Save Money - Free Refinance Review

Easy project for home gardens and Cheap! Galvanized Wash tub  recycled into planter. Poke holes in the bottom with a hammer and nail, add six inches of gravel then compost and save cuttings of a variety of succulents. Keep adding new pieces as you see which ones survive- rarely or never water

Reduce your payments or

increase your home’s value

Traditionally, homeowners resort to refinancing whenever they believe they can

reduce their monthly mortgage payment by a lower rate or by debt consolidation.

Let’s say refinancing will save you $150 a month due to a common reason today, paying off

other high interest rate debt. That’s good news, but you have to weigh these savings against

other factors such as having less to write-off in taxes, and in recouping refinancing costs.

An additional reason to refinance is to make home improvements. Rather than move up to a

larger home with higher property taxes, many Americans have elected to stay put.
I will review if we can get you out of expensive mortgage insurance
- I am seeing many clients reduce their monthly nut by $300 to $400 by refinancing
 from FHA to conventional with the raise in values. We can arrange for a free property profile,

So, knowing your primary goal — whether to reduce your overall monthly payments or to make

your home even more valuable with improvements — will tell you when to refinance.

If you would like more information about refinancing, call me today.


Caroline Gerardo

Mortgage Banker

W.J. Bradley Mortgage Capital, LLC

20341 SW Birch St., Suite 330

Newport Beach, CA 92660

Office: 949.637.8190

Cell: 949.784.9699

NMLS: 324982
Another easy and cheap/ free home garden project. This table was discarded road side. Distressed finish was already prepared. move an arrangement of white blue and green for a cool and soothing corner of your yard or patio.

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