Mortgage Application

Mortgage Application online step by step description how to begin.
Apply for your FHA, VA, USDA, Jumbo, Conventional Mortgage Loan from your home or office.
Video shows easy link to  apply now

We have an amazing number of mortgage products for you.
Perfect credit, a year after foreclosure, foreign national, Super Jumbo
we have it all.
Call C G from 7:00 AM to 7:00 PM seven days a week for answers to your questions
Even if you just need advise how to fix your broken deal we are here to help


Mortgages Fast After BK Foreclosure and Short Sale

Purchase Mortgages without Fannie Freddie FHA waiting periods!!

Buy a house after credit problems - Loan program after Foreclosure BK Short Sale Modification with  one year and two year waits
Close on your purchase then wait for the conventional 4 years or 7 years to refinance
You will need funds for down payment and reserves
Borrowers provide two years federal taxes, past sixty days bank statements, paycheck stubs past 30 days, two forms of ID and anything particular to your credit profile

Notable Program highlights include;

·         1 year seasoning for major derogatory credit events (short sales, foreclosures, and bankruptcies)
·         85% LTV to $500,000, 660 credit score, 24 months satisfactory housing
·         80% LTV to $750,000, 620 credit score, 12 months satisfactory housing
·         75% LTV to $1,250,000, 640 credit score, 24 months satisfactory housing
·         First Time Home Buyer allowed with restrictions

Hi I’m C G with Eagle Home Mortgage, A Lennar Homes Company
I want to share with you the advantages of a new conventional product we have for Borrowers with prior credit “challenges,” such as bankruptcy, short sale, or foreclosure.
In the past, if a Borrower had a foreclosure, you would need to wait three years to get a FHA loan with a list of ins and outs. FHA product is also limited by the county ceiling. For single family that might mean a loan maximum of $272,050 in Tulare County and $625,500 in Orange County.
This new program allows
85% loan to value up to $500000 loan amount
80% to $750000
And 75% to $1,250,000
There are requirements which would be best if you call me to discuss your specific situation such as:
Reserve requirements, minimum FICO score and excellent credit 12 months after the event. Terms and conditions apply, this is not a commitment to lend.
This is great news because the loan is not priced like hard money, it is a tool Borrowers can use to
Purchase a home and own during the usual waiting periods to refinance conventional when either the seven year or four year (as applies to your situation) ends. No prepayment penalties, no giant upfront costs
Call me at 949 784 9699 any day from 7AM to 7 PM Pacific time

Other credit restrictions apply and the guidelines should be reviewed carefully.  There are minimum credit standards and title to the home may not be impacted by credit items still pending.
Call me for the rules and terms
(949) 784- 9699
NMLS 324982


Military Income for VA Loans

What Military income counts to close VA Loans
What are the Rules 
How does Underwriting average income
How much Time since separation from Military Service
Service Rules ins and outs for a home loan
Base Allowance
Special Pay
Income for home mortgage loans reference guides 
Veterans Loans made easy
We close VA loans
We are proud of our service brothers and sisters
Caroline Gerardo
NMLS 324982
(949) 784-9699
Toxic Assets Novel


RTDD Revocable Transfer upon Death Deeds California Law

Legislation creating a non-probate method for conveying interest in real property upon death, Assembly Bill 139, 
is now law in California. The new law, signed into action by Governor Jerry Brown accomplishes the transfer by means of a revocable transfer upon death deed (RTDD). It is called a transfer-on-death TOD deed in other states. The law is effective January 1, 2016. The RTDD automatically transfers ownership of the property – defined to include 1-4 residential units, a condominium, or agricultural land of 40 acres or less – upon the death of the owner, and must contain a legal description. A RTDD may only be revoked by a recorded document.
A couple rules pro and con to the law:
Owner must die after 1.1.2016
Deed must be recorded with county 60 days after executed (notarized)
Transferor must have mental capacity at time of contract
Beneficiary deed transfer on death avoids probate
Owner doesn’t make a completed gift for gift taxes, the owner can change the beneficiary any time before they die
Most beneficiaries’ creditors can’t touch the property
It’s cheaper than probate, and simple
No tax consequences
Unscrupulous relatives who want the property for their own can get grandfather to sign the deed, it may open up opportunities for elder abuse
Owner lacked capacity disputes can happen (also can happen with Joint Tenancy or Living Trust or any other for to hold title
The deed supersedes a will
Restricts sale of property for 4 months after owner’s death
BUT MEDI-CAL may be able to recover costs from the beneficiary
Title companies will not be required to rely on RTDDs when underwriting a policy of title insurance under the new law – an especially important detail given that there may be circumstances under which the RTDD may be void or superseded by another document. In cases where the RTDD is void or superseded, a probate proceeding or quitclaims deed may be required.
No RTDD may be executed on or after January 1, 2021, which is when the new law is scheduled to be repealed (unless extended by the legislature prior to that date). However, any RTDD properly executed before that date remains valid and may also be revoked after that date. To be valid, the deed must be recorded within 60 days of execution. The deed is only effective at death and does not affect any ownership rights during the transferor's lifetime.
The new law contains a statutory form RTDD, and an RTDD must be in that form or a substantially similar form in order to be valid. The statutory form provides information to the transferor, including an explanation of how the RTDD works, how it is effectuated, and some of its consequences. The law  has a statutory form for revocation of an RTDD. The law also makes provisions for multiple beneficiaries and for what happens if multiple instruments are recorded affecting the same property.
A beneficiary completes the transfer recording an affidavit of the transferor's death. However, a purported transfer is void if property is held in joint tenancy or as community property with right of survivorship when the transferor dies. A RTDD can be challenged for several reasons, including lack of capacity to transfer, transfer to disqualified person, and fraud.
As of today, Twenty three states have versions of RTDDs, with three additional states considering their implementation this year. Missouri has TOD law since 1989 with no claims of elder abuse.

