Give your bank or credit card company your cell phone and email that you open
Opt for two stage authorization
Delete credit cards from old accounts that are dormant
When you receive an inbound email look at the email address of the sender.
If you don't recognize the sender, DO NOT click on any links.
Facebook, Apple, Google do not need your real date of birth or address.
Lenders, banks, mortgage companies those who collect payments and more must follow
new Red Flags laws to protect your information. Here are some handy questions
and answers about identity theft red flags
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1. |
Which could be a red flag? |
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A. Document that looks altered or forged
B. Person on ID does not look like person present
C. Both A and B
D. Neither A, nor B |
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X
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2. |
A compliant Red Flags Program will have policies and procedures
to identify, detect, and ______ Red Flags |
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A. Respond
B. Investigate
C. Remove
D. Prevent |
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3. |
Banks are required to exercise effective oversight of service
providers for Red Flag Rule compliance. |
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A. Always
B. True, only if they are conducting activities covered by the
Rule
C. Never
D. True, only if they have subscribed to implement the same
policy as the bank. |
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4. |
Which of the following is not required in a Red Flags Rule
program? |
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A. Detail on how the program will keep current with new threats
B. Appropriate actions it will take when it detects red flags
C. A manner in which to detect red flags
D. A list of penalties for those accused of identity theft |
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5. |
The four steps that are required as part of the Red Flags Rule
are? |
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A. Identify, Detect, Respond, Update
B. Find, Investigate, Suspend, Remove
C. Inquire, Evaluate, Act, Remove
D. Find, Evaluate, Respond, Remove |
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