2/23/2016

To Do List

Monday morning to do list on my desk:
1. Research drones for article Yes I said UAV with quality photos and aerial mapping
2. begin interviews of all the employees at Eagle on the 5th floor
3. get CD and docs out for M R and T -condo cert on the one
4. mailer prepare second round and decide on text content 1000 pieces by Wed stamped
5. 30 phone calls updating Outlook, Velma and Home Scouting
6. 5 new loans this week
7. post on Active Rain and blog 7 times this week
8. useful content - credit fixing, making lawn green without chemicals, declutter
9. nag window company about dual pane leaks
10. call the car repair place in San Francisco that ripped off daughter stranded
11. send money to Doctor for son's medical bills at college
12. Do kind things, home made oatmeal cookies for office and mail to son in college 
13. pray smile be joyful

What's on your list? 
Posted by

2/16/2016

Squash Recipe


Spaghetti Squash with garlic and olive oil like a boat
Easy Spaghetti Squash recipe  

Ingredients:
1 whole spaghetti squash
5 cloves garlic
tablespoon good olive oil
salt
pepper
6 fresh basil leaves
canned good marinara sauce
Parmesan cheese for those who are not vegan 



Cut the squash in half (this is the hardest part)
scoop the seeds out 
place on a tray or cookie sheet with sides
4 or 5 garlic cloves per half
tablespoon of olive oil for each half
salt and pepper to taste
bake in oven until tender
I say this because you can bake at 350 for 35 minutes
or 375 for 30 - 
put in other rack when you are baking or roasting something else

Is ready when the skin is shiny and flesh is soft

Smash the garlic cloves, scoop out the flesh

Can be stirred into marinara sauce or
plated as if it were noodles with hot sauce on top

Tear a few fresh basil leaves on top
Dinner is served
Easy Healthy (well I sprinkled a little Parmesan cheese
cheese on mine)
I saved half for daughter who is vegan
Prep time: 2 minutes
bake time: around 30 minutes 

Nutrition: Vitamin A, Thiamin, Niacin, Phosphorus and Copper, and a very good source of Dietary Fiber, Vitamin C, Vitamin K, Riboflavin,Vitamin B6, Folate, Magnesium, Potassium and Manganese Plus 
lots of fiber and yummy memories.

Cuisine: Vegan,  Italian
Author: Caroline Gerardo





Posted by

2/15/2016

2016 FHA Loan California

2106 California Counties FHA loan dollar amount limits
Each county defines what is a high balance loan according to HUD
Below is an alphabetical list of the County Name Single family residence
is left side to four unit owner occupied is on the right


 ALAMEDA County
SAN FRANCISCO-OAKLAND-HAYWARD, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

ALPINE County
NON-METRO

Single
$463,450
Duplex
$593,300
Tri-plex
$717,150
Four-plex
$891,250

AMADOR County
NON-METRO

Single
$332,350
Duplex
$425,450
Tri-plex
$514,300
Four-plex
$639,150

BUTTE County
CHICO, CA

Single
$293,250
Duplex
$375,400
Tri-plex
$453,750
Four-plex
$563,950

CALAVERAS County
NON-METRO

Single
$373,750
Duplex
$478,450
Tri-plex
$578,350
Four-plex
$718,750

COLUSA County
NON-METRO

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

CONTRA COSTA County
SAN FRANCISCO-OAKLAND-HAYWARD, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

DEL NORTE County
CRESCENT CITY, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

EL DORADO County
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

Single
$474,950
Duplex
$608,000
Tri-plex
$734,950
Four-plex
$913,350

FRESNO County
FRESNO, CA

Single
$281,750
Duplex
$360,700
Tri-plex
$436,000
Four-plex
$541,800

GLENN County
NON-METRO

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

HUMBOLDT County
EUREKA-ARCATA-FORTUNA, CA

Single
$327,750
Duplex
$419,550
Tri-plex
$507,150
Four-plex
$630,300

IMPERIAL County
EL CENTRO, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

INYO County
NON-METRO

Single
$369,150
Duplex
$472,550
Tri-plex
$571,250
Four-plex
$709,900

KERN County
BAKERSFIELD, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

KINGS County
HANFORD-CORCORAN, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

LAKE County
CLEARLAKE, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

LASSEN County
SUSANVILLE, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

LOS ANGELES County
LOS ANGELES-LONG BEACH-ANAHEIM, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

MADERA County
MADERA, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

MARIN County
SAN FRANCISCO-OAKLAND-HAYWARD, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