 I am not an attorney. This is not legal advice. The law is of interest to mortgage professionals and real estate agents, realtors and title officers in advising Borrowers, property owners, homeowners in this new law in California as regards to how to hold their single family, condominium, townhouse or 1-4 unit home. This type of vesting has been used in other states for 25 years.


NO GMO Seed Companies

  • Red flowers in my garden

    GMO enhanced flowers - lol
  • Grow from Seeds
  • It's cheaper, enjoy the pleasures of digging in the dirt. But what about GMO seeds?
  • Vegetable gardeners have the satisfaction of control over food source. Growing vegetables from seeds requires patience, but it also shares a lot of nurturing and connecting with Mother Earth. Gardening is a wonderful hobby that allows people to be outdoors, beautify their homes, spend time together, and save a lot of money. However, the concept of controlling a food source is frightening on a global, long-term scale. 
  • Home gardening seed businesses generally never sell GMO seeds, it is too darn expensive. Putting up signs on retail displays "GMO free"  creates an impression that home seed companies are using GMO seeds. No seed company that sells one and two dollar seed packets to home gardeners could afford seeds that are genetically modified. The difference between genetically modified seeds through bio-engineering and hybrid seeds must be understood. Hybrid seeds are safe and are the result of natural pollination – not unnatural gene splicing. Hybrids are created from taking the best of both attributes of two different plants in normally a very controlled environment. Bees cross pollinate flowers and vegetable varieties in my garden and the seeds I save to give away or trade may not be true to the original color. 
  • Bio-engineered crops (GMO’s) genetically modified organisms or better called Genetically Engineered are a danger to our food supply.  These are produced by large chemical companies that spend millions of dollars for the commercial farming market. Farmers  can choose seed that is not GMO but it might eat at their profits to choose seed that  may  not have the exact traits for their soil, climate and desire for yield. Monsanto creates new seed varieties that are resistant to Roundup applications for weed reduction, and any millions of chosen traits. What they do in the process is also make certain the seeds cannot be saved, dried and grow a second crop. The seed offspring either never produces or is not fertile. Why would farmers want to use this? Better yields and larger profits...
  • As a lifelong home gardener my is theory to I plant huge variety from seeds and don't use chemicals. I trade seeds online in a couple seed banks for free. I'm offering this information to home gardeners who may be getting seed catalogs this winter.  I love to look at the photographs and dream about what I might try next season. 
  • Here's a list of NOT Genetically Engineered seed companies please check their websites and order vegetable and flower seeds for your home yard

  • Go look at the links great photographs, garden how to, DIY, 
  • adventure!

    The Tasteful Garden
    973 County Road 8
    Heflin, AL 36264
    Tele: 256-403-3413

    PO Box 289
    Palmer, AK 99645


    Bountiful Farm
    1199 CR 935
    Green Forest, AR 72638


    Aravaipa Heirlooms
    PO Box 72
    Oracle, AZ 85623

    Hatching Bunnies Farm
    Gilbert, AZ

    Humble Seed
    7119 E. Shea Blvd.
    Scottsdale, AZ  8525-6107
    Tel: 877-956-SEED (7333)
    Fax: 480-347-0837

    Native Seeds/SEARCH
    3584 E. River Road
    Tucson, AZ 85718
    Tel: 520-622-0830
    Fax: 520-622-0829  

    Old Pueblo Plant & Seed Company
    P.O. Box 86441
    Tucson, AZ  85745-6441
    Tel: 520-201-2136
    Fax: 623-201-2136 

    Sherizona Seed Co.
    23336 N 120th Lane
    Sun City, AZ 85373

    Terroir Seeds LLC home of Underwood Gardens
    P O Box 4995
    Chino Valley, AZ 86323
    Tel/Fax: 888-878-5247

    Westwind Seeds and Gardenscapes LLC
    6336 N. Oracle  #326-246
    Tucson, AZ  85704
    Tel: 520-887-2106


    All Good Things Organic Seeds
    999 Fairview Road
    Ojai, CA  93023
    Tel: 805-758-3184

    Big Bang Seed Company
    525 S. Franklin Street
    Fort Bragg, CA 95437

    Bountiful Gardens
    18001 Shafer Ranch Rd
    Willits , CA 95490
    Tel: 707-459-6410

    Cityscape Seeds
    8726 S. Sepulveda
    Suite D-241
    Los Angeles, CA 90045
    Con Semilla Seed Co.
    60 S. Fairview Ave.
    Santa Cruz, CA
    Cornucopia Seeds
    6060 Graham Hill
    Felton, CA 95018

    Deb's Kitchen
    12578 Montecito Road
    Seal Beach, CA 90740
    Tel: 562-243-3926

    Diaspora Seeds
    P.O. Box 755
    Boonville, CA 95415
    204 Owetzal Lane
    Riverside, CA 92507

    Environmental Seed Producers
    PO Box 2709
    Lompoc, CA 93438
    Tel: 805-735-8888
    Fax: 805-735-8798 
    Flora's Organics
    2295 Brite St.
    Bakersfield CA 93304
    Food for Bees
    P.O. Box 135
    Duncans Mills, CA 95430
    P.O. Box 1476
    Santa Cruz, CA
    Green Mountain Resources, LLC
    6965 El Camino Real
    Carlsbad, CA 92009
    Tel: 619-488-3744

    Harmony Farm Supply and Nursery
    3244 Gravenstein Hwy N
    Sebastopol, CA 95472
    Tel: 707-823-9125

