9/15/2010

Home Sweet Home

The MBA reports seem at the opposite end of the trenches. Time magazine runs a cover story that implies homeownership is dead. The stock market limps despite minor hopeful perks upward of retail sales. Come on Americans get up an hour earlier and put a smile on your face.




I have little or no faith in ratings. Do you think Moody’s or Dunn and Bradstreet know the soul of local area? Pockets of markets in good locations have recovered. Owning a home in a great location more desired and cherished than ever. More all cash transactions are turning at the steps of the Orange County Superior Court, as well in San Francisco, and most coastal California communities. Even Riverside is seeing sales activity and multiple offers.

The stragglers are condominiums, that is sometimes a lifestyle not like homeownership –more community living and apartment in the core nature. Condos are doing worse in South Florida, Nevada, and other cities where jobless numbers are underreported. Condos may never come back in places where work is scarce and it take two jobs to survive. The City of Detroit allowed many square blocks to burn to the ground without the resources to stop the fire. OR was it a less organized method of containing services to blocks that can survive as in the triage Harlem planned by red lining blocks and moving inhabitants to center green streets? That kind of courageous planning saved Harlem and allowed many beautiful brownstones to retain community and be safe and wonderful places for families to live.



Homeownership is not something of the past. Perhaps we plan and redefine what it means to be a neighbor. We look at the concept that owning a big house in a location as a young couple may not make great sense because you might need to be mobile and move for a better job. Homeownership that is conservative and makes sense will be a part of the American recovery. Many a time I am counterintuitive, and this can serve you well. In the upcoming Thanksgiving and holiday season things slow down because everyone hunkers down. It’s time to go scout out the home you want and buy it.



So get up a little earlier, say hello to your neighbors and keep your attitude to the grindstone. We are digging out of this together.

9/11/2010

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Is the market turning around?  The MBA purchase index seems to indicate the opposite. Mortgage
applications for refinancing ought to be at a booming pace, but even borrowers who might qualify for
a 3.875% thirty year fixed rate do not seem to be anxious to reduce their payments. There is a lack of
trust and malaise about getting your financial life in order. There is a pace of anger among Americans
as we recall September 11th and some desire to direct blame.

There are pockets of positive and improving market. The stock market has it's days of bubbling and then panic over the slightest of "news". ( What is newsworthy to our media seems so silly and trivial that at
times I wonder about the brain of our next generation). 

I surmise, we need to get back to work. We all must have passion for perfection in what we do.
Our government needs to move towards independance from oil. Build nulcear power plants, build desalinization plants, complete a railway from Southern California to Northern that works.


Today I say a prayer for some friends now gone at Cantor Fitzgerald. I hope you will bow your head and
ask God to bring us all closer.

9/07/2010

Call Collect for Free Money (352) 371-2487

کرککپتس لاو این آمریکا‌.‌ای ویل دفند یور رایت تو فری سپیچ. ا من وهو پسس هیمسلف از ا حویلی پرسن اففرینگ پلیتیکل ادویک تو کوس حرم تو مین اند ومن فیقتینگ ا ور. تری جانز ائژ ا نات. هه پستس تحت "اسلام ائژ طاه دویل." هه پلنس تو بورن طاه کورن - قو`رن آئسا ویکند. ای پرتست اگینست ا رلیگیوس پرسن وهو پریچس هات.



ایف طاه تونتی ممبرس اوف فلوریدا’س دو اوتریچ آوع چورچ وانت تو بورن پیکتورس اوف طاه سودیس وهو ایمپلمنتد طاه موردر اوف امریکنس اون ۹-۱۱ تهن فاین. پست فتس اوف خالید ال‌میهدر، نوف هزمی، محمد اتی، مرون ال‌شهی، حامه هنجور، لید جراح اند سپلل تهیر نمس علنتس ورنگ اند درس ته‌م این پیج کستومس، فاین. تک پسترس اوف پیکتورس اوف ته‌م این توتوس اند دانسینگ کستومس، فاین. پرتست ابات بچه باز دنس پرتیس این افقنیستن، فاین.



دو نوت بورن بوکس. دو نوت بورن ا حویلی بوک.



ای عسک آیو تو کال تری جانز. کال هیم کللکت (۳۵۲) ۳۷۱-۲۴۸۷ سند هیم ا فکس (۳۵۲)۳۷۱-۶۵۱۱

سند هیم آن ایمیل info@doveworld.com






9/03/2010

Falling Back to School

Last hurrah before school starts. My children have long lists of things that do not involve back to school shopping. Cowboys football practices go from five a week plus a scrimmage to three. Carson has been running and is solid as a concrete block wall right now. He has a pizza party tonight, beach fire pit party tomorrow night, wants to get tan all of the sudden and invited the mongul horde for a barbeque. Blair's list involves a drive up to Los Angeles, some movies and she will let us know about three minutes before it happens.

I need to finish classes for work online at night, and finish my Fall donate and throw away everything program (my children seem to retrieve from the recycle bin and when Circle of Concern came yesterday to pick up the bags, boxes and loosely piled bric-a-brac, shoes, clothing and toys they were out there pulling stuff back).

The night air is getting cooler. The giant brown spiders are busy making webs on the hillside to pork up for the winter. The fog is back blanketing the night lights from Salt Creek Beach parking lot. It feels like Fall today.

I want to remind everyone to be more careful driving next week. For some reason adults seem to forget the rules around school zones in their hurry to get back in the routine. Go slower than 25 in a school zone, as children will just jump out of the car, parents will hurry and jay walk and we all want to have our children back to school safe.
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