Establish Credit

Credit Cards Establishing Credit

Open a Bank Account Open a bank account and use it responsibly. This is the first step to establish a financial history.

Secured Credit Card Apply for a credit card. Shop around and only apply for a card if you can meet the lender requirements. Responsible use will help build a good credit history.

Get a Co-Signer A good way to establish credit is to piggy-back onto someone who already has a good credit history established and is willing to co-sign, but be aware that any default of credit on your part affects the credit of the co-signer.

Gas Credit Cards Since some gasoline credit cards are not revolving they are sometimes easier to obtain than regular credit cards. Similarly department stores offer revolving credit for a specific purchase and this is sometimes easier to obtain. It is also a great way to establish credit.

Information Provided By:
Caroline Gerardo
Loan Officer NMLS #324982 Cell 949-637-8190 Office 949-784-9699 eFax 855-883-4303
C. G. Barbeau

FICO Score is a tool you need in your quiver.

 Understand how to make it higher free- ask me.
  Committed to Seeing You Home. Eagle Home Mortgage 8105 Irvine Center Drive Suite #500 Irvine CA 92618 NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. Caroline Gerardo | 8105 Irvine Center Drive #500, Irvine, CA 92618

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