    Home Farmer
    PO Box 7050
    Santa Maria, CA 93456
    Tele: 855-DIG-SEED

    Jacob's Farm/Del Cabo, Inc.
    P.O. Box 508
    Pescadero, CA  94060

    Kitazawa Seed Company
    201 4th Street  #206
    Oakland, CA 94607

    KUSA Seed Research Foundation
    PO Box 761
    Ojai , CA 93024

    Laughing Frog Farm
    PO Box 145
    Laytonville, CA 95454

    Living Seed Company
    P.O. Box 177
    Point Reyes Station, CA 94956
    Tel: 415-663-8002
    Morning Song Farm
    4805 5th Street
    Rainbow, CA 92028
    The Natural Gardening Company
    541 King Road
    Petaluma, CA 94952
    Tel: 707-766-9303
    Fax: 707-766-9747
    355 Brookside Dr.
    Richmond, CA 94801
    Orpheus Hills
    930 Orpheus Ave.
    Encinitas, CA 92024
    Peaceful Valley Farm Supply
    PO Box 2209
    Grass Valley, CA 95945
    Tel: 888-784-1722
    Fax: 530-272-4769

    Pearson's Gardens
    1150 Beverly Dr.
    Vista, CA 92084

    Redwood City Seed Company
    Box 361
    Redwood City, CA 94064
    Tel: 650-325-7333 

    Redwood Seeds
    PO Box 431
    Manton, CA 96059

    Renee’s Garden
    7359 West Zayante Road
    Felton, CA 95018
    Tel: 831-335-7228
    Fax: 831-335-7227

    Rolling Hills Herbs & Heirloom Annuals
    1304 Rolling Hills Road
    Redland, CA  92374
    Roots Ranch
    3819 Grizzly Creek Rd.
    Yankee Hill, CA  95965

    San Diego Seed Company
    1272 Cypress Ave
    San Diego, CA 92103

    Seed Dreams
    PO Box 120267
    San Diego, CA 92112-0267
    Santa Cruz, CA 95061
    Tel: 831-234-8668

    Seeds of Change
    2555 Dominges Drive
    Rancho Dominges, CA 90200
    Tel: 888-762-7333

    PO Box 1820
    Thousand Oaks, CA 91358

    1440 Via Zurita
    Claremont, CA  91711

    Sprout People
    170 Mendell Street
    San Francisco, CA 94124
    Tele: 415-370-9171

    Sunshine Gardens & Water Systems
    50 Horsewater Lane
    Hayfork, CA 96041-1450

    Sustainable Seed Co.
    POB 636
    Petaluma, CA  94952
    Tele: 877-620-SEED

    TomatoFest Organic Heirloom Tomato Seeds
    P.O. Box 628
    Little River, CA 95456

    Underground Seeds
    208 S State Street
    Ukiah, CA 95482

    101 Cottonwood Street
    Woodland, CA 95695


    5023 W. 120th Ave. #312
    Broomfield, CO  80020 
    Tel: 1-800-833-5988
    Anahata Farms LLC
    4423 East 7th Avenue
    Denver, CO 80220
    6595 Odell Place, Unit G
    Boulder, CO  80301

    Botanical Interests, Inc.
    660 Compton Street,
    Broomfield, CO 80020
    Tel: 303-464-6464
    Fax: 303-464-6468

    H.M Blooms Company
    2951 Cirxling Hawk Street
    Grand Junction, CO 81503

    High Mountain Seeds
    12746 County Road 255
    Westcliffe, CO 81252

    eGarden Seed. com/Sunshine & Rain LLC
    836 1/2  Main Street
    Louisville, CO 80027

    Golden Harvest Organics LLC
    404 North Impala Drive
    Fort Collins, CO 80521
    Fax: 413-383-2836  

    Grant's Plants, Seeds & Such
    7048 S. Fairifax Street
    Centennial, CO 80122
    Tel: 303-263-5840
    Hobbs Family Farm
    DBA Farm Direct Organic Seed
    PO 411
    Avondale, CO 81022

    Lake Valley Seed
    5717 Araphoe Avenue
    Boulder, CO 80303
    Tel: 970-250-0951
    Sage Thymes
    8550 W. Ohio Place
    Lakewood, CO 80226
    Tel: 720-480-1017

    Sourcepoint Seeds
    26422 Moss Rock Road
    Hotchkiss, CO 81419


    Butterbrooke Farm
    78 Barry Rd
    Oxford, CT 06478
    Tel: 203-888-2000

    Comstock Ferre & Co.
    263 Main St.
    Wethersfield, CT 06109
    Tel: 860-571-6950
    Fax: 860-571-6595 

    John Scheepers Kitchen Garden Seeds
    23 Tulip Drive
    Bantam, CT 06750
    Tel: 860-567-6086
    Fax: 860-567-5323 

    New England Seed Company
    3580 Main Street, Bldg 10
    Hartford, CT 06120
    Tel: 800-825-8477
    Fax: 877-229-8487

    Select Seeds Company
    180 Stickney Hill Road
    Union, CT 06076
    Tel: 860-684-9310
    Fax: 860-684-9224

    The Strawberry Store, LLC
    & Strawberry Seed Store
    Middletown, DE 19709
    Tele: 302-378-3633

    Bingham's Branch
    8625 Harrison Road
    Lakeland, FL 33810
    back2thebeginning - Tropical Fruit & Medicinal Herb Farm
    Davie, FL 33325
    Tele: 954-789-1488
    Chia Growers, Inc.
    1300 Seaway Drive
    Suite A-3
    Ft. Pierce, FL 34949

    E.O.N.S., Inc.
    P.O. Box 4604
    Hallandale, FL 33009
    Tel: 954-454-6186
    Fax: 954-458-5976 

