Hand made presents

 

This Christmas I made stockings from recycled fabrics, buttons and beads.

 

These are photographs of works in progress.

 

Why do crafts on Pinterest look so easy?

 

Why do craft projects seem to take over my whole house?

 

If I dare post the finished products you might be surprised how pretty they turned out

But the road to success was littered with scraps of fails

Fun post for the after the holiday blues.

Bird houses

Birdhouses
Birdhouses above  by Artist Ibriham Abumsihar

Photograph of birdhouse by Wayne Riner

A variety of birdhouses that I think are beautiful.
Happy New Year from Orange County California ( I'm back from Wyoming )

This bird house is pretty humorous

 Bird condo in Turkey

Photograph by Harrold Jerrell

 

Loans for your big or little home.

Communities in Orange County California where I can meet with you in the comfort of your home same day. Also available throughout California

 

Orange County Cities and Areas where we can close mortgage loans in less than 20 days:

Aliso Viejo, Anaheim, Atwood. Brea, Buena Park, Capistrano Beach, Corona Del Mar, Costa Mesa, Cypress, Dana Point, East Irvine, El Toro, Foothill Ranch, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, LA Palma, Ladera Ranch, Laguna Beach, Laguna Niguel, Laguna Woods, Lake  Forest, Los Alamitos, Midway Coty, Mission Viejo, Modjeska Canyon,  Newport Beach, Newport Coast, Orange, Placentia, Rancho Mission Viejo,  Rancho Santa Margarita, San Clemente, San Juan Capistrano, Santa Ana, Seal Beach,  Silverado, Silverado Canyon, Stanton Sunset Beach, Surfside, Trabuco Canyon, Tustin, Villa Park, Westminster, Yorba Linda

NMLS# 324982  Caroline Gerardo / C. G. Barbeau

 

http://www.eaglehomemortgage.com/carolinegerardo/

 

New Year's Resolutions

It may be time before New Year's to make financial resolutions. 

Call me to discuss a lower payment. 

Together we can come up with a plan to save more money.

perhaps your insurance needs a tune up or there is deffered maintenance on the house that needs some attention?

Sell Your House

How to prepare your house to sell

Tips for preparing your house to sell

1. De-clutter: Donate it, dump it, or store it. 
2. De-personalize: Remove family photos, personal memorabilia, keepsakes, etc. 
3. Remove furniture: Create the feeling of space, especially if square footage is limited. 
4. Clean your house: A clean home tells buyers that it is well-maintained. 
5. Paint the walls: Keep the walls neutral to appeal to more buyers. 
6. Bring in the light: Take down heavy window treatments, clean the windows, bring in lamps. Buyers like bright homes. 
7. Do the minor repairs: Replace light bulbs, fix leaky faucets, make sure closet doors are on track, etc. 
8. Add curb appeal: Clean the yard, trim shrubs, add a nice doormat to welcome visitors. 
9. Update kitchen: Buyers place a huge value on updated kitchens. This is where you should make big improvements. Now that we've entered into a 'buyer's market', creating a positive first impression and showcasing the best attributes of your home are essential in today's real estate market.