Home Scouting
Phone App
get on the MLS
nationwide
Access
all the big dog
houses
and the
little puppies too.
From your Apple Phone go to the app store and look for the FREE
application
Download with my free secret code (my phone in case you
forget) 9497849699
Start snooping about all the sales in your neighborhood.
Look for a dream home.
Find out where there is an active open house.
Most people can only give you one local access.
This is coast to coast multiple listing service.
Live information
Not the old and wrong Zillow or Trulia errors.
Find a new DOG House?
OR
Follow the link below
http://hbsr.homescouting.com/myapp/7c135d08-ac7b-4da2-b50b-764ae8fde712
1/13/2016
1/11/2016
Dates Property Tax Due California
Shedding a little light on when property taxes are due or late.
This chart should help you to balance your mortgage payments
when you do not have impounds included in the monthly payments.
That Christmas Bill is the one I hate. I'm paying extra principle and
then along comes the County increasing my property taxes
Property Tax Schedule Orange County California
Also true for most Counties in California
PROPERTY TAX SCHEDULE
The
following schedule is intended to serve as a general guide to property-owners.
July
1
|
Beginning
of the fiscal year.
|
August
|
Treasurer-Tax
Collector’s Office mails delinquent prior year secured notices.
|
August
31
|
UNSECURED
TAX DELINQUENCY DEADLINE as of 5:00 p.m. A 10% penalty plus a $75.00
collection fee is added as of 5:00 p.m.
|
Sept
25 – Oct 5
|
The
Treasurer-Tax Collector’s Office mails out original SECURED PROPERTY TAX
bills.
|
October
|
Unsecured
Tax liens filed for unpaid unsecured accounts.
|
November
1
|
First
SECURED PROPERTY TAX installment is due; delinquent UNSECURED accounts are
charged additional penalties of 1.5% per month until paid.
|
December
10
|
FIRST
INSTALLMENT payment deadline. A 10% penalty is added after the deadline.
|
January
|
Treasurer-Tax
Collector’s Office mails delinquent notice for unpaid FIRST INSTALLMENT and
SUPPLEMENTAL SECURED INSTALLMENTS.
|
February
1
|
Second
SECURED PROPERTY TAX installment due.
|
Feb
– March
|
Treasurer-Tax
Collector mails delinquent prior year secured installment.
|
March
– July
|
UNSECURED
PROPERTY TAX statements mailed.
|
April
10
|
Second
SECURED PROPERTY TAX installment payment deadline. A 10% penalty plus $23.00
cost is added after the deadline.
|
May
|
Treasurer-Tax
Collector mails delinquent notices for any unpaid first and second
installment taxes and SUPPLEMENTAL SECURED INSTALLMENTS
|
June
30
|
End
of fiscal year.
|
July
1
|
Delinquent
SECURED accounts and SECURED SUPPLEMENTAL accounts are transferred to
delinquent tax roll and additional penalties added at 1.5% per month on any
unpaid tax amounts, plus $15.00 redemption fee.
|
Please note that the list above includes only the more significant dates and may not include all items or activities in the regular tax cycle. If a delinquent date falls on a weekend or holiday, the delinquent date is the next business day. In addition, SUPPLEMENTAL TAX bills are mailed throughout the year.
|
Home Ownership
With Mortgage Rates still low
the benefits of home ownership
are many.
This info graphic reviews some
of the values.
To me the most important
are feeling you belong, being
able to make it your own,
creating an organic garden,
and raising my family.
What are the benefits
you are looking for?
1/08/2016
Mortgage Rates Like The Surf
Two hundred and ninety two thousand jobs are added to the economy in December versus 200k
expected, I think the bond market should have moved at least one basis point. That is not the case.
Here we stand this morning with the entire Treasury stack unchanged for the
day. The 10yr is currently 2.14%, which is right in the middle of the range for
the last 12 months. In fact the average 10yr yield for the past year was
2.135%. Additionally the 10yr is actually down since the Fed meeting when they
raised interest rates and indicated they expect to raise rates around 4 times
in 2016! So why is the Ten Year Bond down 15bps since December 16th? In fact why are
both short term and long term rates down since the Fed announcement?
Falling oil prices and the glut of oil should be news to turn the Federal Reserve around, but they say that cheap prices at the pump are temporary
The Fed is monitoring INFLATION but in my eyes inflation has not jumped in the United States. Inflation has been below the Fed’s target of 2% for several years now.
And it’s not just oil. The Bloomberg Commodity Index, which includes gold,
natural gas, corn, copper, oil, soybeans, sugar, etc. is down 25% in the past
year.
Bad news normally makes mortgage rates drop. THE CHINESE market and North Korea are bad news.
I don't think the gurus can ignore real job growth. Not gig second part time jobs, but real jobs.
Watching the stock market take some hits -- its like watching the surf on a day the tsumani sirens are singing. The beach I walk my aged Golden Retriever is Salt Creek Beach in Dana Point California and there are tsunami signs posted on the hill. I think they went up about four years ago. Now that Honey, my Golden is 14 I don't take her down the steps as she will make me carry her home.
We have to watch the signs and listen. It used to be that the ten year bond was the tool to predict mortgage rates, today I'm not certain. Keep watching the surf, when the curve goes up... so will rates
Video of surf I took at my sister's home above in Moss Beach, California
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