    Florida Mycology Research Center
    P.O. Box 18105
    Pensacola, FL 32523
    Tel: 850-327-4378
    Forage, Inc.
    PO Box 358256
    Gainesville, FL 32635

    Grower Jim's Plants and Produce LLC
    Apopka, FL 32703

    Growin' Crazy Acres
    5344 Culbreath Road
    Brooksvillel, FL  34601

    Healthy Harvest Seed Company, LLC.
    519 S. Adams Street
    Beverly Hills, FL 34465
    Tele: 855-340-3451
    Mary's Heirloom Seeds
    1850 Monroe Street
    Hollywood, FL 33020
    Tele: 954-654-3501
    Natural Health Center
    Post Office Box 422
    Venus, FL 33960
    Organic Sanctuary
    1319 Cochran Road
    Geneva, FL 32712
    QR Seeds Inc.
    P.O. Box 24
    Plymouth, FL. 32768
    Tel: 352-345-7387   

    The Pepper Gal
    P.O. Box 23006
    Ft. Lauderdale, FL 33307
    Tel: 954-537-5540
    Fax: 954-566-2208

    Self Reliance Strategies, LLC
    282 Knot Hole Circle
    Chuluota, FL 32766
    Tel: 321-696-9102

    TBN Gardens & Groves
    6119 Illinois Ave.
    NPR, FL  34653-9211
    S.O.S. Victory Gardens Seed Company
    4700 S. Lovering Pt.
    Inverness, FL 34450
    Two Seeds in a Pod
    P.O Box 291278
    Tampa, FL 33687

    VeganSeeds LLC
    2659 East Gulf To Lake Highway #181
    Inverness, FL 34453


    Flora Hydroponics, Inc.
    195 Paradise Blvd.
    Athens, GA 30607

    Mizz Tizzy's Weeds and Seeds
    1321 Princess Drive
    Winder, GA 30680-7444
    Tel: 770-870-4341

    South GA Seed Co.
    1095 Old Pelham Road
    Climax, GA 39834

    Aina Aloha o Na Lima Hana
    45-559 Luluku Rd.  #A3
    Kaneohe, HI 96744
    Non-GMO Hawaii Heirloom Seeds
    562 Lauiki Street, Suite 2
    Honolulu, HI 96826


    Box Garden Organics
    Ammon, ID 83406
    EarthCare Seeds
    9880 Canyon Creek Bend Road
    Hammett, ID 83627
    Earthly Delights Farm
    2609 Arthur St.
    Boise, ID 83703

    High Altitude Gardens and Seeds Trust
    4150 Black Oak Drive
    Hailey, ID 83333
    Tel: 208-788-4363
    Fax: 208-788-3452
    My Patriot Supply
    414 Church Street
    Suite 201
    Tel: 866-229-0927 

    Borries Open Pollinated Seed Corn Farm
    16293 E. 1400th Ave
    Teutopolis, IL 62467
    Tel: 217 857-3377 
    1002 Douglas Road
    Elgin, IL 60120

    Safeguard Seeds
    P.O. Box 1036
    Mokena, IL 60448
    Tel: 855-730-7333

    Underwood Gardens
    1414 Zimmerman Road
    Woodstock, IL 60098

    Garden Harvest Supply Inc.
    2952W 500S
    Berne, IN 46711

    Grannys Seeds
    10011 Waters Edge Drive
    Elberfeld, IN 47613
    Tel: 812-204-7783
    Gurney's Seed and Nursery
    P.O. Box 4178
    Greendale, IN 47025-4178
    Henry Field's Seed & Nursery Co.
    PO Box 397
    Aurora, IN 47001-0397
    Micro Farms America4337
    E Bill Mallory Blvd.
    Bloomington, IN 47401
    Tel: 812-679-3142

    Nature's Crossroads, LLC
    230 West Church Lane
    Bloomington, IN 47403 

    Rich Farm Garden Supply
    985 W. State Rd. 32
    Winchester, IN 47394

    Roots Professional Growers
    3254 E. 900 N
    Ossian, IN 46777

    Tanglewood Berry Farm
    2427 S. Hadley Road
    Fort Wayne, IN 46804

    The Chile Woman
    1704 S. Weimer Road
    Bloomington, IN 47403

    Urban Farmer
    5427 N. Delaware Street
    Indianapolis, IN 46220


    Blue River Hybrids
    27087 Timber Road
    Kelley, IA 50134
    Tel: 800-370-7979

    Sand Hill Preservation Center
    1878 230th St
    Calamus, IA 52729
    Tel: 319-246-2299

    Seed Savers Exchange
    3094 North Winn Road
    Decorah, IA 52101
    Tel: 608-382-5990
    Fax: 608-382-5872 


    Girasole, Inc. (DBA Seeds from Italy)
    P.O. Box 3908
    Lawrence, KS 66046

    Kansas City Heirlooms & Organics
    14914 W. 150th Terrace
    Olathe, KS 66062

    Midwest Chileheads LLC
    4218 SE Tecumseh Road
    Tecumseh, KS 66542-9588

    Skyfire Garden Seeds
    1228 N. 7th
    Salina, KS 67401


    Ferry Morse Seed Company
    600 Stephen Beale Drive
    P.O. Box 1620
    Fulton, KY 42041
    Tel: 800-626-3392
    Fax: 502-472-0566

