Tell Equifax to Go To

Dear Rick Smith:

1550 Peachtree Street NE 
Atlanta, GA 30309
Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374

EQUIFAX CEASE and DESIST holding, keeping, recording, storing, compiling or sharing my personal credit profile I ask that you delete ALL information you have in your main frame, data storage, history and files within five days. I am opting out of Equifax for all time. Equifax failed me in your fiduciary duty to protect my credit file and private information.

I do not want any of your services. I do not want your crummy identification protection. NOTHING Equifax sells, does, warrants or compiles is safe because your management team decided you don't care about me or millions of Americans. Equifax profits from my credit profile without my authorization. I opt out of Equifax all together.

I never authorized you to save or compile information about me. I never gave you permission to keep my social security number, date of birth, driver's license, addresses, credit history and purchasing habits. 

Since you failed to maintain the cheapest of fire walls and exposed me to harm I will never trust what your business says or does. You waited to release the hacking only after key employees sold stock options, ramped up a huge marketing campaign, tried to hide the bad news in the hurricane news, waited months to tell America... shame on you RICK.

I am instructing all my creditors past and current to cease and desist from selling my information tapes to you. 

Please confirm you are doing this in five days. Equifax shared my information after I notified you not to share with affiliates. This is a violation of the Fair Credit Reporting ACT, Gramm-Leach-Bliley Act (GLBA), and a number of consumer privacy laws in my home state.

 more information read here: 


Alternative to HARP 3.0

Can't make it on a DU or LP Refinance HARP because your loan wasn't sold to Fannie or Freddie?
If you got your loan prior to May 31 2009 and have paid as agreed I may have a product which
lowers your rate.

No modification
No forgiveness of debt allowed
No cash to borrower more than $250
Refinance first trust deed only
No cash out
Primary, Second Home, investment homes okay up to 4 units
Minimum FICO score 620 middle mortgage

Call me to run numbers for you

Let's see what we can do to reduce your monthly payment!
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Terms and conditions apply

Carolne Gerardo Barbeau
(949) 784-9699 

NMLS 324982

this is not a 3.0 that everyone waited for the government to roll out, and now probably will not,
this is an alternative
call for the ins and outs
Come on down to the beach off Costa Mesa :)