Showing posts with label remodel. Show all posts
Showing posts with label remodel. Show all posts

3/25/2015

Creating stain for wood flooring


I am doing this project on a strict budget. The insurance company wasn't fair.
The cost to buy the t molding, transition strips, oak pieces between marble kitchen
and entry and have it custom stained to match my warm matte wood was approximately
two thousand dollars. No way.
I went to Ganahl Lumber in Orange with my careful measurements and they sold me oak
and some pine pieces (some 15 feet long). Again I didn't want to spring for the delivery
cost so I wrapped them in blankets and red flags hanging out the back of my BMW X5
This was not a great idea and I do not recommend it. I drove home surface streets worried
the whole trip.

Because the wood type isn't an exact match with the floor and I want to make the
stain penetrate deeply into the moldings I used acrylic artist paints that I have
and coffee ( no sugar no cream) to thin the stain. I painted all sides of the strips
seven times and finally the color was deep into the center. After each  stain job I
allowed them to dry thoroughly.

Layering the stain color and correcting with each coat was a fun DIY job. I suggest
you begin light and work up to match your desired shade.








Did you know you can apply for a Homestyle Mortgage loan that can
finance new wood flooring? Refinance or purchase ask me how
949- 637- 8190 cell

2/04/2015

Bath Remodel Loan

Bath remodel ideas
We have a new mortgage that allows a Borrower to 
buy a house and finance the construction improvements
they plan to complete.
Work should be completed in six months
This is a compromise between a 203k loan that only
gives you $30000 and a full new construction loan that
can go up to ten million dollars and take two years.

The remodel amount must be less than fifty percent of
the sale price.
Perfect for a beater house with an ugly bath or outdated
kitchen that needs a face lift
Homestyle Mortgage Loans Universal American Mortgage
Eagle Home mortgage













Image
 
LOPhoto
Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
8105 Irvine Center Drive Suite #500
Irvine CA 92618
LOLogo
Image
NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.
Image

8/26/2014

Search for your New Home


A soaking tub in your new home












Search the Southern California Multiple Listing Service MLS from your smart
phone or desktop free
http://hbsr.homescouting.com/myapp/54b9393c-a2cb-437e-a2d7-1784249a2081

I offer this application for free. You can shop during the day or night. You can look up the value of your own home. Search for comparable sales in your neighborhood. It will tell you all the open houses near to you on any given day. It links to the Multiple Listing Service directly. When a Realtor uploads a new listing, it is live and available for you to view. A helpful way to search for a home from your smart phone, car, apartment desktop. To sign on you will need my secret code. The secret code is my phone number with no dots, no dashes, no parenthesis... 9496378190 Once you sign in then you will set up your own personal user name and password. Feel free to look at properties as often or as little as you may need. Shop for a friend, share it, be my guest.

When you need a mortgage or home loan just remember me and that I gave you this free Birthday present. Any questions my friends? Please feel free to call me. I am here to help.



Bath tub Bathroom remodel

http://eaglehomemortgage.com/carolinegerardo/

NMLS 324982

8/21/2014

Plan Before You Buy A Home


Plan before you buy a home.
When purchasing a home plan for the next ten years. Most homeowners only stay seven years, but the older you are the longer you will stay statistics show. 

Two people close to me: my mother and prior business partner Bill Broza both suffered from strokes in the past years. They have similar dilemmas. My mother owns a two story house in  Laguna Niguel with no downstairs bedroom and only a powder room on the first floor. Bill also lives in Laguna Niguel in a Spanish style two story with only a tiny powder room on the first floor.

A house can be adapted. We reviewed adding a stair lift or elevator but both are costly and unsightly. A stair lift is a motorized rail and chair that attaches to existing stairways. I was concerned that my Mom could easily fall off the lift and be stranded on the stairs perhaps for hours. I looked into adapting each house by adding a elevator. Cost to construct this was about thirty thousand dollars, and because it would change the functionality of the homes and elevator might bring the value down.
Other possible remodeling such as enlarging the downstairs bathroom to add a stand up tub can cost between ten and thirty thousand dollars. Adding a funky bath is not going to help her when she does choose to sell her home.

My mom is set on staying in her home. The cost of care layered with remodeling is prohibitive. Temporarily last year she lived with me.

My point is: for example you are a young couple who may have children in the coming years. Look to what future the subject property may need to be changed to fit the lifestyle.

When the downturn occurred many homeowners could not easily sell their home and make changes. They owed on mortgage loans larger than the value of the home. Life always holds surprises ahead. Planning for them makes it easy when they occur.



፠‡§
Cute bath just outdated

12/18/2013

Bathrooms

Orange County bathrooms to die for
white soaking tub


vanity and cut mirror

marble tub
Solid Carrera marble tub




beach glass shower

mermaid bath

Tub for a mermaid at the  "Rock House" in Laguna Beach now for sale for only fifteen million dollars






black marble counter with pea green glass tile shower no seams

11/21/2013

203K The Fixer upper Loan

FINANCING A FIXER-UPPER? PURCHASE AND REHAB ALL IN ONE FHA LOAN.

This program offers the unique features that make FHA loans excellent financing solutions in today’s market:

 PURCHASE OR REFINANCE 1-4 UNIT PROPERTIES (OWNER-OCCUPIED ONLY)
FHA DOWN PAYMENT (3.5%)
FLEXIBLE CREDIT
QUALIFYING ASSUMABLE LOANS






You just love the house. Except for the leaky pipes. Or maybe the kitchen is too small. For the house that's almost perfect, we have the perfect solution: Our Renovation Mortgage, a mortgage and home improvement loan all in one. 

Purchase or refinance 
Remodel the kitchen or bath 
Renovate or add a room 
Paint the house or add siding 
Add a porch, deck or patio 
Replace a leaky roof 
Put in new flooring, carpeting or tiling 
Update electrical wiring, plumbing or heating systems 
Conserve energy with new windows


Plus much more! Call Today! Caroline Gerardo Loan Officer NMLS #324982 Cell 949-637-8190 Office 949-784-9699 eFax 855-883-4303

CarolineGerardo@eaglehm.com
http://www.eaglehomemortgage.com/CarolineGerardo



Committed to Seeing You Home. Eagle Home Mortgage 8105 Irvine Center Drive #500 Irvine CA 92618 NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.


  Caroline Gerardo Barbeau  NMLS# 324982| 8105 Irvine Center Drive #500, Irvine, CA 92618