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5/24/2012

Buying a Home To Do List




You are thinking of buying a home and applying for a loan.

Things You Must be Aware of During the Process:

1.       Stay on your same job until the deal is closed

2.       Keep the same bank accounts

3.       Keep paying your bills

4.       Do not transfer money in accounts or deposit more than $300 without keeping every shred of where it came from

5.       Do not shop for a car, furniture or give anyone your social security number to run your credit

6.       Do not give your landlord notice

7.       Do not apply for any other credit

8.       Do not pay collections- pay it at closing if necessary

9.       Do not use overdraft or have insufficient charges on bank statements

10.   Use your own money for anything related to purchase of the home, to avoid appearing as a gift

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