    Moseybeau Farms
    209 Otter St.
    Danville, KY 40422


    418 Boulevard St.
    Shreveport, LA  71104


    Allen, Stirling & Lothrop
    191 US Route 1
    Falmouth, ME 04105

    FedCo Seeds
    PO Box 520A
    Waterville, ME 04903
    Tel: 207-873-7333
    Fax: 207-872-8317
    Groundswell Seed Farm
    624 Kennebec River Rd.
    Embden, ME 04958
    Tel: 207-643-1006
    The Heirloom Garden of Maine
    512 North Ridge Road
    Montville, ME  04941
    Tel: 207-342-2116
    Fax: 207-342-3407

    Johnny's Selected Seeds
    955 Benton Avenue
    Winslow, ME 04901
    Tel: 207-861-3900
    Fax: 800-738-6314
    The Maine Potato Lady
    PO Box 65
    Guilford, ME 04443
    Tel: 207-343-2270

    Pinetree Garden Seeds
    PO Box 300
    New Gloucester, ME 04260
    Tel: 207-926-3400

    Wood Prairie Farm Organic Seed Potatoes
    49 Kinney Rd
    Bridgewater, ME 04735
    Tel: 800-829-9765
    Fax: 800-300-6494

    Melrose Seed Library
    69 West Emerson St.
    Melrose, MA 02176

    My Seed Cellar
    P.o. Box 5
    Marion Station, MD 21838

    Where the Wild Things Grow
    55 Douglas Avenue
    Lonaconing, MD  21539


    Annie's Heirloom Seeds
    12123 Darby Rd.
    Clarksville, MI 48815

    Eden Elements, LLC
    3550 Cooley Lake Road
    Milford, MI 48381

    Garden Hoard
    14307 Alexander Street
    Livonia, MI 48154

    Indoor Harvest Gardens
    East Lansing, MI 48823

    Michigan Heirlooms
    209 E. Wardlow Rd.
    Highland, MI 48356

    MyHeirloomSeeds - AMAL Enterprises LLC
    12851 Metteal
    Detroit, MI 48227
    Nature and Nurture Seeds
    114 Eighth Street
    Ann Arbor, MI 48103
    Tel: 734-929-0802
    Orchard House Heirlooms
    216 S. Paul St.
    Dowagiac, MI 49047

    Organic Heirloom Plants
    51594 Boston Road
    Hancock, MI 49930

    Raden's Garden Seeds
    19428 Westcrest Dr.
    Tustin, MI 49688

    Todd's Seeds
    46495 Humboldt Dr.
    Novi, MI 48377

    Walters Seed Company
    65 Veteran's Drive
    Holland, MI 49423


    Cheap Seeds
    3591 210 Street
    N. Hawley, MN  56549

    EnJoy Garden Fresh Farm
    15106 419th Ave. SW
    East Grand Forks, MN 56721

    Fruits Nuts and Vegetables Farms LLC
    15383 273rd St.
    Fort Ripley, MN 56449

    Melissa's Seeds
    PO Box 242
    Hastings, MN 55033
    Urban Garden Seeds LLC
    908 15th Ave S.  #1
    Minneapolis, MN 55404


    Baker Creek Heirloom Seeds
    2278 Baker Creek Road
    Mansfield, MO 65704
    Tel: 417-924-8917 

    Barney's Ginseng Patch
    433 SSE Highway B
    Montgomery City, MO 63361
    Tel: 573-564-2575

    Burkholder Greenhouse LLC
    RR3  Box 169
    Edina, MO 63537
    Tel: 660-397-4115

    Changing Season's Nursery & Heirloom Seed
    369 Highway 42
    Iberia, MO 65486

    Country Creek Acres
    8816 Manchester Road 238
    Brentwood, MO 63144-2602

    Gardeners Choice Heirloom Seeds
    P.O. Box 642
    Bolivar, MO  65613 

    Granny's Heirloom Seeds
    P.O Box 264
    Humansville, MO 65674
    Tel: 417-350-7065  

    Green Thumb Seeds
    17011 West 280th Street
    Bethany, MO 64424

    Greyson Organics LLC
    163 Prairie Fork Road
    Montgomery City, MO 63361

    Morgan County Wholesale
    18761 Kelsay Road
    Barnett, MO 65011
    Tel: 573-378-2655

    SeedGeeks, LLC
    8816 Manchester Road, Ste. 114
    Saint Louis, MO 63144
    Tel: 314-720-1820
    Sullivan's Greenhouse, Pantry Garden Herbs
    4202 E. 307th St.
    Cleveland, MO 64734
    White Harvest Seed Co.
    1744 Pyatt Road
    Hartville, MO 65667
    Tel: 866-424-3185


    Liberation Seeds
    728 Dry Gulch Road
    Stevensville, MT 59870

    Planet Natural
    1251 N. Rouse Ave.
    Bozeman, MT 59715
    Tel: 406-551-2240

    Red Gate Garlic LLC
    4606 Watt Lane
    Stevensville, MT 59870

    Soper Family Farm
    36 Cherry Valley Road
    Glasgow, MT 59230

    The Good Seed Company
    6475 Highway 93S
    Suite 52, PO Box 4906
    Whitefish, MT 59937
    Tel: 496-471-3284

    Ashburn Aquaponics & Northwind Propagation
    83941 HWY 45
    Tilden, NE 68781


    Charles C Harmon Co. LLC
    Home and Garden America
    2457 Merritt Dr.
    Carson City, NV 89701
    Tele: 888-582-6650
    848 N. Rainbow Blvd.  #519
    Las Vegas, NV 89107

    God Seed Planet, LLC
    3225 McLeod Drive
    Suite 100
    Las Vegas, NV 89121


    BLM Enterprises/Markham Farm
    283 Turnpike Road
    New Ipswich, NH 03071
    Tel: 603-878-4509
    Fax: 603-878-5990
    23 Northbrook Road
    Belmont, NH 03220

