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| Easy project for home gardens and Cheap! Galvanized Wash tub recycled into planter. Poke holes in the bottom with a hammer and nail, add six inches of gravel then compost and save cuttings of a variety of succulents. Keep adding new pieces as you see which ones survive- rarely or never water |
Reduce your payments or
increase your home’s value
Traditionally, homeowners resort to refinancing whenever they
believe they can
reduce their monthly mortgage payment by a lower rate or by debt
consolidation.
Let’s say refinancing will save you $150 a month due to a common
reason today, paying off
other high interest rate debt. That’s good news, but you have to
weigh these savings against
other factors such as having less to write-off in taxes, and in
recouping refinancing costs.
An additional reason to refinance is to make home improvements.
Rather than move up to a
larger home with higher property taxes, many Americans have
elected to stay put.
I will review if we can get you out of expensive mortgage insurance
- I am seeing many clients reduce their monthly nut by $300 to $400 by refinancing
from FHA to conventional with the raise in values. We can arrange for a free property profile,
So, knowing your primary goal — whether to reduce your overall
monthly payments or to make
your home even more valuable with improvements — will tell you
when to refinance.
If you would like more information about
refinancing, call me today.
Caroline Gerardo
Mortgage Banker
W.J. Bradley Mortgage
Capital, LLC
20341 SW Birch St., Suite
330
Newport Beach, CA 92660
Office:
949.637.8190
Cell: 949.784.9699
caroline.gerardo@wjbradley.com
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Another easy and cheap/ free home garden project. This table was discarded road side. Distressed finish was already prepared. move an arrangement of white blue and green for a cool and soothing corner of your yard or patio.
