Showing posts with label home. Show all posts
Showing posts with label home. Show all posts

9/15/2015

VA Mortgage Loans













VA mortgage loan tips and topics:

·         A veteran’s basic VA entitlement is 36,000.  This will provide sufficient entitlement to cover a loan amount of $144,000.  This is found on their Certificate of Eligibility issued by the VA.  Only if our subject’s loan amount exceeds $144,000 does the bonus entitlement kick in. 
·         Entitlement can be even lower than 36,000 if the veteran has already used entitlement for another VA loan and has not yet disposed of that property, or if the veteran previously defaulted on a VA loan.  The Certificate of Eligibility will show you how much entitlement is currently available.  The veteran must have a combination of downpayment and available entitlement to cover at least 25% of the loan amount. Please read the program guidelines carefully and use one of our eligibility worksheets for exact loan amount calculations.
·         The Certificate of Eligibility with an Active Duty Service Member condition – the veteran MUST still be on active duty or he/she loses all eligibility for VA loan financing.  If your veteran’s Close of Escrow has this condition and the veteran is no longer an active duty service person you MUST obtain a Certificate of Eligibility without this condition.  

Questions?   Call me (949) 784-9699
C G at Eagle Home Mortgage

8/24/2015

Low Down for Jumbo Mortgage

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Caroline Gerardo
Senior Loan Officer
NMLS #324982
   
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
100 Spectrum Center Drive Suite 500
Irvine CA 92618
LOLogo
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NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.
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8/21/2015

Close your Mortgage On Time

Chicken Little by J G Chandler

The sky is falling
The stock market crashed
TRID is coming
geez
I got this email today:

TRID has real estate agents panicked. Now's your chance to be the hero.
Delayed closings. Adding 15 days to their transactions. Doing walkthroughs a week early (how you are supposed to convince a seller to move out a week early is beyond me).
There are the nightmares shared by agents across the country, and the kicker is that the entities they depend on are actually making it worse...perpetuating the misinformation and freaking everyone out.
It's time you stepped in to save them, and win their trust and their business at the same time.
OriginatorSuccess has made it easier for you to do that by creating a multi-page PDF Agent FAST FAQ guide, and we're giving it to you FOR FREE to share as your own.
We've even made it easy for you to brand it before you share it. This guide isn't going to be available for long though, so you better download it now...
Go ahead, download their two hundred dollar
junk infomercial right here:XXX

Don't worry it isn't going to crash your 
mortgage closings.

Caroline Gerardo at Eagle Home Mortgage 
has you covered. We close on time.
Low rate, great service, loans that make
sense (949) 784-9699

8/11/2015

JUMBO Loans Beat the Big Banks

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LOPhoto
Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
100 Spectrum Center Drive Suite 500
Irvine CA 92618
LOLogo
Image
NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.
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8/05/2015

25 White Sail Home For Sale Laguna Niguel

Ocean View Canyon Views Two Story Cape Cod style
with a little but of Saint Tropez

4 Bedroom with Huge Bonus room could be five bedrooms
3 fireplaces indoors one more fire pit outside
Hardwood plank and marble flooring downstairs
lap pool huge spa
soaking tub views ocean
GREAT schools  Malcolm Elementary is in such demand they only allow verified residents
Vaulted ceilings, big windows, light, but private as the walls, trees and single loaded street make for serenity
Heirloom roses, organic herbs, rosemary, thyme, sunflowers
Call me (949) 784- 9699 
will cooperate with brokers, realtors, or buyers direct 
$1,560,000. 
it's a steal, a great house, a happy home for sale





OCEAN VIEW 25 White Sail Home
 
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Ocean View ~ Canyon View ~ Breezes
4 bedroom + bonus could be 5 bedrooms 3410 square feet 8995 lot size A bedroom and full bath downstairs, serene gardens, amazing sunsets, storage everywhere 
Saint Tropez meets Cape Cod

John Malcom Elementary a Distinguished Blue Ribbon School, Single Loaded Street, privacy, 2 gazebos 3 fireplaces, 1 firepit outdoors, lap pool, Huge Jacuzzi, 6" recycled plank wood flooring, marble flooring, carpet upstairs and  tile bathroom upstairs, roses, organic gardens, vaulted ceilings, light, bright, wonderful entertainer's home, formal dining room, wet bar, formal living room, luxurious master, used brick hard-scaping that creates outdoor seating and a lovely place to read or have friends for a barbeque.

Call for appointment (949) 784-9699

 

 
 

LOPhoto

Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
100 Spectrum Center Drive Suite 500
Irvine CA 92618
LOLogo
Image

NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

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7/12/2015

Open House 25 White Sail

My first open house (well not the maiden voyage of holding an open house as I have done hundreds) but this one is special.























Okay here is my list of done items
Boxed up photographs of my children, myself and our adventures
Jewelry in safe deposit box
Tossed safely all extra and old medicines
Guns in safe deposit box (perhaps not politically correct but this girl yes)
Wine cellar emptied
Painted everything excepting daughter's room which I think I'm going to have someone do it-
not enough time for getting her giant mural down and the Ives Klein Blue is going to be a triple coat
Garage sales cleaned out about half of the treasures in the garage, need to sell the rest on ebay
(Anyone need extra surf boards, weight equipment, a treadmill, artwork, mister system and a huge variety of women's designer clothing I purchased in the flush years before the crash that daughter never wore- let me know)
Every thing from window screens, under sinks, tubs, and windows is super clean.
Threw away some area rugs, donated others
Pool is clean fountain running but the dang trees will surely drop stuff all day for me
Cut down the pigmy palm that blocked south side ocean view (yes I used a chain saw)
cleaned glass wall to sparkle up the ocean and canyons views.
Trimmed down all my sweet peas and harvested seeds ( a little early but they were leggy and messy looking)
Power washed brick and driveway
Steaming rosemary, lemon peels and vanilla for air perker freshener smell "betterer" (it's better than fabreze or candles or cookies)
Dog bowls in laundry room, Honey had a bath but she will go to grandma's for the afternoon. Honey is almost 14 out Golden Retriever who is deaf and sunbathes but would greet everyone with fluffy hair.
all laundry washed dried and put away
Kitchen sink looks super white brand new
Did I say I dusted, scrubbed and cleaned again last night?
What did I miss?
Took down the rosary and cross above my dresser.
Hope the kids don't come home and start cooking a nice curry dish at 2:00.
How do I lure buyers to stay out backyard and me romanced by the view, the hummingbirds, the Bells Vireo who is nesting in the gazebo?
1:00 - 4:00
July 25 and July 26th
Saturday and Sunday
come on by
25 White Sail Laguna Niguel
Free organic tomatoes and herbs for the visit!
For Sale By Owner
$1,659,000.00

4 bedrooms 3410 square feet 2 story Cape Code style board and batten singles More than one hundred varieties of roses, organic vegetable gardens, pool, spa, huge party barbecue,
Did I say OCEAN Views from many rooms?
Downstairs bedroom and full bath
Could be 5 bedrooms if you make the huge bonus room have a small closet
(949) 784- 9699
3 fireplaces, plus outdoor fire pit and heater
barbecue with sink, tiled counters, and brick storage areas
brick seating and planters
Two gazebos
Hardwood floors in six in plank downstairs
San Marin Homeowner Association