    New Earth Organic Farm
    P.O. Box 466
    Colebrook, NH 03576


    Cross Country Nurseries/
    P.O. Box 170
    199 Kingwood Locktown Rd.
    Rosemont, NJ  08556-0170

    Dirt Goddess Super Seeds
    Sparta, New Jersey 


    Cicuye del Rio Pecos Farmer's Cooperative
    HC 74 Box 842
    Pecos, NM   87552

    Creekside Garden
    PO Box 707
    Reserve, NM  87830
    Tel: 575-533-6768
    Fax: 575-533-6768

    Gourmet Seed International, LLC
    HC12 Box 510
    Tatum, NM 88267-9700
    Tel: 505-398-6111
    Fax: 505-398-6151

    Italian Seed and Tool
    HC12 Box 510
    Tatum, NM 88267-9700
    Tel: 505-398-6111
    Fax: 505-398-6151
    J&L Gardens
    60 County Road 11
    Espanola, NM 87532
    Light Green Thumb Seeds
    P.O. Box 541
    Sandia Park, NM 87047

    New Mexico Tree and Garden Center
    5194 27th Ave. NE
    Rio Rancho, NM 87144
    Tel: 505-867-6759

    Plants of the Southwest
    Agua Fria Street
    Santa Fe, NM 87507
    Tel: 505-438-8888
    Fax: 505-438-8800 

    Pollinator Nation
    P.O. Box 541
    Sandia Park, NM 87047
    Tel: 505-220-2726

    Sweetly Seeds
    PO Box 1542
    El Prado, NM 87529


    Beaver Dam Farms
    4 Driftwood Lane
    East Hampton, NY 11937
    Bentley Seeds
    16 Railroad Ave.
    Cambridge, NY 12816
    the Creambelt Seed Co.
    191 Cramer Rd.
    Ballston Spa NY 12020

    Custom Grown Ltd.
    181 North 5th Street
    Bethpage, NY 11714
    PO Box 504
    Cortland, NY  13045

    Food Pantry Farm, Inc.
    P.O. Box 181
    East Hampton, NY 11937

    Fruition Seeds
    5920 County Road  33
    Canandaigua, NY  14424
    Tel:  585-300-0699

    Invincible Summer Farms
    PO Box 1294
    Sound Beach, NY 11789
    Mycek Gardens
    6367 State Highway 30
    Amsterdam, NY 12010
    New York Botanicals, LLC
    2-01 50th Ave.
    Long Island City, NY 11101

    Ommas - Aarden
    PO Box 273
    Port Leyden, NY 13433
    Tel: 315-681-0351
    Fax: 315-348-4442 (Please call ahead)

    On Warren Pond Farm & Seed Co.
    6200 Deer Run Lane
    Trumansburg, NY 14886

    Pase Seeds
    1581 Milestrip Rd.
    North Collins, NY 14111

    Rooftop Ready Seeds
    15 Lawton St.  #11
    Brooklyn, NY 11221

    The Sample Seed Shop
    978 Riverview Blvd.
    Tonawanda, NY 14150-7862

    Turtle Tree Seed
    10 White Birch Road
    Copake, NY  12516

    WinterSown Educational
    1989 School Street
    East Meadow, NY 


    Brandon's Gardens
    3701 Raleigh Road
    Henderson NC 27537
    217 Brehon Street
    Warrenton, NC 27589

    Christopher Weeks Peppers
    PO Box 3207
    Kill Devil Hills, NC 27948

    East Branch Ginger LLC
    PO Box 321
    Pittsboro, NC 27312

    Eden Brothers
    34 Old Brevard Rd.
    Ashville, NC 28806

    Garden in the Koop, Inc.
    112 Baldwin Road
    Hillsborough, NC 27278
    J & D Heirloom Seeds
    1904 Moravian Falls RD
    Moravian Falls, NC 28654

    Sow True Seed
    146 Church St.
    Asheville, NC  28801 


    Bohan Seed & Supply
    PO box 352
    Rugby, ND 58368

    Prairie Road Organic Seed
    9824 79th Streeet SE
    Fullerton, ND 58441
    Tel: 701-883-4416


    Ant Laura's Garden
    643 Poplar Street
    Coshocton, OH 43812

    Cleveland Seed Bank
    8334 Mentor Ave.
    Colonial Bldg.  Suite 103
    Menton, OH 44113

    Companion Plants, Inc.
    7247 N. Coolville Ridge
    Athens, OH 45701
    Tel: 740-592-4643
    Fax: 740-593-3092

    Livingston Seed Inc.
    830 Kinnear Rd.
    Columbus, OH 43212
    Tel: 1-800-848-2970
    Local: 614-488-1163
    Fax:  614-488-4857

    Secret Seed Cartel
    P.O. Box 564
    Sharon Township, OH  44274

    The Little Red Truck Farm
    Norwalk, OH

    The Seed Conservatory
    Tipp City, Ohio

    The Snarky Gardener
    5090 State Route 43
    Kent, OH 44240

    Clear Creek Seeds
    P.O. Box 763
    Locust Grove, OK  74352
    Tel: 918-386-0546

    Red Sky Farm
    35545 EW1170
    Seminole, OK  74868
    Tel: 405-382-9883

    Survival Essentials
    P.O. Box 153
    Wagoner, OK 74477-0153
    Tel: 918-845-1800

    The Seed Guy
    18165 South Elm Road
    Claremore, OK 74019
    Tel:  918-906-7381
    Email: danny@theseedguycom


    Adaptive Seeds
    25079 Brush Creek Road
    Sweet Home, OR 97386

    Boondockers Seed Company
    84638 Cloverdale Road
    Creswell, OR 97426
    Tel: 541-689-0881 

