SAVE money

Opt out of overdraft charges with every checking account

Join a credit union to get one of their cheaper rate VISA or Mastercard

NEVER pay for a service to follow your credit

Pay a bank to run your tri-merged report to prepare to refinance or buy

Work on improving your FICO score by reallocating debts to less than 69% of line

Opt out of credit card offers 1(888) 567-8688

Refinance with little cost while the rates are down

Cut US stock market exposure and sell some

Trade/ bargain/ stop buying

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