
Investment Amount:
Structure:
Term:
Rate:
Closing Timeline:
Property Types:
LTV/LTC:
$2mm-$30mm
Senior, Mezzanine, B-Note, Preferred Equity
12 – 36 months
12%+
3 – 4 weeks
Real Estate (all stages)
Up to 70%
Transaction Value
Since Inception
$1B+
Transactions Since
Inception
500+
Average
Origination Size
$6.5mm
Contact: David Gibbs | davidgibbs@baypointadvisors.com |706-339-6686
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NON‐RECOURSE STORAGE LENDING PROGRAM
“We Know Storage”
Andover is pleased to offer a non‐recourse storage lending program to qualified borrowers. Our lending program
is a wholly separate capital source from the equity ownership porƟon of our business. We are able to leverage
our 20‐year industry track record as an owner‐operator to quickly and efficiently provide borrowers with a
financing soluƟon.
Bridge Lending ConstrucƟon Lending
Minimum Loan Amount $4mm $20mm
(Can be across mulƟple assets)
LTV Up to 90% LTV Up to 90% LTV
No minimum DSCR
TBD based on loan size
No minimum DSCR
Management No requirements No requirements
lending@andoverprop.com | 212‐813‐0141
-----
Here’s a summary of our current lending platform.
● Pricing is now generally 8.5 - 9.5% (Prime + 0 / + 100 bps) with 1 point for over $2M. Some loans
may require an exit fee. The more challenging the loan, the higher the pricing in most cases.
● DSCR is extremely critical, our regulators grade our loans on amortized DSCR (we’re IO though)
and we’re targeting loans over 0.95x in-place on a 25 year am., but prefer closer to, and over 1.0x.
● All general-use commercial assets: Retail, Medical, Automotive (nothing with underground storage
tanks), Self-Storage, MHP & RV, Multifamily, Warehouse, Industrial.
● Office appetite is now VERY limited, Class A, great DSCR, PG, low lease roll, 55 LTV or less.
● Class A and B properties. MIGHT consider a Class C in a great area if the sponsor intends to bring
the property up to Class B and is EXTREMELY strong and experienced.
● Properties with very high land: building ratios can be difficult for us. I’m working on getting us
comfortable with Industrial Outdoor Storage, but that might take a while.
● Nationwide except ND. California needs to be extremely compelling, well-located, and a general-use
property without a residential tenant component.
● Max LTV is typically 65, we might go up to the high 60s for institutional-quality sponsor & property
combinations with full recourse.
● $1-12M~ (anything between $12-15M will need to be EXTREMELY compelling, think any of the
following: Class A, Credit Tenant, Great location, Great DSCR, etc.).
● We have been a true direct lender since the late 1950s. We balance sheet every loan and on some
larger loans we will bring in other Lifecos to provide some of the funds.
● We fully-underwrite every loan before issuing terms. We’re now offering a reduction in our
refundable loan deposit for term sheets returned within 3 business days (and wire sent).