    Folly Farm
    P.O. Box 101
    Cove, OR 97824

    Goodwin Creek Gardens
    PO Box 83
    Williams, OR 97544
    Tel: 800-846-7359
    Fax: 541-846-7357  

    Green Journey Seeds
    P.O. Box 38
    Veneta, OR 97487

    Heirloom Organics, LLC
    1806 NW 6th St., Unit A
    Grants Pass, OR 97526

    Horizon Herbs
    PO Box 69
    Williams, OR 97544
    Tel: 541-846-6704
    Fax: 541-846-6233

    Log House Plants
    78185 Rat Creek Rd.
    Cottage Grove, OR 97424
    Tel: 541-942-2288
    Maggie's Garden Seeds
    1447 Narcissus Ct. NW
    Salem, OR 97304

    Nichol's Garden Nursery
    1190 Old Salem Road, NE
    Albany, OR 97321
    Tel: 541-928-9280 or 800-422-3985
    Fax: 541-967-8406

    Nourishing Gardens
    PO Box 905
    Coquille , OR 97423

    Restorations Seeds
    1133 Old Highway 99 South
    Ashland, OR 97520
    Tel: 541-201-2688

    Seed Cellar
    8700 Hwy. 140
    Eagle Point, OR 97524

    Siskiyou Seeds
    3220 East Fork Rd.
    Williams, OR  97544

    Territorial Seed Company
    PO Box 158
    Cottage Grove, OR 97424
    Tel: 541-942-9547
    Fax: 541-942-9881

    Thyme Garden – Herb Seed Company
    20546 Alsea Highway
    Alsea, OR 97324
    Tel & Fax: 541-487-8671

    Victory Seed Company
    PO Box 192
    Molalla, OR 97038
    Tel/Fax: 503-829-3126

    Wild Garden Seed and Shoulder to Shoulder Farm
    PO Box 1509
    Philomath, OR 97370
    Tel: 541-929-4068

    Wild West Seed, Inc.
    3640 Western Way NE
    Albany, OR 97321


    The Ark Institute, Inc.
    P.O. Box 3430
    Easton PA 18043-3430

    Ballengee Farm
    2084 Broadway
    Milton, PA  17847
    64 Greenwood Street
    Wellsboro, PA 16901
    Tel: 570-724-5172

    Heirloom Seed Project
    Landis Valley Museum
    2451 Kissel Hill Road
    Lancaster, PA 17601
    Tel: 717-569-0401 ext: 202
    Fax: 717-560-3545

    Heirloom Seeds
    287 E. Finley Drive
    West Finley, PA 15377
    Tel/Fax: 724-663-5356

    Hollow Elm Gardens, LLC
    482 Hollow Road
    New Park PA 17352


    The Good Earth Organic Gardening Center
    1800 Scituate Ave.
    Hope, RI 02831


    GrowJourney, LLC
    P.O. Box 15238
    Greenville, SC 29610

    Penny's Tomatoes
    3904 Kensington Court
    Myrtle Beach, SC 29577

    Pepper Joe's, Inc.
    725 Carolina Farms Blvd.
    Myrtle Beasn, SC 29579
    Fax: 611-491-5344

    Seeds for the South
    410 Whaley Pond Rd
    Graniteville, SC 29829
    Tele: 803-232-1119 
    Blue Hill Seed Studio
    Memphis, TN 38103
    Tele: 901-619-6016

    Companion Seed Company
    115 Bearwallow Road
    Ashland City, TN 37015

    New Hope Seed Company
    P.O. Box 443
    Bon Aqua, TN 37025
    Karla Upton Designs
    PO Box 2543
    Murfreesboro, TN 37133
    Readiness Essentials
    107 Cavalier Drive
    Hendersonville, TN 37075

    White Oak Valley Farm Heirloom Seeds
    PO Box 1198
    Collegedale, TN 37315

    A Garden In Every Home aka Andrea's Garden
    251 Lost Oak
    Bandera TX 78003
    Compost Bins and More
    3701 Miramar Dr.
    Denton, TX 76210
    David's Garden Seeds and Products
    2 Crystal Bow
    San Antonio, TX 78238
    Jebadiah Fisher Garden Seed, LLC
    502 W. Montgomery St., #135
    Willis, TX 77378

    SugarBerry Hill Farm
    530 HCR 1450 N.
    Covington, TX 76636-4532

    Texas Ready
    22004 Sherrod Lane
    Spring, TX 77389
    Tel: 832-493-1357


    Diane's Flower Seeds
    1380 N. Hway 89
    Ogden, UT 84404

    507 N. 1500 W.
    Orem, UT  84057 

    Living Whole Foods Inc.
    1041 North 450 West
    Springville, UT 84663
    Tel: 801-491-8700
    Fax:  801-491-8728

    Mountain Valley Seed Co.
    455 West 1700 South
    Salt Lake City, UT 84115
    My Patriot Supply
    1920 S 5200 W
    Salt Lake City, UT 84104
    Tel: 866-229-0927
    Preparedness Seeds
    10 E. Center
    Fairview, UT 84647


    American Meadows, Inc.
    223 Avenue D, Suite 30
    Williston, VT 05495
    Tele: 877-270-5187  ext. 12

    The Cook's Garden
    PO Box 535
    Londonderry, VT 05148
    Tel: 800-457-9703
    Fax: 802-824-9556

    Dirt Works
    1195 Dog Team Road
    New Haven, VT 05472-4000
    Tel: 877-213-3828 (Toll Free)

    High Mowing Organic Seeds
    76 Quarry Road
    Wolcott, VT 05680
    Tel:  802-472-6174
    Fax:  802-472-3201

