Covid Vaccines Southern California

 

Riverside County California ways to register to get Covid-19 vaccine:

To receive the COVID-19 vaccines, you must schedule an appointment. Please register at the below website, where you will also find information about the vaccines and current availability.  

 

Riverside University Health System  

https://www.ruhealth.org/covid-19-vaccine 

 

Individuals 65 years and older who are unable to use the internet and as a result are having difficulty registering for the vaccine should call the Riverside County Office On Aging at 951-867-3800. 

 

Visit https://www.rivcoph.org under “Latest News”, as the appointments are announced the day before registration begins. 

 

Please MONITOR THE WEBSITE to find out the LATEST INFORMATION. APPOINTMENT SLOTS FILL RAPIDLY.  

 

AUTOMATIC NOTIFICATION when APPOINTMENTS become available IS NOT CURENTLY AN OPTION. 

 

For best results and a better experience, please use Google Chrome, MicroSoft Edge or Safari for the registration process. 

 

You can also visit the Community Partners and schedule an appointment with them.  

COVID-19 Vaccine Providers (rivcoph.org) 

 Orange County California:

As of today 2/9/2021

the only place to register is the Othello Website

Register your name date of birth (you need to be over age 65 as of today to get the vaccine but you still can register)

Check once a day- this is NOT a live manned website where people will call you. Results will show as follows:

1. thanks for registering ... email sent to you

2. "you are in the waiting room" It seems like this is a one to two week wait.

3. When appointments free up you will get an email but not until the following day. Return to website and scroll for next day and time available. Another confirmation email is sent.

Bring your identification, remember the email you used to login, the appointment goes very fast at Soka University, like total of thirty minutes. Relax when you get the injection. Do not take ibuprofen or acedominefin before the appointment those over the counter drugs can block your immune system from being the full mighty machine your body can be. Remember EVERYONE working at the SOD (the super site for vaccines) are volunteers. The volunteers are your neighbors who are lovingly standing in the cold or directing you. 

https://covid19.othena.com/login?redirect=patient-registration%2Fnew-appointment-bookinghttps://covid19.othena.com/login?redirect=patient-registration%2Fnew-appointment-booking

I worked the first weekend at the Disney site as a volunteer and am signed up for more. If we are to slow this virus down we must help each other. Wear your mask even after you get the vaccine. Give everyone more than six feet. Scrub your hands with soap after every time you touch stuff in public.

There are NO walk in clinics in Southern California

More sites and drug stores are rolling out. Stay tuned

If you are elderly and need help registering call me, if you need a ride call as well we have volunteers who are ready to help.

After you get the first shot your arm might be sore and you may have body aches and headache. Take it easy for a day, take a baby aspirin and lots of fluids. My mom who is 88 was so relieved about getting the vaccine that she said she could dance the next day on her bad knee, I guess the feeling of joy overcomes the ache. 

Potting Flowers

A variety of ideas for potting flowers in recycled containers.

Combining tall and vining plants in the same pot

Using driftwood (one of my favorite free containers for

succulents- just add sphagnum moss. I've even wired together

several pieces of driftwood and added pockets of burlap for the

succulents to grab on and grow.
 

This blue pot was the starter for succulent cuttings. They now crowd the pot with colors. Do not over water, the plants get long and leggy.

  

Install hooks in the ceiling to hang baskets and make a lush landscape.

Two views of a log which became the planter for a trailing house plant. Heart leaf philodendron is is nice choice for Valentines Day.

Maidenhair fern in a wine barrell

Bromeliads in pots trimmed in plate shards and grouted on is called Pique Assiette. This is colorful and cheerful with the neon reds, yellows and orange blooms that last and last.

This pink African Violet is looking out the window for light.

 I grew her from a cutting.

succulents in metal recycled bins
Even if your house is tiny, or you don't have lots of cash to spend on making home cozy adding flowers from cuttings, succulents from cuttings and sharing seeds that can be added to found containers can be beautiful and fun

Valentine For You

Ideas for potted flower combinations

 

Alaska

 

Make Home Mortgage Go Fast

 

How to make your home loan go fast.

Tips and Tricks to get your mortgage closed.

