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11/07/2014

Condo For Sale Open House Dana Point

dana point condo for sale

Dana Point Condominium for sale $349,999.00
Open House November 8th 2014 11:00 AM to 2:00 PM

25611 Quail Run Unit number 24 upstairs in back of complex facing the Creek and Ocean
Dana Point California 92629
Where can you find a bargain so close to the ocean?
Bike path and peek of ocean view.
Upstairs unit allows privacy and the feeling of being in the trees.
This clean unit is ready to move in. Owners have upgraded the kitchen with lovely butcher block counters. Sit on the balcony and enjoy your morning coffee.
Watch the birds head out to Doheny Beach and the sunrise behind them. Stroll to the park and Dana Point Community Center. Or take run on San Juan Creek trail down to historic Doheny Beach. Enjoy ocean breezes in the evening and relaxing lifestyle.
This unit makes a nice retreat as second home, could be great investor property that can be cash positive or first time homeowner.
There are two large bedrooms, and two contemporary
Gate code for added solitude.

Spinnaker Run is off Del Obispo Street and Alipaz


OPEN HOUSE SATURDAY NOVEMBER 8th Dana Point Condo

Let's Find Out How You Can Save!
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Rate Sheet
as of 11/7/2014
 
 
25611 Quail Run #24 Dana Point
Loan Description
30 year Fixed
7 Year IO
 
 
 
Rate
4.250%
3.750%
0.000%
0.000%
0.000%
APR
4.299%
3.799%
0.000%
0.000%
0.000%
 
 
 
2 BED 2 BATH CONDO built 1982 914 square feet
Down payment $ 34,999 + second of $35000.00 Need $43000 to close
4.25% 30 year fixed first   $1313 principle and interest + $175 2nd + $383 HOA + $351 Tax + $49 HO6 = 2271 total payment APR 4.299 Estimated income needed little bills $96000. owner occupied
need FICO 721 this is not a commitment to lend rates as of 11/7/2014
 
 
 
LOPhoto
Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell
949-637-8190
Office
949-784-9699
eFax
855-883-4303
 
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
 
Eagle Home Mortgage
8105 Irvine Center Drive Suite #500
Irvine CA 92618
LOLogo
 
PHILIP R SMITH
 
01918824
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949-292-6050
Mobile
949-495-1800
Office
 
 
philiprsmith@bhhscal.com
http://www.bhhscalifornia.com/real-estate-agen
REPhoto
 
RELogo
BERKSHIRE HATHAWAY CALIFORNIA
29982 IVY GLENN DR #100
LAGUNA NIGUEL CA 92677
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This is for informational purposes only and should not be relied upon by you. BERKSHIRE HATHAWAY CALIFORNIA is not a mortgage lender. Contact Eagle Home Mortgage directly to learn more about its mortgage products and your eligibility for such products. NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Sample APRs shown are based on the rates and terms posted above factoring in prepaid interest and closing costs. Rates vary daily and may change or may not be available at the time of loan commitment, lock-in or closing. Specific loan terms apply and consumer is subject to qualification that includes, but is not limited to, owner-occupancy, minimum down payment and credit score requirements and/or any changes in investor guidelines or programs. This is not a commitment to lend. 6/12
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10/12/2014

Realtor ATTACKED Safety Tips


Another Realtor was attacked, this time blocks from my home in Laguna Niguel
in a lovely neighborhood.

Buddy up with a Partner who is licensed or a lender who will become your trusted partner  Open houses, meeting clients at empty houses and driving in someone’s car or even taking strangers in your car is never to be done alone. Leaving an itinerary does not keep you safe.
Do not meet a stranger at any property. Instead, ask to meet at your office or in a public place so others can see the potential buyer too.
Take your own car. NEVER ride in a stranger’s car.
Dress for safety. Dress professionally and avoid wearing expensive, flashy jewelry. Do not carry large amounts of money with you. I know many won’t agree with this but: Carry a taser or stun gun and practice with it on the 1st and 15th of every month. Practice juggling your lockbox code while remaining aware with stun gun. If ordinances allow get a gun permit. Practice weekly with the gun and wear it under suit jacket. Get a permit to carry concealed only after you are an expert with the gun.
Designate a safety contact who is responsible to check your incoming contact information and give you a call 20 minutes into an appointment. Prior to showing a property, have a printed form that asks for a prospect’s information: name, address, auto make and model, auto tag, driver’s license, local address, and two references. Make a copy of driver’s license. Leave the copy with office. Many Realtors' and lenders work out of your home. I myself as a mortgage lender make appointments in people's homes, but never with a stranger. You may not have the proper equipment to copy the license and email it. Get a scanner, have an urgent fax or text you send. Learn to take excellent photographs of driver’s license and license plate and forward to the contact safety person. Tell the buyer this is standard procedure and required by your broker.
 Use an agent ID form. Make sure your office knows your car's make and model and license tag, plus any other important contact information.
Set a coded distress signal. Be able to call the office or home with a message that appears harmless to a prospect but would serve as an alert to others that you’re in harm's way. Long ago I taught my children to use the word gorilla as a code emergency word. Set one with family and office safety contact
Stop working immediately if you pick up on something suspicious If it feels bad, run. No amount of commission is worth your life. If you notice inconsistent answers, lies, weird stories, unfamiliar with location they claim to be from in a client, or any abnormal behavior, or anything that signals that something is off, stop working and trust your gut instincts. Go to a public place.
Notify police when you feel that instinct.  Smart phones are useful in locating you and in Orange County California our local Sheriff is happy to come out and assist even when you suspect foul play.
Don’t go into a vacant house alone. If the door or window pried open- call police. Even in affluent neighborhoods we are seeing squatters who can be violent breaking into vacant homes and setting up camp. Anyone who calls to meet you may not necessarily be a buyer or seller of real estate, don’t assume they are all honest kind people.
When danger occurs you have seconds to decide how to handle it. You may be the greatest negotiator but running yelling fire might be your best defense. Practice self defense strategies.
If you insist on doing an open house alone: set a table and chairs out in the front yard. Greet the neighbors, tell them you are next door from x time until x time and don’t follow anyone upstairs or into the back.



long dark entry where you can't see around the corner says caution