    Ladybug Herbs of Vermont
    943 Richard Woolcutt Road
    Wolcott, VT 05680
    Tel/Fax: 802-888-5940

    The Vermont Wildflower Farm
    3488 Ethan Allen Hwy. (Route 7)
    P.O. Box 96
    Charlotte, Vermont 05445
    Tele: 802-425-3641
    Fax: 802-425-3642

    Weed Farm Herbs
    613 Quaker St.
    Lincoln, VT 05443
    Tel: 802-453-7395

    Common Wealth Seed Growers
    138 Twin Oaks Rd
    Louisa, VA 23093
    Direct Garden Seeds

    Garden Medicinals and Culinaries
    PO Box 320
    Earlysville, VA 22936
    Tel: 804-964-9113
    Fax: 804-973-8717

    Southern Exposure Seed Exchange
    P.O. Box 460
    Mineral, VA 23117
    Tel: 540-894-9480
    Fax: 540-894-9481

    Thomas Jefferson Center for Historic Plants
    PO Box 316, Monticello
    Charlottesville, VA 22902
    Tel: 804-984-9821
    Fax: 804-984-0358


    Backyard Heirloom Seeds & Herbs
    4501 Yorkshire Dr. SE
    Olympia, WA 98513

    520 O'Farrell Avenue SE
    Olympia, WA 98501-3470

    Cloudview Ecofarm
    14054 Road 11 SW
    Royal City, WA 99357

    E & M Heirloom Seeds
    PO Box 37
    Chimacum, WA 98325

    Ed Hume Seeds
    P.O. Box 73160
    Puyallup, WA  98373

    Filaree Garlic Farm
    182 Conconully Hwy
    Okanogan, WA 98840
    Tel: 509-422-6940

    Frosty Hollow Ecological Restoration
    Box 53
    Langley, WA 98260
    Tel: 360-579-2332
    Fax: 360-579-4080
    Garden Starts Nursery
    20 Rosemary Lane
    South Elma, WA 98541

    967 Mingo Mountain Road
    Kettle Falls, WA 99141
    Tel: 509-738-4470

    Gator's Green Thumb
    906 Symons Street
    Richland, WA 99354
    P.O. Box 106
    Port Townsend, WA 98368
    Great Northern Garlic
    P.O. Box 1165Mount Vernon
    Oroville, WA 98844
    Heirlooms Evermore
    21908 N Spotted Rd
    Deer Park, WA 99006
    Oatsplanter Farm Seed
    PO Box 1751
    Port Townsend, WA 98368
    Tel: 360-385-2135

    Osborne Seed Company LLC
    2428 Old Highway 99 South
    Mount Vernon, WA 98273
    Tel: 360-424-7333
    Fax: 360-424-8900   
    Root and Radicle Seed Co.
    120 State Ave NE
    Olympia, WA 98501
    Seattle Seed Company
    P.O. Box 22395
    Seattle, WA 98122


    Running Bug Farm
    HC69 Box 38D
    West Union, WV 26456

    Edmunds' Roses
    335 S. High Street
    Randolph, WI 53956
    334 W. Stroud St.
    Randolph, WI 53956
    JW Jung Seed Co.
    335 S. High Street
    Randolph, WI 53956
    Tel: 800-297-3123
    McClure & Zimmerman
    335 S. High Street
    Randolph, WI 53956

    Rainbow Seeds & Supplies
    109B North Main Street
    Suite D
    River Falls, WI 54022
    R.H. Shumway's
    334 W. Stroud St. Suite 1
    Randolph, WI 53956
    Roots & Rhizomes
    P.O. Box 9
    Randolph, WI 53956 

    St. Clare Heirloom Seeds
    P.O. Box 556
    Gillett, WI  54124
    Tel: 920-855-1977
    Totally Tomatoes
    334 West Stroud St.
    Randolph, WI 53956
    Vermont Bean Seed Company
    334 W. Stroud St.
    Randolph, WI 53956


    Self Reliance Nation
    1254 Maple Street
    Wheatland, WY 82201

  • And now for the guys who sell GMO's 
  • A list of commercial and residential home seed companies to AVOID
  • Be careful as they don't always label commercial seed as GMO
  • COMPANIES that Sell GMO's and non Gmo's
    American Seeds (This is not the Plantation Products Co.)
    Audubon Workshop
    Breck’s Bulbs
    Cook’s Garden – % of Monsanto Seed
    De Ruiter
    Dege Garden Center
    Diener Seeds
    E & R Seed Co.
    Earl May Seed
    Fielder’s Choice
    Flower of the Month Club
    Garden Trends
    Gardens Alive
    Germania Seed Co.
    Gold Country Seed
    Heritage Seeds
    HPS Seed
    Hubner Seed
    Johnnys Selected Seeds – 4% Monsanto seed
    Jung Genetics
    Kruger Seeds
    Lewis Hybrids
    Lindenberg Seeds
    McClure and Zimmerman Quality Bulb Brokers
    Mountain Valley Seed
    Natural Gardening Company – % of Monsanto seed
    Otis S.Twilley Seed Co.
    Park Bulbs
    Park Seed – % of Monsanto Seed
    Park’s Countryside Garden
    Pioneer Seed (a DuPont company)
    R.H. Shumway
    Rea Hybrids
    Rocky Mountain Seed Co.
    Roots and Rhizomes
    Seeds for the World
    Seeds of the World
    Seminis Companies
    Seymour’s Selected Seeds
    Spring Hill Nurseries
    Stone Seed
    T & T Seeds, Ltd.
    Territorial Seed Company – small % of Monsanto seed
    Tomato Growers Supply
    Totally Tomatoes
    Vermont Bean Seed Company
    Wayside Gardens

  • Books written by C G