● No construction, no land, no value-add over 30% of the as-is value or purchase price
● Credit score agnostic
AZMortgage Banker BK-0909357
-----
LENDING
Sean Silverbrook
Vice President
Tel: 215.962.5720
ssilverbrook@BEBCapital.com
LENDING CRITERIA
BRIDGE LENDING
LOAN AMOUNT $2 Million to $25 Million
LOAN-TO-VALUE Up to 70% (Senior Loans)
LOAN-TO-COST Up to 70% with up to 100% of TILC Funding
INTEREST RATE Floating starting at 490 over SOFR
ORIGINATION FEE 1% - 2%
GEOGRAPHIC FOCUS Nationwide
LOAN TYPES 1st Mortgages / 2nd Mortgages / Note-on-Note
TERM 12 to 24 Months
RECOURSE Standard Bad Boy Carve-Outs Always Required
ASSET CLASSES Industrial including IOS, Development Sites, and
Owner Occupied, Multifamily, Mixed-Use, Retail
CLOSING TIME Under 2 Weeks, if Necessary
MIN. DEBT YIELD None Required
TRANSACTION TYPES All types considered
------
•24-Month Term + (1) Extension Option
•Floating Rate
•Non-Recourse
$12,600,000
Refinance + Rehab
42 Existing Apartment Units
+10 Approved ADU’s
Northridge, CA •Senior Secured
•24-Month Term + Extension Options
•Floating-Rate, Non-Recourse
•3-Week Close
$18,000,000
Acquisition & Rehab Financing
137-Unit Multifamily Property
Dallas, Texas
•24-Months + (1) Six-Month Extension
•Floating Rate
•Non-Recourse
$5,000,000
Refinance + Rehab
18-Unit Multifamily Property
+3 ADUs
Ingelwood, CA
Patrick Morgan
Vice President, Production
pmorgan@veletacapital.com
www.veletacapital.com
(310) 528-8601The information contained in this document is for informational purposes only and is not a commitment to lend. All
ofiers of credit are subject to restrictions and approval. Rates and terms are subject to change without notice. Loans
made or arranged pursuant to California Financing Lenders Law License numbers 60DBO-131032 and 60DBO-136980.
VCP Guidelines
Loan Amount
Multifamily LTC/LTV
Prepayment Penalty
Net Worth & Liquidity
Fees
$2M-20M
Multifamily 5+ units
12-36 Months + extensions
Senior secured
Acquisition & refinance - transitional assets
No in-place DSCR requirements, market DSCR minimums required at stabilization
Non-Recourse, with standard “bad boy” carveout provisions
Fixed and floating rate options
Up to 85% LTC | Max 75% LTV at stabilization
Minimum interest periods based on term length
Standard net worth and liquidity requirements
1% upfront, exit fees determined on a case-by-case basis
-----
Time Sensitive
Deals
Value-Add &
Repositioning
Lease-Up
Scenarios
Construction
Completion
Distressed
Borrowers
Special
Situations
Trevian’s Flagship Floating-Rate Product Trevian’s Fixed-Rate Product
Senior-secured bridge loans for sponsors who need maximum flexibility,
speed, and/or ease of use
Senior-secured loans for value-add, lease-up and stabilization, and/or for sponsors
who want a mini-perm solution
Loan Size:
Term:
Rate:
Fee:
Max LTC:
Min. Interest/Yield Maint.:
Guaranty:
Day 1 DSCR Constraint
Amortization:
Property Types:
Geography:
Security:
Closing Timeframe:
Servicing:
Structure:
$2,000,000 to $100,000,000
1 to 4 years
S + 400 to S + 650 (no interest rate cap required)
1.0% in/1.0% out
80%
0 to 9 months
Non-recourse
None
Interest only
All types considered
Tier 1 to 3 markets nationwide
First lien position
1 to 3 weeks
In-house
No rate caps, no lockbox, no cash mgmt.
Loan Size:
Term:
Rate:
Fee:
Max LTC:
Min. Interest/Yield Maint.:
Guaranty:
Amortization:
Property Types:
Geography:
Security:
Closing Timeframe:
Servicing:
Structure:
$10,000,000 - $100,000,000
1 to 4 years
Starting at 7.75% fixed
1.0% in/1.0% out
80%
6 to 12 months
Non-recourse
Interest only
Multifamily, industrial, strategic retail, self-
storage, medical office & student housing
Tier 1 & 2 markets nationwide
First lien position
3 to 5 weeks
In-house
No rate caps, no lockbox, no cash mgmt
Charlie Zabriskie
Principal – Originations
757 Third Avenue, 20th Floor
New York, NY 10017
(o) (212) 376-5631
(c) (315) 246-1982
charlie@treviancap.com
Michael Hoffenberg
Founder & Managing Principal
757 Third Avenue, 20th Floor
New York, NY 10017
(o) (212) 376-5636
(c) (847) 309-1445
michael@treviancap.com
Trevian Capital
------
C: 925-899-3091
O: 925-283-8919
In-house Underwriting
Letter of Intent within 24hrs of
contacting us
Jake@Rubiconfund.net
Jake Berry
Loan Originator
SHORT-TERM FINANCING
COMMERCIAL &
RESIDENTIAL PROPERTIES
Rubicon Mortgage Fund, LLC
What We Do
Why Contact Rubicon?
