12/13/2017

New Tax SB2



New Recording Fee Goes into Effect January 1, 2018
The new legislation is effective January 1, 2018.
The following transactions are valid exemptions from the SB 2 fee:
a. Any sale transaction subject to documentary transfer tax.
b. A sale of residential property to be owner-occupied.
c. Any recording not related to real property.
There is a cap of $225 per transaction per parcel.
Refinance transactions are subject to the new tax.
All documents that are exempt from the tax must be labeled as such.

Law begins January First 2018
Valid exemptions from the tax fee are:
Any sale already paying the documentary transfer tax
A sale of residential owner occupied home
A recording of property that is not real estate

Refinance transactions are subject to the new tax.
All documents that are exempt from the tax must be labeled as such.
“A fee of $75 dollars shall be paid at the time of recording on every real estate instrument,
paper, or notice required or permitted by; law to be recorded, except those expressly
exempted from payment or recording fees, per each single transaction per parcel or real
property.”
In 2017, the California Legislature passed Senate Bill 2, The Affordable Housing and Jobs Act
which adds a new tax on certain recorded real estate documents. The Act states:
You can count on WRT to keep you up to date
on the latest changes affecting your transactions.


who voted for this tax?

not me
Our government is not good at issuing bonds that help the poor.
Let me know if you benefit from the Atkins Bill

SB 2, Atkins Bill known as the Building Homes and Jobs Act
the bill is "supposed" to go to: emergency housing, multifamily housing, farm worker housing, home ownership for very low and low-income households, and down payment assistance for first-time home buyers. Existing law also authorizes the issuance of bonds in specified amounts pursuant to the State General Obligation Bond Law. Existing law requires that proceeds from the sale of these bonds be used to finance various existing housing programs, capital outlay related to in-fill development, brownfield cleanup that promotes infill development, and housing-related parks.

12/06/2017

READY for Evacuation List

In light of all the fires and emergencies I want to share a list of plans in case you are seeing smoke


smoke filled sunset

Be READY for emergency evacuation
List of what to prepare NOW before asked to leave, and in the minutes you may have to leave your home.

To do today list:


  1. Get 10 cardboard boxes, or as many as fit in your car around your pets. Many places throw them away. They don't need to be perfect
  2. Put best linens or clothing in the bottom, add personal photographs, passports, cameras, laptop, important papers. 
  3. Pack your jewelry and small items that you treasure. Pack pet food for two days. Two outfits to wear.
  4. Keep your gas tank 3/4 full. Flashlight in the car. Couple bottles of water in the car.
  5. Have a family plan where to meet and out of state person to contact.
  6. Social media can be helpful to post your whereabouts, test your contacts and tell them which source you will use upon emergency
  7. Trim trees that touch your home and clean out any gutters of dry leaves.


When told to evacuate:



  1. Load the boxes and pets
  2. Shut all doors and windows but leave front door unlocked
  3. Pull down curtains and shove flammable furniture to center of rooms
  4. Turn off gas main
  5. Honk horn many times, ring neighbor's door bells
  6. Drive carefully away from smoke central
  7. Follow fire workers instructions
  8. There may be an evacuation center. 
  9. Evacuation center is a place to meet up with neighbors.
  10. Your cell phone may not operate. Power may be out.
  11. Don't go back until fire officials say all clear
  12. Do the best you can. Be kind. 
I have barns and fenced paddock for horses. I am willing to take horses for free and feed them as long as you need. I don't have trailers. Off Ortega Hwy in San Juan Capistrano contact me if you need help with large animals


The smoke is bad for health, it's not just trees burning, all types of chemicals are in the smoke.
If you have respiratory sensitivity of any kind, get farther away.  A wet towel over mouth and nose don't filter much.


Esté LISTO para la evacuación de emergencia
Haga una lista de lo que debe preparar AHORA antes de pedir que se vaya, y en los minutos puede que tenga que abandonar su hogar.

Para hacer hoy lista:

Obtenga 10 cajas de cartón, o tantas como quepan en su auto alrededor de sus mascotas. Muchos lugares los tiran. No necesitan ser perfectos
Coloque la mejor ropa de cama o ropa en la parte inferior, agregue fotografías personales, pasaportes, cámaras, documentos importantes.
Empaca tus joyas y pequeños objetos que atesoras. Empaque alimentos para mascotas por dos días.
Mantenga su tanque de gas 3/4 lleno. Linterna en el coche. Pareja botella de agua en el coche
Tenga un plan familiar donde reunirse y una persona fuera del estado para contactarse.
Los medios sociales pueden ser útiles para publicar su paradero, probar a sus contactos y decirles qué fuente utilizará en caso de emergencia.
Recorte los árboles que tocan su hogar y limpie cualquier cuneta de hojas secas.


