Mortgage One Year After Disaster

The waiting period after a bankruptcy, foreclosure, or short sale has been reduced to just one year from the event!

Back To Work FHA Program Requirements:

• Purchase Transactions Only.

• Housing counseling must be completed 30 days prior to loan application.

• The bankruptcy, foreclosure or short sale MUST be related directly to the loss of job or 20% income reduction for at least 6 months. This hardship needs paperwork documentation. 

• Credit must have been satisfactory before the bankruptcy, foreclosure or short sale and be satisfactory for a minimum of 12 months after the event.

Mortgage After Foreclosure

Birdhouses

 

Bird nest birdhouse condo

A simple post about my birdhouse projects. I'm  making birdhouses, mistletoe decorations and house gifts for the coming season. My Pinterest page has more than 250 photograph's I have taken of local birdhouses.
It gets me thinking about home, shelter from the world for all of us.
I'm on my kitchen table.  Sunday dinner is made but we are waiting for my son to finish his Calculus homework. Wishing you a joyful home