Points of Interest
Rubicon Mortgage Fund, LLC is a licensed California Finance
Lender We
specialize in short-term secured loans and direct commercial
lending. Often loans do not fit into traditional lenders'
standard model and therefore, we focus on funding non-
conventional commercial loans.
No Appraisal Required
Reliable Funding
| JAKE BERRY
2575 Mt. Diablo Blvd. Suite 215
Lafayette, CA 94549
www.RubiconMortgageFund.com
Unable to qualify for a
conventional loan
Cash out for Tenant
Improvements
California Only
~BRE#02136134
Residential:
- Single Family
Residential
- Multifamily 1- 4
Unit Complex
Commercial:
Apartments 5+ Units
Office Buildings
Retail Properties
Industrial Properties
Mini Storage Facilities
Mobile Home Parks
Hotels
Mixed Use
6053884, Rubicon Realty Advisors, Inc.,
CFL 6053885
-------
FINANCING PARAMETERS
Loan Size $1,000,000 to $100,000,000+
Lien Position First & Second Mortgages and Mezzanine Loans
Geography Nationwide
Interest Rate Starting at 9%, Interest-Only
LTV Up to 65%
Loan Term Up to 36 months, plus extension options
Recourse Typically Non-Recourse, subject to standard "bad boy"
carve-outs
Prepayment Flexible Options
Closing 2+ week closings available
Eligible Asset Types Transaction Types
Multi-Family
Mixed-Use
Office
Retail
Hospitality
Light Industrial & Warehouse
Development Sites & lnfill Land
Condominium Inventory
Commercially Owned Residential
Spec Homes
Acquisition Financing
Refinancing
Value-Add I Transitional
Pre-Development
Note Acquisition Financing
Defaulted Note Purchases
Debtor-In-Possession Financing
1031 Exchanges
Time Sensitive Closings
Partnership Restructuring
600 Madison Avenue, Floor 17, New York, New York 10022 212.327.2555
-------
Investment Parameters
Senior Bridge & Construction
Investment
Size: $2 million+
Asset Type: All asset types incl. land
Geography: Nationwide (Southeastern focus)
LTC/LTV: Up to 75%
Rate: Starting at 10%
DST / 1031 Equity Bridge
Investment
Size: $1-$15 million
Asset Type: All asset types
Geography: Nationwide
Company Overview
Tioga Capital (“Tioga”) is a privately-held, multi-strategy real estate and credit investment firm
based in Atlanta, Georgia. Tioga directly invests in a broad range of real estate debt and equity
investments across the United States. Debt and equity investments may include first mortgages,
mezzanine debt, B-notes, preferred equity, joint ventures and standalone equity
ownership. Investments are made across a broad range of real estate assets, including office,
industrial, retail, multifamily, condominium/residential, assisted-living, self-storage and land.
Tioga and related entities have invested over $300 million into real estate-related assets since
2012. Tioga has a long-term, patient and highly flexible capital base, allowing investment across
asset types, geographies and capital structures. Tioga has an extensive reach for sourcing
investments through its multiple distribution channels, including real estate owners, lenders and
financial intermediaries who are the key to accessing investment opportunities.
3060 Peachtree Road NW
Suite 1415
Atlanta, Georgia 30305
JOHN BRADNER
jbradner@tiogacap.com
404.314.0704
Pref Equity / Mezz
Investment
Size: $2-$10 million
Asset Type: Multifamily
Geography: Southeast & Sun Belt
LTC/LTV: Up to 80%
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ARCFAMILYOFFICE.COM
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Berkadia
______
CBRE
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Walker Dunlop
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Newmark
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Meridian Capital
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Eastdil Secured LLC
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PGIM Real Estate
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KeyBank
