1/16/2018

Bombing the Creek Again


Letter regarding dynamiting in Silverado Canyon AGAIN

BOMBING the CREEK AGAIN

Who benefits from this?
Developers?
RMV? 

Dear Friends,

After significant media coverage, meetings, letter writing campaigns, a petition and phone calls, our community thought we saved one of the two beloved swimming holes in Silverado Creek, Orange county California but the United States Forest Service just sent this notification indicating that they intend to use the same methods (military explosives in the creek) to destroy the remaining historic stone dam, which will destroy our last swimming hole, including sensitive wildlife habitat. The other swimming holes were destroyed last year during peak flow and mating season for California newts and other sensitive riparian species.  
Note: Arroyo Toads are in this area and a pair of Kit Fox have two young babies within site.

In May of 2017, a rare western pond turtle was reported to be found by a bicyclist in the national forest along Maple Springs Rd.  Photos were taken of the turtle to positively identify the turtle.  There is a risk of killing this turtle and potentially others because they hibernate underwater during several months in the winter. They cluster in the shallow end of the pond.  A pond turtle will estivate during summer droughts by burying itself in soft bottom mud. 

Forest Supervisor Will Metz, Biologist Kirsten Winter & District Ranger Darrell Vance are not interested in altering their project to address our concerns.  They are not interested in the simple, cost effective option of leaving the remaining historic dam ruins in Silverado, Trabuco and San Juan Creeks to erode away naturally over the next few wet seasons.  I have included the contact information of their supervisors below.  The question remains, what are we, as tax-paying citizens, going to do to obligate our public servants to address our community's concerns? 

1) Chief Tony Tooke - 800-832-1355, 201 14th Street, SW, Washington, DC 20024
2) Regional Forester Randy Moore, Pacific Southwest Region (R5) - 707-562-8737 

Sincerely,
Joel Robinson

1/14/2018

Seed Catalogs

It's winter. On the ranch that means shopping seed catalogs.
I used to trade seeds at Seed savers exchange but I don't have
much to trade this year. It's so dry here the heirlooms I grew in Coastal Orange County all die. The experiment has been to find vegetables and flowers that can live with low water. Here is a list of seed sellers and some growers who I have ordered from in the past. The list is in my personal order of preference rather than alphabetical. I highly recommend all the links on this list

If you have any that you love, please comment and let me know. I prefer non GMO seeds. What do you like?
Southern Exposure Seed Exchange
 
Seeds of Change
Victory Seeds

http://www.victoryseeds.com/
Tomatoes photograph by Jonathan Otto

https://www.whiteoakvalleyfarm.com/




Center of the Web
http://centerofthewebb.com/
rare and exotic seeds

Baker Creek by far the most beautiful picture packets.
though I usually say don't by picture packs they cost much more than trading seeds and you are paying for printing, catalog and packing BUT this is so gorgeous and the seed packs at you garden center will sing siren mermaid songs that will carry you through digging, bug squishing and harvest with joy
https://www.rareseeds.com/

Cloudview FARM

http://cloudviewfarm.org/ephrata/

Arc Institute
https://heirloomseedkits.com/

heirloom seeds
http://heirloomseeds.com/

Goodwin Seeds
http://www.goodwincreekgardens.com/group.asp?grp=129

southern exposure

www.southernexposure.com/

1/03/2018

Tax Reform Chart regarding mortgage interest











































Tax Reform Law Chart:
Not great news for California high cost housing

Prior Law vs. New Law Provisions of Interest
Prior Law New Law Mortgage Interest Deduction Capped at $1,000,000 Capped at $750,000
State and Local Tax Deduction Unlimited The total of income, sales and property tax deductions is capped at $10,000
Capital Gains Exemption on Sale of Primary Residence Exclusion of up to $250,000 ($500,000 if married) of gain realized on sale or exchange of principal residence if lived in for 2 of last 5 years No change
1031 Like-Kind Exchanges Applied to all classes of property (e.g., personal and real) Limits non-recognition of gain to real property
Personal Deduction Allowed Eliminated Standard Deduction $6,350 individual and $12,700 if married $12,000 individual and $24,000 if married
MID for second Homes Capped at $1,000,000 Capped at $750,000
Home Equity Loan Deduction Capped at $100,000 Not deductible unless the proceeds are used to substantially improve the property
Moving Expense Exclusion and Deduction Deduction for moving expenses incurred in connection with change in work place Eliminated except for members of armed forces on active duty that move pursuant to military orders
Child Tax Credit $1,000 for each child $2,000 for each child Deduction for Qualified Business Income of Pass-Through Entities including independent contractors None 20% deduction of taxable income phased out above $157,000 ($315,000 if married) for brokerage services
Depreciation Recovery Period for Real Property (Residential Rental) Recovery period is 27.5 years No change
 Depreciation Recovery Period for Real Property (nonresidential) Recovery period is 39 years No change Depreciation Recovery Period for Real Property (leasehold improvements) Recovery period is 15 years No change


12/21/2017

MCC Tax credit gone?

See what CalHFA is saying below…checking on GSFA now as well
MCC unsure maybe is gone...
wait for update
update is i 12/22/2017


MORTGAGE CREDIT CERTIFICATE TAX CREDIT PROGRAM
As a result of possible federal tax reform, please see below for important MCC reminders:

- As of November 17, 2017, a Mortgage Credit Certificate may not be used for credit qualifying purpose for any CalHFA first mortgage loan.

- All loans must be closed AND the complete MCC package must be submitted AND cleared of deficiencies by eHousingPlus on or prior to December 18, 2017 so MCC certificates may be issued prior to year-end. There is no guarantee that MCC certificates can be issued for any MCC package not meeting the deadline.

- Lenders may continue to reserve MCCs for non-credit qualifying purposes, but be mindful of the December 18, 2017 deadline.

- CalHFA first mortgage loans in which an MCC was used for credit qualifying purposes that have not closed by December 18, 2017 AND fail to meet the above deadline may be subject to re-underwriting and requalifying without the MCC

Due to the uncertain outcome of the tax reform legislation, CalHFA will not obtain any additional allocation for MCCs in the future. Please see the eHousingPlus system for remaining availability figures for CalHFA's MCC program.