1/31/2024

Mortgage Servicing















Mortgage servicing duties:
  • Collecting payments: Mortgage servicers collect payments from homeowners each month and credit them to the account on the same day. This can be done online and they use a variety of apps to process payments.
  • Passing on payments: Servicers pass on payments to investors, tax authorities, and insurers, often through escrow accounts.
  • Protecting investors: Servicers work to protect investors' interests in mortgaged properties. For example, they may ensure homeowners maintain proper insurance coverage.
  • Generating bills: Servicers generate bills each cycle.
  • Disbursing payments: Servicers disburse payments for property taxes and insurance.
  • Managing escrow funds: Servicers may manage escrow funds.
  • Answering questions: Servicers may answer questions from borrowers.
  • Maintaining records: Servicers may maintain records.
  • Curing defaults: Servicers may involve curing defaults.
  • Foreclosure: Servicers may initiate foreclosure under certain circumstances. 
Servicing fees are from 0.25% to 0.5% of the outstanding mortgage balance that is paid monthly. It is a low margin business. 
A mortgage servicer is usually a different entity from the bank or credit union that financed your loan. The borrower has no control or choice in mortgage servicer.
 The borrower cannot request to change.
The servicer handles assumptions, modifications, and any adjustments. 
The servicer reports to trustees who own the mortgage note.


1st 2nd Mortgage Co of NJ

1st United Credit Union

21st Mortgage Corporation

A&D Mortgage

Academy Mortgage Corporation

Aegis Funding

AimLoan.com / American Internet Mortgage

Ally Bank

Alta Vista Credit Union

Altura Credit Union

American Advisors Group

American Financial Network

Amerifirst Financial, Inc.

AmeriHomeMortgage Company LLC

AmeriNat

Amerisave Mortgage Corporation

AmWestFunding Corp

Apex Bank

Arvest Central Mortgage Company

Banc of California

Banner Bank

Bank of America

Bank of Hope

Bank of the West

BMO HarrisBank

Boeing Employees’ Credit Union

BONK, NA

Broker Solutions / New American Funding

CalCon Mutual Mortgage LLC

California Credit Union

Caliber Home Loans

California Housing Finance Agency

Cal Vet / State of California Veterans Affairs Services

Camino Federal Credit Union

Cardinal Financial

Carrington Mortgage Services LLC

Cascade Loans / Technical Southwest Stage Funding

Castle & Cooke Mortgage LLC

Cathay Bank

CEFCU / Citizen’s Equity First Credit Union

Celink / Compu-Link Corp

Cenlar (Central Loan Administration and Reporting)

Champions Funding

Change Lending LLC

Change SF Fire Credit Union to San Francisco Fire Credit Union

Chase Mortgage JP Morgan

Chickasaw Community Bank

Churchill Mortgage Corporation

CIS Home Loans

CIT Bank

Citadel Servicing Corporation

Citizens One Home Loans/Citizens Bank

City of Los Banos

Click n’Close, Inc.

CMG Financial

Colonial Banking/Home Loans/ Insurance

Community First Credit Union

Community Loan Servicing

Community Mortgage Funding

Community Reinvestment Fund

Community West Bank

Compeer Financial

Cornerstone Home Lending

Cross Country Mortgage

Country Place Mortgage

CTBC BankCorp USA

Data Mortgage Inc. / Essex Mortgage

Del Norte Habitat for Humanity

Dovenmuehle Mortgage Inc

E-Central Credit Union

East West Bank

Envoy Mortgage Ltd

Equity Prime Mortgage LLC

Everett Financial Inc. / Supreme Lending

Evergreen/Moneysource Mortgage Company

Fairway Independent Mortgage Corporation

Farmers and Merchants Bank

Fay Servicing

Fidelity Bank 

Fifth Third Bank

Finance of America Mortgage LLC

FirstBank

First Bank Mortgage

First Citizens Bank and Trust Company

First Entertainment Credit Union

First Horizon Bank

First National Bank of America

First Northern Bank

First Tech Federal Credit Union

Flagstar Bank

Franklin Credit Management Corporation

Freedom Mortgage Corporation

Fremont Bank

Frontwave Credit Union

Gateway First Bank

General Mortgage Capital Corporation

Geo-Corp Inc / Geo Funding

GITSIT Solutions, LLC

Golden 1 Credit Union

Golden Empire Mortgage Inc

Golden State Farm Credit Union

Greater Nevada Mortgage

Gregory Funding LLC

Guaranteed Rate Mortgage

Guidance Residential

Guild Mortgage Company LLC

Hanmi Bank

HighTechLending Inc.

