Privacy Policy


one of my favorite paintings
















Privacy Policy 

Privacy Policy

Introduction

This Privacy Policy describes how your privacy is protected when you visit my blog hosted on Blogger (Blogspot). It explains what information is collected, how it is used, and your rights over that information.

Information Collected

  • Log Data: Blogger, like most websites, collects standard log information including your IP address, browser type, access time, and pages viewed. This information is used for analytics purposes only and does not identify you personally.
  • Cookies: Blogger may use cookies, which are small data files stored on your computer, to personalize your experience. However, these cookies do not collect any personal information about you. You can disable cookies in your browser settings.

Use of Information

The information collected through log data and cookies is used to:

  • Analyze trends and improve the blog.
  • Administer the blog and troubleshoot any issues.

Third-Party Services

  • Google AdSense: This blog uses Google AdSense to display advertisements. AdSense may use cookies to track user behavior for advertising purposes. You can learn more about Google's privacy practices at https://policies.google.com/privacy?hl=en-US.

Your Rights under GDPR

The General Data Protection Regulation (GDPR) gives you certain rights over your personal data. Since this blog does not collect any personal information from you (such as email, phone number, or name), these rights are not directly applicable.

However, you can still control the information collected through cookies by disabling them in your browser settings.

Contact

If you have any questions about this Privacy Policy, please contact me by US Mail to PO Box 1902 San Juan Capistrano CA 92693 or carolinegerardo @yahoo.com

Changes to this Privacy Policy

I may update this Privacy Policy from time to time. The updated version will be posted on this blog.

Important Note

contact phone
949  784  9699 7 AM to 7 PM 
Pacific time 
I am a Mortgage Banker
 California and Nationwide

License NMLS # 324982

State branch license







Caroline Gerardo or C. G. Barbeau
as of 7/2022 
 Pinnacle Funding 

I returned to Pinnacle


CG NMLS #324982

phone contact: (949) 784 - 9699
Mortgage Banker
Loans made or arranged pursuant to a California Finance Lenders Law
 Newport Beach California 92660
also can be found:


Books: Books I have published four novels, and one in progress
All viewpoints on this blog are my own. This is not a commitment to lend


cg with donkeys


The opinions expressed on this site are my own All Rights Reserved. Sun West Mortgage Company, Inc. NMLS ID , www.nmlsconsumeraccess.org
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
I do not have a landing page on this website. I do not collect your email, phone or personal information on this site. I may direct you to my work website to complete an application
What?The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CMG FI  chooses to share; and whether you can limit this sharing.


Reasons we can share your personal informationis information
shared?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YesNo
For our marketing purposes –
to offer our products and services to you

YesNo
For joint marketing with other financial companies

YesNo
For our affiliates’ everyday business purposes –
information about your transactions and experiences

YesNo
For our affiliates’ everyday business purposes –
information about your creditworthiness

NoWe don’t share
For non-affiliates to market to youNoWe don’t share




Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; Loans made or arranged pursuant to California Financing Law license No. 6053674.Prior employers:

           
EAGLE HOME MORTGAGE a LENNAR HOMES COMPANY UAMC, Universal American Mortgage, WAMU, CHASE, Wells Fargo, U S Bank, Wachovia, W J Bradley, Bill Broza, Washington Mutual, Bank