Home Inspection

Images and video of home inspection. Nori save this link when you have tenant or property management questions. Listed name brand of house filters, monitors, water treatment, and plumbing items...

Front railings need sand and paint with oil based paint

Wine refrigerator seems to be working

Ovens work

Sink in powder room drain holes very small and water drains slow

view roofs  trim the privet down

Thin out privet old wood

Exterior copper drains secured by flimsy wire

Spiral staircase rusting needs sand and paint probably every year

Paint with marine oil based paint

refrigerator outside moldy and galvanized trim needs deep clean, works

needs GFI outlet and one power outlet not working

Ice maker outside no power - outlet problem

BBQ grill electric pilot lighter not operating could be power in the outside kitchen

Gas flows

Sprinkler control for backyard in corner behind outdoor fire

Gas to outdoor fire flows but must be manually lit with match

Pump for jacuzzi/ fountain is pretty small. Works fine. The round two bins that cycle water need to

be emptied from leaves and hair weekly.

Electrical needs better covers as people will come here in wet bathing suit to adjust. Shock hazard.

Fountains not flowing they are on a timer somewhere

Jacuzzi has controls under water.

The two covers for the drains need replacing to code ones that can't catch hair as is drowning hazard.

Today's code would make you cover the spa with netting or put alarms on all the access doors because of children who cannot swim

Some grout outdoors needs filling

Spiral stair again

Carpet in downstairs bedroom has dog stains

Door knob needs lubrication and clean hinges

DW40

Steam in bath not working. Probably I would not fix for a rental

Cords in internet and music audio are a snake pit

Needs labelling, instructions, and color zip ties

Electric panel is older style but nicely labelled. Some time in future upgrade

Love the ironing board feature in laundry

All six washers and dryers work.

Get dryer vents cleaned out

Right handle loose

tub handle falls off

drain slow

This is in the big fireplace in family room. Is a remote to turn gas up down or off. Not working.

Fireplaces are all manual - gas flows you need long match to light

Sink in bar near wine room all loosey goosey needs repair

https://www.italiafaucets.com/products/victorian-single-hole-single-handle-vessel-bathroom-faucet-in-antique-copper?variant=40065197408344&/&utm_source=google&utm_medium=cpc&utm_campaign=rlshoppingpmaxitalia&gclid=CjwKCAiA5sieBhBnEiwAR9oh2sWjJhsMKCEB5w0-fyqxCjhLKMjoq7qcOQPA9-6ulavO7XSMsrzmThoCgPgQAvD_BwE   maybe Italia has similar

or Akicon  https://www.akiconshop.com/c/bar-prep-faucet-0474   note the existing has two holes in the marble top

Sink stopped draining needs to be cleared the plumbing below

Wine room there was a leak in here. Ask about what happened. Wine cooler air humidifier not working

Racks in hall need reinstall. Light fixtures all hanging down need repair

DOGGY DOOR Yippeee!

power in center of living room floor works

Dutch door to side needs plaining/shaving down as is swollen and hard to open

Side stairs exterior need paint. Add sand to paint and slip strips as

is very slippery

Now the side plaster 

Venetian plaster is fragile. They add marble dust into the mix to make it very fine. A window was replaced and they added a nice dual pane metal framed one. Whoever did the plaster fix did a terrible job. He did not match the color or texture and did not polish it smooth. The same guy plastered around some windows facing the ocean and you will see the following images. I know two "artists" who do this right. The plaster can be fixed but it needs to be done in the summer when it isn't raining. There are many cracks in the side wall and plaster over cinder block wall some cracks starting. I suggest this summer you schedule the side of the house replastered so it doesn't look so unsightly.

Beach outdoor shower is a great feature with being near the beach. This area could be cute but they have trash cans here. Missing opportunity.

metal window I mentioned

This dual pane has moisture inside. Summer will clear it or a hairdryer. ALL the window cranks need cleaning and lubing in the house.

In the kitchen under the island on both sides are power outlets. They need to be changed to GFCI's and the one on the counter too.

Again the plaster repair facing ocean windows

Railing facing ocean is not to code BUT never change to the higher one as blocks view

Track needs cleaning and paint trim oil based paint.

Mello Luca tree in front trim the limb that touches.

Gas on off up top

Driveway water connection cracked tile and needs grout repair.

Water outlet at curb. 

Trim this tree to not touch house. 

Vermin can enter from access here- we live near canyons: possums, racoons, rats can create damage.

Move dirt against foundation by front door. (gardener). 

Keep moisture away from house to prevent termites.

Tesla charger in garage seems okay

Salt water for water treatment no salt in it is on no idea if it works

slow flow

drains in front clear

Roof views

Water pump

Aqua Link RS

JVA 2440 torque

Pentair Mastertemp 400

Pentair

Two water heaters. Appear newish. The gas line in is not to code

In the room where there is gift wrapping this is the motor for the elevator

 Click twice on videos to get detailed view of the house.

Since is exposed to ocean air you need to keep it painted on a schedule is my number one tip.

Puerto Rico

 

American Financial Network, Pinnacle

C G Barbeau

Home Maintenance Tips

Puerto Rico experiences coastal ocean air.

Houses in Puerto Rico may need to be painted annually.

Flush the water heater once a year.

Change the filters for the air conditioner every three months.

Check for rust, mold and water damage on the exterior by walking around

the outside of the house to do a five minute inspection every year

Puerto Rico fire hazard insurance agents:

Felipe Garcia (787) 671-8298

USAA https://www.usaa.com/inet/wc/insurance_home_condo?akredirect=true

MApfre  https://www.mapfreinsurance.com/

Universal  https://www.universalpr.com/UPPublic/Home.aspx?UniqueName=Home_Dwelling

 Banco Popular de Puerto Rico

 

 Firstbank Puerto Rico

 

 Oriental Bank

 

 Sun West Mortgage Company, Inc.

 

 RF Mortgage & Investment Corp.

 

 FEMBI Mortgage

 

 Banco Santander de Puerto Rico

 

 Preferred Mortgage Corp.

 

 First Security Mortgage, Inc.

Non Warrantable Condominium

 

This year learn about other loan programs

I know this is not the most exciting topic but being prepared will get buyers in

position to make offers that can close.

Non warrantable condominium complex can get a loan.

If the HOA has lawsuits and not enough reserves there are wholesale broker options

If it is just the owner occupancy under 51% Fannie might make an exception.

The reason why the condo HOA is in trouble is vital to making the choice. Get the HOA management company on the phone and ask them what the

Ins and Outs of their problems.

 

Lenders who fund non warrantable condos (let’s say it’s a high rise in Florida with construction defect lawsuit to just demonstrate how ugly)

 

Acra

Loan stream

Loan Lock Prime

Newpoint Mortgage

Deep Haven

Change

Excelerate Capital (yes that’s how the spell their name)

ACC Mortgage

5^th Street Capital

Fund Loans

Impac

First National Bank of America

 

They need 20% down; full doc; FICO above 680 in general

As a broker you do this borrower paid.

You charge 2 points and most of the above charges 2 points …OUCH

Loan has to be big enough to not be a HIGH Cost Loan

Getting a new broker conduit approved, ask Paul how long this will take

 

I would first start with how much this condo is in EXTRA costs upfront. Four points, cough cough