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3/10/2016

Rocket Mortgage - Woosh Takes Money Right Out of Your Bank Accounts


Rocket Mortgage says they can speed 
you to close your loan
BUT
Four downsides with this idea:
#1  A Borrower’s submitting personal 
documentation (unfiltered) straight into 
Underwriting is a terrible idea. 
No Borrower can edit and interpret 
and dig like I can. 
Some paperwork is best left out. 
Once it is seen, it can't be ignored.  
Every loan is a custom fit.

#2   I would never log into my bank through
 Quicken for asset verification.  
Quicken is capturing my login and password. 
They can take money out of the accounts.

#3    After the initial “rush” to approval, 
quicken admits that their process
 to close is no different than any other company.

#4   Borrowers lose their lateral vision 
in finding alternative loan products, 
the whole reason for going to a professional 
Loan Officer. 

Although outside industry thinks
a monkey, artificial intelligence AI or some
snazzy system can put a puzzle together - it
isn't just product knowledge that is necessary
- knowing what to put in the file, what 
to edit, and how to explain is Vital.

C. G. Barbeau
The Loan Answer Lady
(949) 784-9699


Link below from Article written by a Mortgage Guy from Quicken


3/03/2016

Explore Every Home in the Country

Search Further Home Scouting 
Lets You Explore Every Home in the Country
land home dog



Search from coast to coast the only tool with 100% of the listings at your fingertips Be in the know see photos, tag your favorite homes and get updates on saved searches Stay connected one tap access to the highest quality service you deserve Private and ad-free your information is never sold

New Users

 1.Go to your app store
 2.Search for 'Home Scouting'
 3.Download the app
 4. Enter my VIP code: 9497849699.
Create your private account and start shopping
 Update to National MLS Search 
Simply log out and log back in to update your Home Scouting App.

 Home Scouting
 C.G. Caroline Gerardo Barbeau
 NMLS: 324982, CA #CA-DBO324982
 C. G. Loan Answer Lady 
Eagle Home Mortgage 
 Office: 949-784-9699 
 Fax: 855-833-4303 
http://www.carolinegerardo.eaglehm.com/

 Contact Me 7:00 AM to 7:00 PM 7 days a week

 My Website

 The Home Scouting Report (HSR) and Sold Home Alert (SHA) are free home finding services provided directly to you as a home buyer or home seller,
a licensed real estate brokerage services company.
The Loan Officer's role is to assist in determining a comfortable home price range for HBM2 to use when it is searching for property listings within your search criteria.

 The Loan Officer is neither an employee of HBM2, nor the provider of the HSR or SHA. 2016 Home Buyers Marketing II, Inc. (HBM2) EMR-Z2N67J
 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, Branch NMLS #849059, CA #813I609, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. Equal Housing Lender This message was sent from C.G. Caroline Gerardo Barbeau  as a result of an existing business relationship. It was sent from: Eagle Home Mortgage, 100 Spectrum Center Drive Suite 500 Irvine CA 92618 Newport Beach California 92660