How much human hair will it take to absorb all the oil BP is going to put in the gulf?
Even if we all shave our heads and shove it in nylons will it be enough to absorb?
Where is there a toxic waste dump near or large enough to hold in a concrete pool where
the rotting oil, toxic Corexit, oil, and decomposing life large enough?
5/07/2010
Chelsea's LAW Bill 1844 Please Support
Chelsea’s Law goes to next step, appropriations committee
http://www.leginfo.ca.gov/pub/09-10/bill/asm/ab_1801-1850/ab_1844_cfa_20100419_102425_asm_comm.html
"Chelsea's Law" Bill 1844 is in ASB committee.
I encourage you to please review that this is approved in the next stage to becoming a law.
I live on the border of Laguna Niguel and Laguna Beach. When I look at the Megan's law website maintained by the state of California I see 12 persons registered in Laguna Niguel and 16 in Laguna Beach. (one is missing i.e: no photograph and no known address since 1989)
The serious error is this: the City of Laguna Beach police department is monitoring 33 registrants, a few of whom are homeless, and three are off the radar. While the City of Laguna Niguel does not have it's own police department the Orange County Sheriff is monitoring 19 persons for Laguna Niguel. In my own neighborhood two registrants appear to be living too close to an elementary school.
http://www.meganslaw.ca.gov/search.aspx
The system we have is not very accurate. Human beings can move about you can see that today there must be tighter control of the location of these dangerous predators. They gave up their right to go to a public park or show up at an elementary school when they did the crime.
Felipe Fuentes - Chair Dem-39 (916) 319-2039 Assemblymember.Fuentes@assembly.ca.gov
Connie Conway - Vice Chair Rep-34 (916) 319-2034 Assemblymember.Conway@assembly.ca.gov
Tom Ammiano Dem-13 (916) 319-2013 Assemblymember.Ammiano@assembly.ca.gov
Steven Bradfordd Dem-51 (916) 319-2051 Assemblymember.Bradford@assembly.ca.gov
Charles M. Calderon Dem-58 (916) 319-2058 Assemblymember.Calderon@assembly.ca.gov
Joe Coto Dem-23 (916) 319-2023 Assemblymember.coto@assembly.ca.gov
Mike Davis Dem-48 (916) 319-2048 Assemblymember.Davis@assembly.ca.gov
Kevin de Leon Dem-45 (916) 319-2045 Assemblymember.deLeon@assembly.ca.gov
Isadore Hall III Dem-52 (916) 319-2052 Assemblymember.Hall@assembly.ca.gov
Diane L. Harkey Rep-73 916) 319-2073 Assemblymember.Harkey@assembly.ca.gov
Jeff Miller Rep-71 (916) 319-2071 Assemblymember.Miller@assembly.ca.gov
Jim Nielsen Rep-2 (916) 319-2002 Assemblymember.Nielsen@assembly.ca.gov
Chris Norby Rep-72 (916) 319-2072 Assemblymember.Norby@assembly.ca.gov
Nancy Skinner Dem-14 (916) 319-2014 Assemblymember.Skinner@assembly.ca.gov
Jose Solorio Dem-69 (916) 319-2069 Assemblymember.Solorio@assembly.ca.gov
Tom Torlakson Dem-11 (916) 319-2011 Assemblymember.Torlakson@assembly.ca.gov
Alberto Torrico Dem-20 (916) 319-2020 Assemblymember.torrico@assembly.ca.gov
Bill 1844 proposes:
Life imprisonment without the possibility of parole for forcible sex crimes against children under 18 when aggravating circumstances exist. The type of aggravating circumstances that would require the harshest sentence depends on the age of the victim. Some aggravating circumstances include physical harm, kidnapping, torture and use of a weapon.
• Where no aggravating circumstances exist, penalties would double for certain sex crimes, depending on the age of the victim. For example, the new prison sentence would range from 6 to 16 years for forcible sex crimes against children under 14.
• Registered sex offenders would be subject to misdemeanor charges and possible parole revocation if found in a park where children regularly gather — unless prior permission had been granted by the park administrator or parole agent.
• Parole terms would be doubled to 10 years for a forcible sex crime, regardless of the age of the victim.
• Those convicted of a sex crime against a child under 14 would be on lifetime parole, requiring constant supervision and a global positioning system tracker.