HomeBridge Financial Services Inc

Home Mortgage Alliance Corporation

HomePoint Financial Corporation

Homestreet Bank

HSBC Bank

Impac Mortgage Corp.

Intelliloan, Inc.

James B. Nutter and Company

JMAC Lending Inc.

Kinecta Federal Credit Union

Kings Mortgage Services INC

Land Home Financials Services, Inc.

Lakeview Loan Servicing LLC

LendUS LLC

Lennar Mortgage, LLC

Liberty Federal Credit Union

Loancare LLC

LoanDepot.com LLC

Loanleaders of America

Logix Federal Credit Union

Longbridge Financial, LLC

Los Angeles Police Federal Credit Union

Lower Mortgage

Luther Burbank Savings

M & T Bank

Mason McDuffie Mortgage Corporation

Mechanics Bank

Mega Capital Funding, Inc

Member First Mortgage LLC

Meriwest Mortgage

Michigan Mutual, Inc.

Midfirst Bank / Midland Mortgage

MidWest Loan Services

Mortgage One

Mortgage Research Center LLC / United Home Loans/ Paddio

Mortgage Solutions of Colorado

Mountain West Financial Inc

Movement Mortgage

Mr. Cooper Nationstar and HMPT

Mutual of Omaha

Nations Direct Mortgage, LLC

Nations Lending Corporation

Navy Federal Credit Union

NBKC Bank

NCB National Cooperative Bank

Network Capital Funding Corporation

Nevada County Habitat for Humanity

NewRez, LLC

North American Savings Bank

Northern Trust

Northpointe Bank

Note Servicing Center, Inc

On Q Financial, Inc

Open Bank

Orange County’s Credit Union

Paradise Valley Credit Union

Paramount Residential Mortgage Group

Partners Federal Credit Union

Patelco Credit Union

PCB Bank

Pennymac Loan Services LLC

Pentagon Federal Credit Union

PHH Mortgage Corporation

Plains Commerce Bank

Planet Home Lending LLC

Plaza Home Mortgage, Inc.

PLM Lender Services

PNC Bank

POPA Federal Credit Union

Primary Residential Mortgage Inc.

PrimeLending

Provident Credit Union

Provident Funding Associates LP

Real Time Resolutions

Redwood Capital

Redwood Credit Union Regions Bank

Residential Wholesale Mortgage

Reverse Mortgage Funding, LLC

Right Path

Right Start Mortgage, Inc.

Rocket Mortgage 

Rose Financial

Round Point Mortgage

Royal Business Bank

Royal Pacific Funding

Rushmore Loan Management Services

Sacramento Credit Union

San Diego County Credit Union

San Diego Habitat for Humanity

San Francisco Fire Credit Union

San Mateo Credit Union

Safe Credit Union

School’s First Federal Credit Union

Security National Mortgage Company

Select Portfolio Servicing

Selene Finance LP

Self Help Federal Credit Union

Servbank

ServiceMac LLC

Servis One / BSI Financial Services

Shellpoint Mortgage Servicing / Newrez LLC

Shinhan Bank America

Silicon Valley Bank

Siwell INC / Capital Mortgage Services of Texas

SN Servicing Corp

Specialized Loan Servicing LLC / Computer Share

Star One Credit Union

Statebridge Company LLC

S Bank and Trust

Suma Federal Credit Union

Summit Funding

Summit Mortgage Corporation

Sun West Mortgage Company

Synergy One Lending Inc

The Money Source Inc.

Thrive Mortgage

TIAA

Towne Mortgage Company

Travis Credit Union

Tri Counties Bank

Triad Financial Services

TruHome Solutions LLC

Truist /BB&T/ SunTrust

Tucoemas Federal Credit Union

UIF Corporation

Umpqua Bank

Union Home Mortgage Corp

United Fidelity Funding Corp

United Wholesale Mortgage/ United Shore Financial Services LLC UWM

US Bank

USDA Rural Development

Valon Mortgage

Vanderbilt Mortgage Finance

Ventura County Credit Union

Veripro Solutions

Village Capital & Investment

Vocality Community Credit Union

Wall Street Mortgage Bankers Ltd / Power Express Mortgage

Watermark Home Loans

Waterstone Mortgage Corporation

Webster Bank, N.A.

Wells Fargo Bank

Westamerica Bank

Wescom Central Credit Union

West Coast Servicing

WestStar Mortgage Corporation

Wintrust Mortgage

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