Homework List for your Loan Application
We understand this is more paperwork than you ever were asked to
provide before. This is an initial list of items, and may lead to requests
for more paperwork.
Pay stubs covering the last 30 days with
year-to-date information included (all jobs and applicants)
W-2s for the past two years
Federal tax returns (1040s)
for the past two years
Asset / Bank statements — Past
two months' statements all accounts and all pages no online printouts
We will discuss explanations for late payments, collections, judgments documentation for any large deposits on asset statements
We will discuss explanations for late payments, collections, judgments documentation for any large deposits on asset statements
Other:
Driver's License and Social Security card — legible
copies
Hazard (Homeowner's)
insurance information including agent's name and phone number
Purchase contract — signed by all
parties (fully executed)
Federal tax returns (personal as well as business returns) —
complete copies for the last 3 years
- Profit and loss statement — year-to-date
- List of all business debts
Content and
information provided as a as to accuracy or completeness of information and
assumes no liability for use of this information.
C G Barbeau
(949) 637-8190
NMLS 324982
(949) 637-8190
NMLS 324982
