short video of a hummingbird who I released from tomato cage
- Most recent 1 full month of pay stubs
- Most recent 2 years of W2’s (Tax returns if self employed)
- Cancelled Earnest Money Check to be credited at close
- Source of funds for Earnest Money deposit in order to be credited at closing - bank statement and online bank printout with URL at bottom showing the funds cleared
- bank statements all pages last month
- Contact information for Home Owner’s Insurance (if you have USAA for auto I suggest you bundle with your car insurance)
- Government Issued ID
other items which may be asked for if it applies to your situation:
Divorce decree
Bankruptcy Docket summary
Letters about financial situations
The process is paperwork and time consuming. Make pdf copies of your information, label them, and keep in a desktop folder. These items can also be brought in for a personal meeting or mailed or over-nighted to my team at 949 South Coast Drive #240 Costa Mesa CA 92626. Don't send your only copy.
Talk about your goals and the best time, and method of communication to reach you. Are you a texter? phone calls early in the morning? Please let us know how best to reach you.
With zero down payment options the VA loan is a great way to purchase a home, and perhaps the best benefit the US government gives you.
