Roses for You

An abundance of roses, can you imagine receiving this
arrangement that is five feet tall.
I'm sending it to you with cheerful thoughts
It's a sunny at seven AM -we have experienced May gloom
for a couple weeks.
Time to clean out the bird feeders and make sure the
places where they nested last year are ready.
I have mourning doves in my gazebo taking turns sitting on
their brood, and two varieties of humming birds with babies on
the way.
May you look for simple pleasures today

Easy Salmon recipe

So Easy Salmon Recipe

Ingredients:

Fresh not farmed salmon with skin on

3 sprigs of rosemary for each piece of salmon longer than the flesh

1 teaspoon soy sauce

1 teaspoon olive oil

Prep time : 2 minutes

Cut fresh rosemary and rinse in water

Wrap the rosemary around the salmon

Sprinkle with soy sauce and olive oil

skin side down

Wrap in foil tent

Grill or bake time: 5 minutes or less check thickness of fish

This can go on a hot barbecue or in the oven at 400 degrees

Take off heat in eight minutes and keep wrapped in the foil for four

Check center for the pinkness you prefer

Nutrition facts:  vitamin B3 (niacin) and vitamin B6.Vitamin B3 helps to lower cholesterol levels, whereas vitamin B6 improves brain health, Vitamin D, omega-3 fatty acids protein packed

Author: Caroline Gerardo

Category: Main Course

Cuisine: California 

Cook time total: 7 minutes

salmon grilled wrapped in rosemary

Serve with a spinach salad and a glass of chardonnay

Home Prices Push Mortgage Rates Increase

	C G Barbeau(949) 784- 9699 NMLS 324982 Mortgage Consultant Eagle Home Mortgage

Supply and Demand Pushing Home Prices Higher

Tuesday, May 5, 2015 

Nationwide home prices are now within 10 percent of their pre-crash peaks and seven states have surpassed those peaks, some have been establishing new high marks for several months.  CoreLogic said today that its Home Price Index (HPI) that tracks that home prices nationwide, including distressed sales, rose in March for the 37^th consecutive month on a year-over-year basis.
The HPI was up 5.9 percent in March 2015 compared with March 2014 a +2 percent change from the year over-year HPI increase in February.  The March HPI was also up 2 percent compared to the previous month.



The states with the greatest increase in its HPI including distressed sales were: Colorado (+9.2 percent), South Carolina (+9.1 percent), Kansas (+8 percent), Texas (+8 percent) and Nevada (+7.6 percent).  Two states and the District of Columbia experienced home price depreciation; Connecticut was down 0.6 percent, the District of Columbia decreased 0.2 percent and Maryland was off 0.1 percent.   
Excluding distressed sales, home prices increased by 6.1 percent in March 2015 compared with March 2014 and increased by 2 percent month over month compared with February 2015.  The five states with the highest home price appreciation were: Kansas (+9.5 percent), Colorado (+8.5 percent), South Carolina (+8.2 percent), Florida (+7.9 percent) and Texas (+7.6 percent).  Only New Mexico (-0.4 percent) showed year-over-year depreciation on the HPI excluding distressed sales which include short sales and real estate-owned (REO) transactions.



"The homes for sale inventory continues to be limited while buyer demand has picked up with low mortgage rates and improving consumer confidence," said Frank Nothaft, chief economist for CoreLogic. "As a result, there has been continued upward pressure on prices in most markets, with our national monthly index up 2 percent for March 2015 and up approximately 6 percent from a year ago."

HPI including distressed sales will increase by 0.8 percent from March to April 2015 and by 5.1 percent from March 2015 to March 2016.  For the HPI excluding distressed sales the monthly increase is predicted at 0.7 percent and the annual increase from March 2015 to March 2016 at 4.7 percent this per Corelogic


"All signs are pointing toward continued price appreciation throughout 2015. In fact, the strong month-over-month gain in March may be a harbinger of accelerating price appreciation as we enter the spring selling season," said Anand Nallathambi, president and CEO of CoreLogic. "Tight inventories, job growth and the inexorable impact of demographics and household formation are pushing price levels in many states, and especially large metropolitan areas like Dallas, Denver, Houston, Seattle and San Francisco, toward record levels."

Including distressed transactions, the peak-to-current change in the national HPI (from April 2006 to March 2015) was -11 percent. Excluding distressed transactions, the peak-to-current change for the same period was -6.7 percent.  The peak-to-current declines were greatest in Nevada (-34.7 percent), Florida (-31.5 percent), Rhode Island (-29 percent), Arizona (-27.4 percent) and Connecticut (-25.5 percent).

Ninety of the top 100 Core Based Statistical Areas (CBSAs) measured by population showed year-over-year increases in March 2015. The 10 exceptions were the metropolitan areas that contain Baltimore,  Philadelphia, Camden, New  Jersey;  Hartford, New Orleans, Rochester, Worcester, Massachusetts; Albany, New Haven, and Wilmington, Delaware. 

25 White Sail Laguna Niguel for Sale

25 White Sail house for sale Laguna Niguel California
92677

Two story ocean view home
Luxurious yard with built in brick areas for entertaining
For Sale by Owner will cooperate with Buyer Agents
$1,659,900.00
single loaded street
San Marin HOA $192
Malcolm Elementary School
Master bedroom and bath are huge!
private, pool jacuzzi, peaceful
ocean views canyon views
cool breezes
built in brick barbecue, sink, fire pit, two gazebos
heirloom roses, organic gardens, flowers
4 bedrooms and a bonus that could be a master
3 bathrooms
clean well loved happy house
hummingbirds nesting in the gazebo come with the house


(949) 784- 9699
For Sale By Owner