Cuando se le dice que evacue:


Cargue las cajas y las mascotas
cierre todas las puertas y ventanas, pero deje la puerta frontal desbloqueada
abra las cortinas y empuje los muebles inflamables hacia el centro de las habitaciones
apagar el gas principal
Toca la bocina muchas veces, toca las campanas de la puerta del vecino
alejarse con cuidado de la central de humo
siga las instrucciones de los bomberos
Puede haber un centro de evacuación.
Centro de evacuación si es un lugar para reunirse con los vecinos.
Es posible que su teléfono celular no funcione.
No retrocedan hasta que los bomberos digan todo claro
Haz lo mejor que puedas. Se amable.


El humo es malo para la salud, no solo los árboles queman todo tipo de químicos en el humo.
Si tiene sensibilidad respiratoria de cualquier tipo, aléjese más. Una toalla mojada sobre la boca y la nariz no filtra mucho.

11/28/2017

FHA increased loan limits California for 2018



county name, dollar amount increases for
single family maximum loan amount
duplex
three units
four units


ALPINE
CALIFORNIA,  COUNTY
 $         463,450
 $         593,300
 $         717,150
 $         891,250

AMADOR
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

BUTTE
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

CALIFORNIA,  COUNTYLAVERAS
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

COLUSA
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

CONTRA COSTA
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175

DEL NORTE
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

EL DORADO
CALIFORNIA,  COUNTY
 $         517,500
 $         662,500
 $         800,800
 $         995,200

FRESNO
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

GLENN
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

HUMBOLDT
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

IMPERIAL
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

INYO
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

KERN
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

KINGS
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

LAKE
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

LASSEN
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

LOS ANGELES
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175

MADERA
CALIFORNIA,  COUNTY
31460
 $         453,100
 $         580,150
 $         701,250
 $         871,450

MARIN
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175

MARIPOSA
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

MENDOCINO
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

MERCED
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

MODOC
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

MONO
CALIFORNIA,  COUNTY
 $         529,000
 $         677,200
 $         818,600
 $      1,017,300

MONTEREY
CALIFORNIA,  COUNTY
 $         615,250
 $         787,650
 $         952,050
 $      1,183,200

NAPA
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175

NEVADA
CALIFORNIA,  COUNTY
 $         477,250
 $         610,950
 $         738,500
 $         917,800

ORANGE
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175

PLACER
CALIFORNIA,  COUNTY
 $         517,500
 $         662,500
 $         800,800
 $         995,200
PLUMAS
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
RIVERSIDE
CALIFORNIA,  COUNTY

 $         453,100
 $         580,150
 $         701,250
 $         871,450
SACRAMENTO
CALIFORNIA,  COUNTY
 $         517,500
 $         662,500
 $         800,800
 $         995,200
SAN BENITO
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175
SAN BERNARDINO
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
073
SAN DIEGO
CALIFORNIA,  COUNTY
 $         649,750
 $         831,800
 $      1,005,450
 $      1,249,550
SAN FRANCISCO
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175
SAN JOAQUIN
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
SAN LUIS OBISPO
CALIFORNIA,  COUNTY
 $         615,250
 $         787,650
 $         952,050
 $      1,183,200
SAN MATEO
CALIFORNIA,  COUNTY
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175
SANTA BARBARA
CALIFORNIA,  COUNTY
42200
 $         625,500
 $         800,775
 $         967,950
 $      1,202,925
085
SANTA CLARA
CALIFORNIA,  COUNTY
41940
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175
087
SANTA CRUZ
CALIFORNIA,  COUNTY
42100
 $         679,650
 $         870,225
 $      1,051,875
 $      1,307,175
089
SHASTA
CALIFORNIA,  COUNTY
39820
 $         453,100
 $         580,150
 $         701,250
 $         871,450
091
SIERRA
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
093
SISKIYOU
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
095
SOLANO
CALIFORNIA,  COUNTY
 $         460,000
 $         588,850
 $         711,800
 $         884,600
SONOMA
CALIFORNIA,  COUNTY
 $         648,600
 $         830,300
 $      1,003,650
 $      1,247,300
STANISLAUS
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
SUTTER
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
TEHAMA
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
TRINITY
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
TULARE
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450

TUOLUMNE
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450
VENTURA
CALIFORNIA,  COUNTY
 $         672,750
 $         861,250
 $      1,041,050
 $      1,293,750
YOLO
CALIFORNIA,  COUNTY
 $         517,500
 $         662,500
 $         800,800
 $         995,200
YUBA
CALIFORNIA,  COUNTY
 $         453,100
 $         580,150
 $         701,250
 $         871,450