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Shop for your new home in Southern California online

See listings the minute they are uploaded into the MLS

just as Real Estate Agents can access

Direct your location, property type, sales price

But first get a pre- approval letter from me

they you can pounce on the best house for you

       Caroline Gerardo services California Home Loans

Call and Ask about a Five Million Dollar Beach House or a USDA rural no down payment loan

or our gift program

NMLS #324982
          Universal American Mortgage Company of California, dba Eagle Home Mortgage  of California, A Lennar Homes company Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

 

 

 

 

Urth Cafe Laguna Beach

Laguna Beach house balcony

 

Just a personal blog note today.

 

Weather in Laguna Beach has been overnight dripping showers,

not cold enough to put on a wet suit,

not warm enough to garden after work.

Dare I complain when I'm headed to Boston to visit

colleges with my son, and stay at Harvard Business

School professor apartments with my sister Nori.

 

This morning I sighted contractors with paper

plans in rolls at the long defunct Cottage restaurant.

I look forward to Urth Café opening at the old Cottage location.

Urth Café in Los Angeles is one of my favorite stops.
It will be fun to have them right across from the museum.
I can see the line now.

I wonder how long it will take to clean up the

grease traps, leaking roof and

dare I say foundation.

 

Meanwhile I'm shopping my seed catalogues

for rare vegetables and flowers for spring.

 

What are you working on?

Foreign National Mortgage

   

Beach house patio

FOREIGN NATIONAL MORTGAGE LOANS ON U S PROPERTIES UP TO FIVE MILLION DOLLARS, and higher case by case
Investment homes, second homes, beach house

Foreign Nationals Canadians Chinese Buy US properties

Caroline Gerardo Loan Officer NMLS #324982 Cell 949-637-8190 Office 949-784-9699 eFax 855-883-4303 http://cgbarbeau.blogspot.com/ www.eaglehomemortgage.com/carolinegerardo/ Committed to Seeing You Home. Eagle Home Mortgage 8105 Irvine Center Drive Suite #500 Irvine CA 92618 NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify. copyright 2014 information was sent by: Caroline Gerardo | 8105 Irvine Center Drive #500, Irvine, CA 92618

Grants Gifts Money to Buy a Home

Laguna Beach House

Trust

Rate Sheet  as of 2/4/2013 Rates Change this is not a Commitment to Lend Down Payment Assistance Loan Description 30 Year 3% Grant Program  4.25%  rate 4.400 APR 5% Grant Program  4.75%  rate 4.901 APR CHDAP FHA         3.875% rate 4.021 APR CHDAP CONV.       4.125% rate 4.290 APR   Down Payment Assistance Homebuyers Fund: Designed to increase homeownership opportunities for low-to-moderate income individuals and families in California. Down Payment Assistance proceeds may be used for down payment and/or closing costs up to 5%. Or $21,100.00 It may not be enough to buy a Beach house in Laguna, but certainly a wonderful program for a first time home buyer.

Caroline Gerardo Loan Officer NMLS #324982 Cell 949-637-8190   eFax 855-883-4303 CarolineGerardo@eaglehm.com www.eaglehomemortgage.com/carolinegerardo http://cgbarbeau.blogspot.com     Committed to Seeing You Home.

NMLS #849059 CA #813I609 Universal American Mortgage Company of California, dba Eagle Home Mortgage of California.     Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. RMLA #4130383, NMLS #252392. Certain restrictions apply. This is not a commitment to lend. Applicants must qualify.

This is not a commitment to lend.
Rates and terms change daily.
Borrower must qualify for FHA loan purchase.