Please sign the petition for additional signatures to show your support
http://www.leginfo.ca.gov/pub/09-10/bill/asm/ab_1801-1850/ab_1844_cfa_20100419_102425_asm_comm.html
"Chelsea's Law" Bill 1844 is in ASB committee.
I encourage you to please review that this is approved in the next stage to becoming a law.
I live on the border of Laguna Niguel and Laguna Beach. When I look at the Megan's law website maintained by the state of California I see 12 persons registered in Laguna Niguel and 16 in Laguna Beach. (one is missing i.e: no photograph and no known address since 1989)
The serious error is this: the City of Laguna Beach police department is monitoring 33 registrants, a few of whom are homeless, and three are off the radar. While the City of Laguna Niguel does not have it's own police department the Orange County Sheriff is monitoring 19 persons for Laguna Niguel. In my own neighborhood two registrants appear to be living too close to an elementary school.
http://www.meganslaw.ca.gov/search.aspx
The system we have is not very accurate. Human beings can move about you can see that today there must be tighter control of the location of these dangerous predators. They gave up their right to go to a public park or show up at an elementary school when they did the crime.
Felipe Fuentes - Chair Dem-39 (916) 319-2039 Assemblymember.Fuentes@assembly.ca.gov
Connie Conway - Vice Chair Rep-34 (916) 319-2034 Assemblymember.Conway@assembly.ca.gov
Tom Ammiano Dem-13 (916) 319-2013 Assemblymember.Ammiano@assembly.ca.gov
Steven Bradfordd Dem-51 (916) 319-2051 Assemblymember.Bradford@assembly.ca.gov
Charles M. Calderon Dem-58 (916) 319-2058 Assemblymember.Calderon@assembly.ca.gov
Joe Coto Dem-23 (916) 319-2023 Assemblymember.coto@assembly.ca.gov
Mike Davis Dem-48 (916) 319-2048 Assemblymember.Davis@assembly.ca.gov
Kevin de Leon Dem-45 (916) 319-2045 Assemblymember.deLeon@assembly.ca.gov
Isadore Hall III Dem-52 (916) 319-2052 Assemblymember.Hall@assembly.ca.gov
Diane L. Harkey Rep-73 916) 319-2073 Assemblymember.Harkey@assembly.ca.gov
Jeff Miller Rep-71 (916) 319-2071 Assemblymember.Miller@assembly.ca.gov
Jim Nielsen Rep-2 (916) 319-2002 Assemblymember.Nielsen@assembly.ca.gov
Chris Norby Rep-72 (916) 319-2072 Assemblymember.Norby@assembly.ca.gov
Nancy Skinner Dem-14 (916) 319-2014 Assemblymember.Skinner@assembly.ca.gov
Jose Solorio Dem-69 (916) 319-2069 Assemblymember.Solorio@assembly.ca.gov
Tom Torlakson Dem-11 (916) 319-2011 Assemblymember.Torlakson@assembly.ca.gov
Alberto Torrico Dem-20 (916) 319-2020 Assemblymember.torrico@assembly.ca.gov
Bill 1844 proposes:
Life imprisonment without the possibility of parole for forcible sex crimes against children under 18 when aggravating circumstances exist. The type of aggravating circumstances that would require the harshest sentence depends on the age of the victim. Some aggravating circumstances include physical harm, kidnapping, torture and use of a weapon.
• Where no aggravating circumstances exist, penalties would double for certain sex crimes, depending on the age of the victim. For example, the new prison sentence would range from 6 to 16 years for forcible sex crimes against children under 14.
• Registered sex offenders would be subject to misdemeanor charges and possible parole revocation if found in a park where children regularly gather — unless prior permission had been granted by the park administrator or parole agent.
• Parole terms would be doubled to 10 years for a forcible sex crime, regardless of the age of the victim.
• Those convicted of a sex crime against a child under 14 would be on lifetime parole, requiring constant supervision and a global positioning system tracker.
Please sign the petition for additional signatures to show your support
5/05/2010
Fix Your FICO free
A high FICO score can secure a good loan, a great job, or standard rate insurance. The Privacy Act is supposed to help us keep our information quiet, but your score is available to many more than you know. Did you know mailing lists may be compiled by your score?