    Lender asks questions about your income type and assets

Lender gives you a list of homework Past thirty days Pay Stubs, Past two years IRS Tax Returns, Past two years w-2 forms and 1099, Bank statements all pages past sixty days, copy of driver’s license, and more. Get all the documents in readable pdf formats or if that is impossible print them all. Provide the stack in the first meeting or email it in batches, or we built a website for your deal to upload from your phone or computer. Don’t provide half and think it’s good enough because you want privacy.

         Accept eConsent authorization upfront 

        Mortgages today are digital. We email to you Monday to Friday and your job is to open and read the information. One of the first steps is to accept econsent. If you are not email available, it will cause delays as the United States Post office will carry every piece of paper back and forth many times during the process and this means delays– The mortgage industry is one of the most heavily regulated industries out there. This initial authorization gets the lender rolling.

 

                  Sign initial loan disclosures the day the LE comes in the in box and have spouse or anyone on the loan do the same– 

    the process can’t move forward until disclosures are reviewed and acknowledged. Intent to proceed is an important step that must be e-signed. You as Borrower need to read the eighty or more pages in the Loan Estimate. About eight of those forms need to be signed and returned to the lender. Credit authorization, SSA-89 forms, 4506c, and any others your bank or lender notes are vital start up signatures.

 

Schedule and pay for your home inspection on the first day. Assuming the inspector can get it back to you in three days you know if you want that house, or if there are many things that need repair. After day three you pay for and order the appraisal.

    Wait to buy stuff– DO NOT go buy new furniture, washer and dryers, a new car, or put ANYTHING on credit. Do not go to Ashley’s Furniture and let them tell you it is no payment for a year, like it’s free money. A new purchase on credit can throw your debt-to-income ratio out of approval, or make your credit score go down, which might deny you from getting a loan. FICO score changes daily. Some lenders pull the credit at closing to verify your truth.

          Cash Deposit in bank accounts – Cash is hard to source, and your lender needs to be able to document where the funds came from. 

    Sourcing Large Deposits in bank accounts that are not pay roll checks – Everything must be sourced, tracked, trailed, and proven to be yours in the past months. It’s the Patriot Act, don’t blame your lender there are more laws about mortgage than you need to memorize.

    Expired Drivers Licenses and ID’s – Plan ahead and check your expiration dates. The DMV is not speedy during Covid pandemic and getting a new passport by mail, oh my what a big delay.

         Don’t quit your job or get fired.  Need I say more? If you hate your job wait to send out resumes a month after you closed and moved in.

Open your email daily and respond – Be clear and exact in your explanations. Remember the truth is best with your priest and lender. It’s okay to ask a question many times. We are here to explain and help until every detail is clear to you as the Borrower.

 

C G Caroline Gerardo Barbeau NMLS 324982

(949) 784-9699

 

Self Employed Mortgage Loans

 

Bank Statement Home Mortgage for the Self Employed Business owner who earns income but writes off lots of expenses on the IRS taxes

We CAN HELP YOU BECOME A HOMEOWNER Who Uses It?     Brokers with self-employed borrowers that include:   · ​1099 earners · Jumbo borrowers · Self-employed Agency fall-out- you went to Wells Fargo, or Bank of America, or Chase or that mortgage guy and they said NO · Business owners https://carolineg.swmcretail.com/   https://carolineg.swmcretail.com/ ​​​

 

Why?

Our Bank statement loans save deals! · We do not require tax returns. · Borrowers qualify using 12 or 24 months personal or business bank statements. · Quick and EASY close due to our excellent service and guidelines. · Most loans now qualify off of a 50% standard expense factor. · A bank statement review team reviews, analyzes, and calculates income for you.

 

How?

We educate, advise and teach you to become expert for your self-employed clients. · We make loans that make sense. · Quick non-QM pricing:  · In-house underwriting allows for timely updates. · We do advise you to ONLY deposit into one account · We may need information from your CPA · Let’s plan ahead before your offer is accepted or you want to refinance WHAT ARE YOU WAITING FOR? CLOSE MORE DEALS NOW WITH  C G at Sun West Mortgage Let me surprise you with how great the interest rates are on this home loan product. An affordable mortgage for a business owner is available right now if you call: (949) 784-9699 NMLS 324982     This is not a commitment to lend. Equal Housing Opportunity. (949