2/05/2014

Foreign National Mortgage

   
Beach house patio

FOREIGN NATIONAL MORTGAGE LOANS ON U S PROPERTIES UP TO FIVE MILLION DOLLARS, and higher case by case
Investment homes, second homes, beach house



Foreign Nationals Canadians Chinese Buy US properties


Caroline Gerardo Loan Officer NMLS #324982 Cell 949-637-8190 Office 949-784-9699 eFax 855-883-4303 http://cgbarbeau.blogspot.com/ www.eaglehomemortgage.com/carolinegerardo/ Committed to Seeing You Home. Eagle Home Mortgage 8105 Irvine Center Drive Suite #500 Irvine CA 92618 NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. copyright 2014 information was sent by: Caroline Gerardo | 8105 Irvine Center Drive #500, Irvine, CA 92618

2/04/2014

Grants Gifts Money to Buy a Home

Laguna Beach House



Trust

Rate Sheet  as of 2/4/2013 Rates Change this is not a Commitment to Lend
Down Payment Assistance Loan Description 30 Year

3% Grant Program  4.25%  rate 4.400 APR

5% Grant Program  4.75%  rate 4.901 APR

CHDAP FHA         3.875% rate 4.021 APR

CHDAP CONV.       4.125% rate 4.290 APR

 
Down Payment Assistance

Homebuyers Fund:
Designed to increase
homeownership opportunities
for low-to-moderate
income individuals
and families in California.
Down Payment Assistance

proceeds may be used
for down payment
and/or closing costs up to 5%.
Or $21,100.00
It may not be enough to buy a Beach house in Laguna, but certainly
a wonderful program for a first time home buyer.
     
 
 
LOPhoto
Caroline Gerardo
Loan Officer
NMLS #324982
Cell
 
eFax
 
 
Committed to Seeing You Home.
 
 
 
 
Image
NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California.
    Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.
Image
This is not a commitment to lend.
Rates and terms change daily.
Borrower must qualify for FHA loan purchase.

2/03/2014

Condos Laguna Niguel

Laguna Niguel Map of Most Condominium Complexes
Map of condos in Laguna Niguel is missing a few complexes but pretty complete


http://www.botid.org" title="Botid.org Internet Directory Listing">Botid.org Internet Directory Listing
       You can add your url to botid.org the best of the internet directory. Our is added under Real Estate Directory

South Orange County Condos

Condominium Complexes in South Orange County

Potted Meyer lemon and  succulents on a lovely Laguna Beach patio


It is my plan to list and publish images of the Condo complexes in South Orange County and
compile and post the CCR's Bylaws and last budgets when available. Homeowner Associations hire management companies that charge $ 500 to $1000 for this information that should be available to every owner, prospective buyer, mortgagee and mortgage lender for free. Most of the documents (not the budgets) were recorded but are difficult to find if you don't work for a title company

Here is a brief list of the associations I hope to complete this year:
If you have information on Homeowner Association Lawsuits and
CCR's Budget Bylaws please contact me

Caroline Gerardo  (949) 637-8190Active

  • Alta Vista Association
  • Arch Beach Heights Association
  • Bella Vista
  • Blue Lagoon, Laguna Beach
  • Bluebird Canyon Association
  • Bluebird Knolls Association
  • California Mobilehome Parkowners' Alliance
  • Canyon Acres Neighborhood Association
  • Capistrano Garden Homes Association # 1
  • Capistrano Royale (The Acreage) Homeowners Assoc.
  • Capistrano Villas Homeowners Association # 1
  • Capistrano Villas Homeowners Association # 2
  • Capistrano Villas Homeowners Association # 3
  • Capistrano de Oro Homeowners Association
  • Casitas Capistrano Homeowners Association III
  • Connemara II Property Owners Association
  • Corinche Master Association, Laguna Niguel
  • Crescent Bay Association
  • Crown Valley Highlands Community Association
  • Dana Terrace HOA
  • Del Cabo Properties Inc
  • East Nine
  • El Mirador Association
  • Emerald Ridge HOA
  • Hampton Hill HOA
  • Harbor Merchants Association
  • Hunt Club II Community Association
  • Huntington Pacific
  • Laguna Beach South Entrance Association
  • Laguna Canyon Property Owners
  • Laguna Crest HOA
  • Laguna North
  • Lagunita, Laguna Beach
  • Lantern Bay Villas, Dana Point 
  • Lantern Village Association
  • La Vista
  • Loma Verde Homeowners Association
  • Lomas San Juan Park
  • Lomas San Juan RV
  • Los Corrales Homeowners Review Committee
  • Lower Diamond Association
  • MS1 Residents
  • Malaspina Homeowners Association
  • Marinita HOA
  • Marquesas at Monarch Beach
  • Mesa Vista South Homeowners Association
  • Mission Woods Architectural Review Committee
  • Misty Ridge
  • Monarch Bay HOA
  • Monarch Bay Terrace HOA
  • Monarch Beach Civic Association
  • Monarch Beach Master Association
  • Monarch Beach Villas HOA
  • Monarch Hills Condos
  • Montego at Monarch Beach
  • Mystic Hills
  • Niguel Beach Terrace HOA
  • Niguel Shores Community Association
  • http://www-8.neighborhoodlink.com/images/active2.gif?1305837055Niguel Woods
  • North Laguna Community Association
  • Ocean Cliff Manor Neighbors
  • Old Mill Pond HOA
  • Regatta Homes HOA
  • Rio Vista Homeowners Association
  • Ritz Cove
  • San Juan HIlls East Homeowners Association # 1
  • San Juan HIlls East Homeowners Association # 6
  • San Juan Hills Community Association VI
  • San Juan Hills East Homeowners Association # 5
  • San Juan Hills East Homeowners Association # 7
  • San Juan Hills Inc.
  • San Juan Mesa Verde Homeowners Association
  • Selva Hills HOA
  • Silverleaf Estates
  • Stoneridge Estates Homeowners Association
  • Tierra Del Caballo Homeowners Association
  • Valle Pacifica Homeowners Association
  • Verde San Juan Estates
  • Villa San Juan Mobilehome Park Association
  • Villas at Monarch Beach HOA
  • Vista Fuente Homeowners Association
  • West Nine
  • Woods Cove Neighborhood Association