FICO score is a computer analysis of the following items: Payment history 35%, Amounts owed 30%, Length Time of Credit History 15%, Types of Credit in Use 10%, and New Credit 10%. Lowest number score is 300 and highest is 850. You don’t need to know who invented the computer model or who owns Fair Isaac (call me if you do). There also are Vantage Score, Trans Risk, and Score X, (branded models not yet used much by Lenders).
To improve your score get a full merged report with all three reports,” Credit Cops": Equifax, Experian and Trans Union. Each of these companies may report your information differently, and therefore you will have three scores. You are entitled to free credit report once a year from: annualcreditreport.com however you are not entitled to Free scores. Do not go to Free credit report.com or any scam company that loops you into billing monthly and fails to release the monthly credit card bill. Trans Union, Equifax and Experiam offer websites direct as well. They do not advertise on television, they do not need to.
Review trade items on each report. Derogatory items are at the top of the report. The name of creditor and account number (often shy four digits for security) show for each. Below the account name is available line and payment history. The history also may show as a time line calendar below in reverse order as line ticks.
If anything is incorrect, you begin your letter writing campaign. Write; do not call, to each individual creditor. In the letter include: Your name, home address, the account number, today's date, the reason why you dispute what shows and sign the letter. Be simple for example: Dear Bank of America: I never was late on 4/2009 here's a copy of my cancelled check...The letter does not have to be perfect- it has to be done and in the mail. Do not include your telephone number you want a written response.
Make a folder with a time line on the front. Day one sent letter asked for response in ten days. If they fail to answer in thirty days you are going to write and mail follow up letters. Include in the letter that you wrote them asking to correct the inaccurate item on x date and they failed to respond in thirty days. Also include that they are required by the Fair Credit Reporting Act to investigate and they failed to do so. You may also state you intend to file a complaint with the FTC. You want them to send you a letter deleting the item and to correct the information they report to all credit companies. Once you have the letter deleting the item forward to Equifax PO BOX 740241 Atlanta GA 30374-1111, EXPERIAN PO BOX 2104 Allen TX 75013, TRANS UNION PO BOX 390 Springfield PA 19064.
Tips on raising your score:
Pay everyone on time. Get delinquent accounts current now first and pay the minimum on the remaining accounts. Keep revolving balances 68.9% below the available line. Do not use Finance Companies. Do not open accounts with furniture/ mattress/computer stores that promise 90 days no payment as is sold to a finance company. These types of accounts lower your score. If you have finance accounts pay it off.
Do not allow car dealers to shop a loan for you and add needless inquiries to your score. Don’t sit there and hand them your driver’s license, bring a copy of the license and say I am not required to give you m social security number to test drive a car. Do not close accounts - just pay them off. Do not use disreputable Consumer Credit Counseling companies- they often allow late payments to roll and interest and balances to grow. Do not fall prey to anyone who claims you can buy a new social security number. Do not pay huge fees to credit repair companies who won't work as hard as you can on your own letter writing campaign. Anything that sounds too good to be true like “we can erase $10000 of your credit card debt with the new Obama bill” is too good to be true. Negotiate with all collection companies to delete the disputed item in exchange for paying part or all of it.
Opt out of all junk mailing lists. Be ever so careful entering your private information on any website. Do not use matching passwords with easy to guess tags. The internet is a wonderful place but not everyone on there is who they say they are.
Opt-out request list via phone or email:
Opt-Out Prescreen will allow you to opt out of receiving credit card and insurance offers. Call 1-888-567-8688 (888-5-OPT-OUT) from your home telephone, or visit their website at http://www.optoutprescreen.com/.
Abacus Direct: Email your removal request to optout@abacus-us.com
ADVO, Inc.: Call 1-888-241-6760 or go here http://www.advo.com/consumersupport.html
Acxiom U.S: To request an opt-out form, call 1-877-774-2094 or go here: http://www.acxiom.com/opt-out-request-form
Direct Marketing Association: Visit www.dmachoice.org (online registration is free, while it costs $1 by mail)
Publishers Clearinghouse: Email request to privacychoices@pchmail.com
Val-Pak: Visit http://www.coxtarget.com/mailsuppression/s/DisplayMailSuppressionForm
All credit is healed with time. No one can do it better than yourself.
Copyright © 2010 Caroline Gerardo All rights reserved.
