11/20/2019

On Guard




Be on guard for hackers. It’s hard to keep secure in the digital age. Don’t give any application your real date of birth- Facebook, Apple, and social media apps do not need your Private information. They sell your behaviors and habits online.

If you use a cell phone for banking, Venmo, email or work Outlook notifications you are vulnerable.

On your desktop/ laptop be aware. Allowing Google Cloud Identity, Okta, One Login, Last Pass Enterprise. CA SSO, Sailpoint Identity Now, Microsoft, or companies that manage and secure user authentication in applications, website web services and into devices puts you at risk. These companies hold a cheat sheet of passwords online. The best protection is to use different and complex passwords and to change them once a month.

Email accounts can be hacked. Don’t send bank statements, paperwork with your social security number and date of birth unless you can encrypt the send email. Delete the thousands of old emails stored in your account. 

When an email arrives from an unknown sender, don’t click on the attachments. When you see an email from Apple or your bank name try and reply to the email and see if the email address is indeed who they say they are. If the email is reportapplexyq~”{pm@papz.com  you can see the email address looks wrong. If it feels wrong, don’t answer. If you get an email from your bank account to change the password DO NOT click on the link. Call the Bank and double check.

When wiring funds for a real estate transaction. Call the lender, call the escrow company more than once to triple check the account information.
It is easier to protect yourself with cumbersome passwords than to try and make a claim to get the money back.


C G Caroline Gerardo Barbeau
Mortgage Banker CMG FI
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NMLS 324982
(949) 784- 9699