8/05/2015

25 White Sail Home For Sale Laguna Niguel

Ocean View Canyon Views Two Story Cape Cod style
with a little but of Saint Tropez

4 Bedroom with Huge Bonus room could be five bedrooms
3 fireplaces indoors one more fire pit outside
Hardwood plank and marble flooring downstairs
lap pool huge spa
soaking tub views ocean
GREAT schools  Malcolm Elementary is in such demand they only allow verified residents
Vaulted ceilings, big windows, light, but private as the walls, trees and single loaded street make for serenity
Heirloom roses, organic herbs, rosemary, thyme, sunflowers
Call me (949) 784- 9699 
will cooperate with brokers, realtors, or buyers direct 
$1,560,000. 
it's a steal, a great house, a happy home for sale





OCEAN VIEW 25 White Sail Home
 
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Ocean View ~ Canyon View ~ Breezes
4 bedroom + bonus could be 5 bedrooms 3410 square feet 8995 lot size A bedroom and full bath downstairs, serene gardens, amazing sunsets, storage everywhere 
Saint Tropez meets Cape Cod

John Malcom Elementary a Distinguished Blue Ribbon School, Single Loaded Street, privacy, 2 gazebos 3 fireplaces, 1 firepit outdoors, lap pool, Huge Jacuzzi, 6" recycled plank wood flooring, marble flooring, carpet upstairs and  tile bathroom upstairs, roses, organic gardens, vaulted ceilings, light, bright, wonderful entertainer's home, formal dining room, wet bar, formal living room, luxurious master, used brick hard-scaping that creates outdoor seating and a lovely place to read or have friends for a barbeque.

Call for appointment (949) 784-9699

 

 
 

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Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
100 Spectrum Center Drive Suite 500
Irvine CA 92618
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NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

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7/31/2015

Monthly Payment Chart

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LOPhoto

Caroline Gerardo
Senior Loan Officer
NMLS #324982
Cell 949-637-8190
Office 949-784-9699
eFax 855-883-4303
CarolineGerardo@eaglehm.com
www.eaglehomemortgage.com/carolinegerardo
Committed to Seeing You Home.
Eagle Home Mortgage
100 Spectrum Center Drive Suite 500
Irvine CA 92618
LOLogo
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NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392, NV #3244. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

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7/24/2015

Jumbo Mortgage Loans




Tired of the Big Banks restrictive guidelines and slow turn times? Sell more homes with our Niche Jumbo and Super Jumbo loan products.

Jumbo Loan options;

89.90% LTV (10.10% down) to $1,139,000 Sales Price or 80% LTV (20% down) to $1,280,000 sales priceNo Cash reserve requirement!

o   No mortgage insurance required        
o   No impounds required
o   No cash reserve requirement
o   720 minimum Fico
o   Close in 30 days
o   Owner Occupied or Second home
o   15, 30 yr. fixed rates

Super Jumbo Loan options;

65% LTV to $7.5 mill loan amount or 80% LTV to $2 mill loan amount
         
o   Cash reserves as low as 4 months
o   100% gift funds allowed
o   Seller carry back allowed
o   Credit scores as low as 660
o   BK, short sales and foreclosures allowed with proper seasoning
o   Non-Owner Occupied loan options
o   I/O features
o   3,5 or 7 year fixed with 30 yr. term
o   Non-Permanent Resident Aliens allowed

o   Loans to Business Entities, LLC’s, Corporations and Limited Partnerships

C. G.   (949) 637-8190
NMLS 324982
terms and conditions as of today 7/24/2015