FICO score is a computer analysis of the following items: Payment history 35%, Amounts owed 30%, Length Time of Credit History 15%, Types of Credit in Use 10%, and New Credit 10%. Lowest number score is 300 and highest is 850. You don’t need to know who invented the computer model or who owns Fair Isaac (call me if you do). There also are Vantage Score, Trans Risk, and Score X, (branded models not yet used much by Lenders).
To improve your score get a full merged report with all three reports,” Credit Cops": Equifax, Experian and Trans Union. Each of these companies may report your information differently, and therefore you will have three scores. You are entitled to free credit report once a year from: annualcreditreport.com however you are not entitled to Free scores. Do not go to Free credit report.com or any scam company that loops you into billing monthly and fails to release the monthly credit card bill. Trans Union, Equifax and Experiam offer websites direct as well. They do not advertise on television, they do not need to.
Review trade items on each report. Derogatory items are at the top of the report. The name of creditor and account number (often shy four digits for security) show for each. Below the account name is available line and payment history. The history also may show as a time line calendar below in reverse order as line ticks.
If anything is incorrect, you begin your letter writing campaign. Write; do not call, to each individual creditor. In the letter include: Your name, home address, the account number, today's date, the reason why you dispute what shows and sign the letter. Be simple for example: Dear Bank of America: I never was late on 4/2009 here's a copy of my cancelled check...The letter does not have to be perfect- it has to be done and in the mail. Do not include your telephone number you want a written response.
Make a folder with a time line on the front. Day one sent letter asked for response in ten days. If they fail to answer in thirty days you are going to write and mail follow up letters. Include in the letter that you wrote them asking to correct the inaccurate item on x date and they failed to respond in thirty days. Also include that they are required by the Fair Credit Reporting Act to investigate and they failed to do so. You may also state you intend to file a complaint with the FTC. You want them to send you a letter deleting the item and to correct the information they report to all credit companies. Once you have the letter deleting the item forward to Equifax PO BOX 740241 Atlanta GA 30374-1111, EXPERIAN PO BOX 2104 Allen TX 75013, TRANS UNION PO BOX 390 Springfield PA 19064.
Tips on raising your score:
Pay everyone on time. Get delinquent accounts current now first and pay the minimum on the remaining accounts. Keep revolving balances 68.9% below the available line. Do not use Finance Companies. Do not open accounts with furniture/ mattress/computer stores that promise 90 days no payment as is sold to a finance company. These types of accounts lower your score. If you have finance accounts pay it off.
Do not allow car dealers to shop a loan for you and add needless inquiries to your score. Don’t sit there and hand them your driver’s license, bring a copy of the license and say I am not required to give you m social security number to test drive a car. Do not close accounts - just pay them off. Do not use disreputable Consumer Credit Counseling companies- they often allow late payments to roll and interest and balances to grow. Do not fall prey to anyone who claims you can buy a new social security number. Do not pay huge fees to credit repair companies who won't work as hard as you can on your own letter writing campaign. Anything that sounds too good to be true like “we can erase $10000 of your credit card debt with the new Obama bill” is too good to be true. Negotiate with all collection companies to delete the disputed item in exchange for paying part or all of it.
Opt out of all junk mailing lists. Be ever so careful entering your private information on any website. Do not use matching passwords with easy to guess tags. The internet is a wonderful place but not everyone on there is who they say they are.
Opt-out request list via phone or email:
Opt-Out Prescreen will allow you to opt out of receiving credit card and insurance offers. Call 1-888-567-8688 (888-5-OPT-OUT) from your home telephone, or visit their website at http://www.optoutprescreen.com/.
Abacus Direct: Email your removal request to optout@abacus-us.com
ADVO, Inc.: Call 1-888-241-6760 or go here http://www.advo.com/consumersupport.html
Acxiom U.S: To request an opt-out form, call 1-877-774-2094 or go here: http://www.acxiom.com/opt-out-request-form
Direct Marketing Association: Visit www.dmachoice.org (online registration is free, while it costs $1 by mail)
Publishers Clearinghouse: Email request to privacychoices@pchmail.com
Val-Pak: Visit http://www.coxtarget.com/mailsuppression/s/DisplayMailSuppressionForm
All credit is healed with time. No one can do it better than yourself.
Copyright © 2010 Caroline Gerardo All rights reserved.
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