Applications are due in July. She will need the paperwork documentation ready to upload. I'm okay with telling her who to call, what is needed, and how to start the process.
You can share this from me:
You can share this from me:
I recommend she get signed up for Procorem first to be familiar with uploading to CDA
send an Email asking for help and telling CDA what she would like to do:
dhcd.rentalhousing@maryland.
.https://dhcd.maryland.gov/
They will assign her a lead.
1. Core Multifamily Rental & Affordable Housing Loans
For standard affordable rental housing developments (both non-profit and for-profit), financing tools like the Federal Low Income Housing Tax Credits (LIHTC) and specialized Rental Housing Programs follow a set funding schedule.
Application Cycles: Major funding through the LIHTC and core Rental Housing Programs is awarded through competitive rounds held once or twice annually. Other rolling programs accept applications throughout the year based on "readiness to proceed".
Documentation & Guidelines: Developers must adhere to the Maryland Qualified Allocation Plan (if using tax-exempt bonds) and download mandatory application packets directly from the state's document database.
All relevant forms, checklists, and legal documents are located in the Maryland DHCD Multifamily Document Library.
Options: A full menu of active programs can be reviewed on the DHCD Multifamily Rental Financing Programs Page.
2. The UPLIFT Developer Loan Process (Single-Family/Community Transformation)
If you are applying for the UPLIFT (Utilizing Progressive Lending Investments to Finance Transformation) program—which leverages public-private partnerships to invest in disinvested communities—the process follows a strict, step-by-step portal routine:
Pre-Application: Developers must submit a Pre-Application Meeting Request Form alongside basic project scopes, development plans, and financials to determine project eligibility before formal submission.
Request Application Portal/ Procorem: Once vetted via the pre-app meeting, the developer submits an Electronic Application Submission Request Form. DHCD then invites the applicant into a secure Procorem WorkCenter system created for that specific project.
Core Submission & Fee: Inside Procorem, developers download the required section templates, complete narratives/financial underwriting spreadsheets, and upload them back to the portal. A $1,000 non-refundable application fee per project is required (USPS mailed to DHCD with a receipt uploaded to Procorem).
Review and Closing: DHCD performs a threshold review and scores eligible projects on a first-come, first-served basis. Approved projects receive a formal commitment letter to proceed to loan closing.
Access the Portal & Forms: The comprehensive guides, maps, and intake forms can be found on the Maryland DHCD UPLIFT Program Page.
Developer Contact Directory
Because guidelines update dynamically, developers are strongly encouraged to contact the respective housing underwriting divisions directly before initiating an application:
Multifamily Rental Housing Programs: Email
UPLIFT Community Development Loans: Email
She is going to need estimates from contractors, valuation after completion, all the information about the entity that she intends to use as owner of record...
2. The UPLIFT Developer Loan Process (Single-Family/Community Transformation)
If you are applying for the UPLIFT (Utilizing Progressive Lending Investments to Finance Transformation) program—which leverages public-private partnerships to invest in disinvested communities—the process follows a strict, step-by-step portal routine:
Pre-Application: Developers must submit a Pre-Application Meeting Request Form alongside basic project scopes, development plans, and financials to determine project eligibility before formal submission.
Request Application Portal/ Procorem: Once vetted via the pre-app meeting, the developer submits an Electronic Application Submission Request Form. DHCD then invites the applicant into a secure Procorem WorkCenter system created for that specific project.
Core Submission & Fee: Inside Procorem, developers download the required section templates, complete narratives/financial underwriting spreadsheets, and upload them back to the portal. A $1,000 non-refundable application fee per project is required (USPS mailed to DHCD with a receipt uploaded to Procorem).
Review and Closing: DHCD performs a threshold review and scores eligible projects on a first-come, first-served basis. Approved projects receive a formal commitment letter to proceed to loan closing.
Access the Portal & Forms: The comprehensive guides, maps, and intake forms can be found on the Maryland DHCD UPLIFT Program Page.
Developer Contact Directory
Because guidelines update dynamically, developers are strongly encouraged to contact the respective housing underwriting divisions directly before initiating an application:
Multifamily Rental Housing Programs: Email
dhcd.rentalhousing@maryland. or call 301-429-7854.UPLIFT Community Development Loans: Email
uplift.dhcd@maryland.gov.She is going to need estimates from contractors, valuation after completion, all the information about the entity that she intends to use as owner of record...
