1/26/2016
Silver Lining in Reverse Mortgages
In the last weeks I have had a number of calls for reverse mortgages
Perhaps I need to re-look at the silver lining in HECM's
For someone who owns a home that they want to stay in until
they go to heaven they make sense.
Reverse mortgages are a hybrid FHA project.
No payment is necessary, but property taxes and fire insurance
must be maintained current by the Borrower.
Makes sense for certain people
Let's chat about it
Caroline Gerardo Eagle Home Mortgage, Universal American Mortgage
NMLS 324982
1/15/2016
24102 El Mirage Laguna Niguel For Sale
|
1/13/2016
Nationwide Multiple Listing Service FREE
Phone App
get on the MLS
nationwide
Access
all the big dog
houses
and the
little puppies too.
From your Apple Phone go to the app store and look for the FREE
application
Download with my free secret code (my phone in case you
forget) 9497849699
Start snooping about all the sales in your neighborhood.
Look for a dream home.
Find out where there is an active open house.
Most people can only give you one local access.
This is coast to coast multiple listing service.
Live information
Not the old and wrong Zillow or Trulia errors.
Find a new DOG House?
OR
Follow the link below
http://hbsr.homescouting.com/myapp/7c135d08-ac7b-4da2-b50b-764ae8fde712
1/11/2016
Dates Property Tax Due California
PROPERTY TAX SCHEDULE
The
following schedule is intended to serve as a general guide to property-owners.
July
1
|
Beginning
of the fiscal year.
|
August
|
Treasurer-Tax
Collector’s Office mails delinquent prior year secured notices.
|
August
31
|
UNSECURED
TAX DELINQUENCY DEADLINE as of 5:00 p.m. A 10% penalty plus a $75.00
collection fee is added as of 5:00 p.m.
|
Sept
25 – Oct 5
|
The
Treasurer-Tax Collector’s Office mails out original SECURED PROPERTY TAX
bills.
|
October
|
Unsecured
Tax liens filed for unpaid unsecured accounts.
|
November
1
|
First
SECURED PROPERTY TAX installment is due; delinquent UNSECURED accounts are
charged additional penalties of 1.5% per month until paid.
|
December
10
|
FIRST
INSTALLMENT payment deadline. A 10% penalty is added after the deadline.
|
January
|
Treasurer-Tax
Collector’s Office mails delinquent notice for unpaid FIRST INSTALLMENT and
SUPPLEMENTAL SECURED INSTALLMENTS.
|
February
1
|
Second
SECURED PROPERTY TAX installment due.
|
Feb
– March
|
Treasurer-Tax
Collector mails delinquent prior year secured installment.
|
March
– July
|
UNSECURED
PROPERTY TAX statements mailed.
|
April
10
|
Second
SECURED PROPERTY TAX installment payment deadline. A 10% penalty plus $23.00
cost is added after the deadline.
|
May
|
Treasurer-Tax
Collector mails delinquent notices for any unpaid first and second
installment taxes and SUPPLEMENTAL SECURED INSTALLMENTS
|
June
30
|
End
of fiscal year.
|
July
1
|
Delinquent
SECURED accounts and SECURED SUPPLEMENTAL accounts are transferred to
delinquent tax roll and additional penalties added at 1.5% per month on any
unpaid tax amounts, plus $15.00 redemption fee.
|
Please note that the list above includes only the more significant dates and may not include all items or activities in the regular tax cycle. If a delinquent date falls on a weekend or holiday, the delinquent date is the next business day. In addition, SUPPLEMENTAL TAX bills are mailed throughout the year.
|