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6/29/2016

Divorce Buy Refinance or Sell

video
Divorce and
Your Home
Options and Strategies

Sell House, Buy Out The EX,
Refinance or Counseling? 
As with most issues related to divorce, there is no single best way to handle your
mortgage. We will help you sort through your options and strategies and do our
part to help you at this time... and down the road.
When it comes to planning your home financing future, let the professionals at
Eagle Home Mortgage help you make the best financial decision for you.
We understand it’s not just a house... it’s your home.
Call today for a complimentary mortgage review to discuss your options!
What do I need to consider in order to stay
in my home?
My Spouse is entitled to share in the equity we
have in our home... how is this handled?
If you’ve decided to keep your home,
you may wonder...
In many divorces, the home is often refinanced.
When married couples both have their names
listed on the mortgage, one person may need to
be removed if they no longer own the property.
Can I purchase a new home? If so, can I purchase
another home while still listed on my previous mortgage
or before the divorce is final?
If you’ve decided not to keep your home,
you may wonder...
Although a new home may be what you are
interested in, you need to remember that if your
name is still on your current mortgage, issues may
arise when trying to qualify for your new loan.


6/14/2016

Refinance Low Rates


I would like to let you know that TODAY mortgage rates 
have once again dropped to historic levels. 
It’s a great time to take a look at your current mortgage
 / mortgages and compare with current market rates.

If you have one of the following I would highly suggest a review:

Rate above 3.875%
Mortgage where you pay Mortgage Insurance
1st & 2nd combo - consolidate into one loan
Term above 15 years
Need for cash out for home improvement, debt consolidation 
or equity extraction?

With current home values at record highs,
 mortgage rates at record lows and mortgage insurance costs 
with record low premiums there is a lot to be gained with a refinance review.  
Send me a copy of your mortgage statement or call me with questions.
 I can quickly review and make some suggestions that will save you $$.


Sincerely,
C G
(949) 784-9699
NMLS 324982 

This is not a loan commitment nor a rate commitment
June 14 2016 rates change a couple times a day
Terms and conditions apply
Stop by for lunch, call first and we will include
you in the pot luck

Some photographs of our office having lunch at the end
of a hard working month. We have everything here in
house- processing, Underwriting, Funding, Review
and LUNCH




6/13/2016

Organic Soil Orange County, California


I moved from Laguna Niguel Homeowner Association home to a ranch outside of San Juan Capistrano.  After nearly twelve years my garden was all organic. I'm starting over.

In order to develop soil that sustains low water organic gardening in rocky clay
that has never been cultivated I searched for local companies that provide compost,
or organic soil, or methods to speed up my garden plans.

I contacted a couple companies:

Sierra Soil once was just across Ortega Highway. I emailed and called with no response.
Website stated they require payment before delivery.  Daughter and I drove out to
the location listed on their website as next to CR'R's staging plant. We followed
the wooden signs and could not find the location. I later heard back from them that
they no longer operate at that location.
I heard from other suppliers that Sierra Soil uses horse manure as the component of their compost. Horses do eat green matter but I was thinking that even a cow with multiple stomachs might process the impurities better than horses. From my reading smaller animals- goats and chickens might supply manure that breaks down faster, is healthier for human vegetable use.
Other suppliers I contacted: Serrano Creek Soils. They have a gorgeous website but prices were double the others. I figure I can add my worms and personally added vegetable and leaf clippings to the compost area. In a year I will have plenty of organic material to mulch, amend the soil and grow beautiful flowers and vegetables. 

www.Sierrasoil.com

www.aguinagagreen.com/

www.serranocreeksoils.com/

I picked McAllister because Dave answers the telephone.
He is knowledgeable and kind. 
He has been in this business nearly thirty years.

Interesting Facts:

Photograph of Dave with his gorgeous truck. He says the State of California is forcing
him to retire this historic truck because of emissions - much like the neighbors of
the new High School in San Juan drove him out of his location. It saddens me that a
small business has to struggle this way.

I highly recommend Dave. He delivered without advance payment, exactly to my remote 
location


Dave McAllister Topsoil, 
Compost, 
Potting Soil, gardening, orange county, California, 
deliveries


31748 La Pata Ave, San Juan Capistrano, CA 92675