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3/30/2015

Dana Hills LAcrosse Game Tonight vs Mission Viejo!



 Coming off the huge win against San Juan Hills High School
Dana Hills High School Boys Lacrosse Meets Mission Viejo
tonight March 30th at 5:30 PM at the Dana Field
Come out to watch an exciting fast paced game
I will be at the stats table and will buy you a cup of hot chocolate
if you show up. The Dana field looks over the ocean, and we get
an evening breeze. J V game to follow at 7:30 PM

Jersey number four Logan Nash and number eleven Matt Schultz in action

3/28/2015

11 Tudor Ladera

11 Tudor Ladera Ranch home for sale
Martha Stewart could live here
This perfectly maintained house
for $899000
With 80 10 + 10 financing you
only need $99000 to close
Payments as follows:
1st TD APR 4.199    monthly principle and interest $ 3433.61
2nd TD APR 5.301  monthly principle and interest  $   493.01
Property tax + Mello Roos                                        $  1120.08
Fire hazard                                                                 $    85.00
HOA dues                                                                  $   193.00
Total monthly payments $5325.
terms and conditions apply
this is not a rate commitment 
rates change twice a day this was as of 3/27/2015
Ladera Ranch California 


3/25/2015

Grant Money to Buy a Home

Border of edible herbs for your new home use free money
to buy with a grant program


                What is NHF Platinum?
A first mortgage program with a Down Payment Assistance Grant.
Can excess grant funds be used towards closing costs?
Yes, only towards “customary” closing costs.
Does the client have to be a first time homebuyer?
No, clients can still use this program if they have owned a home in previous 3
years.
Do funds ever run out via too many reservations?
No, funds never run out as long as the program is offered.
NHF Platinum Q&A
What properties are allowed?
Allowed:
Owner Occupied, single family residences
Agency approved Condominiums and PUDs
Up to 4 units
Not Allowed:
Co-ops
Rental or investment properties
Recreational, vacation or second homes
Who funds the grant money at closing?
Funding sends a Grant Request to NHF and they fund Grant funds.
Example shown below is for WA State:
1180 - FHA - NHF Platinum
1280 - VA - NHF Platinum
4468 - USDA/RD - NHF Platinum
2180 - MCM Conventional AND Standard Conventional available
2180 - MCM Conventional AND Standard Conventional available
VERY IMPORTANT:
Standard Conventional NHF loans offer a maximum grant of 3%
Minimum credit score for the Standard Conventional NHF product is 740
All other NHF products have a minimum credit score of 640.
NHF Platinum Website
NHF Platinum website at: http://www.nhfloan.org/index.html
Program Index
Lender Support
Online Reservation System
Find interest rates under reservation system (between 9am
– 4pm PST)
Contact information
NHF website “Program Index”
Within the “Program Index” link:
Click on the “NHF Platinum” Blue link
This blue link opens up another webpage
providing :
Program Term Sheet
Income Limits
Reservation Portal
Grant checklist
MCM product
matrix
Training
opportunities
NHF Platinum Website
NHF Platinum Product 1st mortgage.
Income Limits:
Click on the associated link that
correlates to the NHF product you are
Income limits by State
Income limits by County
Grant amounts:
FHA, VA and USDA
Select between a 0%, 3% or 5% grant
Each grant option comes with an
associated interest rate
Conventional (both Standard & MCM) FREE GRANT FOR DOWN PAYMENT IS SUCH AN AMAZING BENEFIT!
CALL NOW TO FIND OUT HOW
(949) 784-9699 C G BARBEAU
NMLS # 324982