MARIPOSA County
NON-METRO

Single
$322,000
Duplex
$412,200
Tri-plex
$498,250
Four-plex
$619,250

MENDOCINO County
UKIAH, CA

Single
$373,750
Duplex
$478,450
Tri-plex
$578,350
Four-plex
$718,750

MERCED County
MERCED, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

MODOC County
NON-METRO

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

MONO County
NON-METRO

Single
$529,000
Duplex
$677,200
Tri-plex
$818,600
Four-plex
$1,017,300

MONTEREY County
SALINAS, CA

Single
$529,000
Duplex
$677,200
Tri-plex
$818,600
Four-plex
$1,017,300

NAPA County
NAPA, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

NEVADA County
TRUCKEE-GRASS VALLEY, CA

Single
$477,250
Duplex
$610,950
Tri-plex
$738,500
Four-plex
$917,800

ORANGE County
LOS ANGELES-LONG BEACH-ANAHEIM, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

PLACER County
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

Single
$474,950
Duplex
$608,000
Tri-plex
$734,950
Four-plex
$913,350

PLUMAS County
NON-METRO

Single
$336,950
Duplex
$431,350
Tri-plex
$521,400
Four-plex
$648,000

RIVERSIDE County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA

Single
$356,500
Duplex
$456,350
Tri-plex
$551,650
Four-plex
$685,550

SACRAMENTO County
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

Single
$474,950
Duplex
$608,000
Tri-plex
$734,950
Four-plex
$913,350

SAN BENITO County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SAN BERNARDINO County
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA

Single
$356,500
Duplex
$456,350
Tri-plex
$551,650
Four-plex
$685,550

SAN DIEGO County
SAN DIEGO-CARLSBAD, CA

Single
$580,750
Duplex
$743,450
Tri-plex
$898,700
Four-plex
$1,116,850

SAN FRANCISCO County
SAN FRANCISCO-OAKLAND-HAYWARD, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SAN JOAQUIN County
STOCKTON-LODI, CA

Single
$333,500
Duplex
$426,950
Tri-plex
$516,050
Four-plex
$641,350

SAN LUIS OBISPO County
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRAN

Single
$561,200
Duplex
$718,450
Tri-plex
$868,400
Four-plex
$1,079,250

SAN MATEO County
SAN FRANCISCO-OAKLAND-HAYWARD, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SANTA BARBARA County
SANTA MARIA-SANTA BARBARA, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SANTA CLARA County
SAN JOSE-SUNNYVALE-SANTA CLARA, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SANTA CRUZ County
SANTA CRUZ-WATSONVILLE, CA

Single
$625,500
Duplex
$800,775
Tri-plex
$967,950
Four-plex
$1,202,925

SHASTA County
REDDING, CA

Single
$273,700
Duplex
$350,350
Tri-plex
$423,500
Four-plex
$526,350

SIERRA County
NON-METRO

Single
$304,750
Duplex
$390,100
Tri-plex
$471,550
Four-plex
$586,050

SISKIYOU County
NON-METRO

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

SOLANO County
VALLEJO-FAIRFIELD, CA

Single
$400,200
Duplex
$512,300
Tri-plex
$619,300
Four-plex
$769,600

SONOMA County
SANTA ROSA, CA

Single
$554,300
Duplex
$709,600
Tri-plex
$857,750
Four-plex
$1,065,950

STANISLAUS County
MODESTO, CA

Single
$276,000
Duplex
$353,300
Tri-plex
$427,100
Four-plex
$530,750

SUTTER County
YUBA CITY, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

TEHAMA County
RED BLUFF, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

TRINITY County
NON-METRO

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

TULARE County
VISALIA-PORTERVILLE, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250

TUOLUMNE County
SONORA, CA

Single
$331,200
Duplex
$424,000
Tri-plex
$512,500
Four-plex
$636,900

VENTURA County
OXNARD-THOUSAND OAKS-VENTURA, CA

Single
$603,750
Duplex
$772,900
Tri-plex
$934,250
Four-plex
$1,161,050

YOLO County
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA

Single
$474,950
Duplex
$608,000
Tri-plex
$734,950
Four-plex
$913,350

YUBA County
YUBA CITY, CA

Single
$271,050
Duplex
$347,000
Tri-plex
$419,425
Four-plex
$521,250 

Posted by

2/13/2016

Mortgage Valentine

Happy Valentine's Day
this card
To all my Valentines -
If you have a mortgage higher than 4%
Call me now!
Mortgage rates for 30 years are in the 3's
and 15 years in the 2's
Don't wait the flowers fade :)
this is not a commitment to lend
Terms and Conditions Apply
Refinance FHA Conventional Jumbo...
Save money now
NMLS324982
cell 7 AM -7 PM 7 days
a week (949) 784-9699





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