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| Fall in Glen Oak |
Items needed for a Foreign National to start a home loan
Canadian tax returns 2011 2012
current paycheck stubs past 30 daysbank statements all pages past 60 days - not online printouts
driver's license and passport copies
Loans are in Borrowers names NOT in LLC or Corporate Vesting
4 credit references ( mortgage, credit card or auto loan)
complete formsMore paperwork will be required after initial review
Please read:
ITIN: apply for an
individual tax ID number via W7 form which can be found on
http://www.irs.gov/Individuals/International-Taxpayers/Taxpayer-Identification-Numbers-(TIN).
•You do not need to
file taxes with this form if you are applying for a home loan (special
exemption)
•The
ITIN does not need to be received/in the file prior to funding. We just need
evidence the form has been submitted to the IRS.
A letter from an accountant/CPA is required verifying income
figures for the last two years and must provide year to date income figures.
• 4 years continual self employment required. 2 years in
the same line of work with 2 full years of self-employment may be considered.
• 1 year income documentation required; 2 years may be
requested by the Underwriter in certain instances
• A CPA or CA letter, on the CPA's letterhead, documenting YTD
and previous two year's income is required.
All CA contact information must be verifiable.
Accountant/CA’s business is to be verified using LexisNexis,
D&B International Business
NMLS # 324982
(949) 637-8190 cell phone
